Gavop's guide to buying homeowners insurance in Alafaya, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Alafaya, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Magazine St, Wingfoot Rd, Hughes St, Nona St, Creel Ct, Colonial Lakes Dr, Windmill Grove Cir, Kingsmill Dr, Ivy Brooke Ln, Dahl Ct | $261,000 | $230,000 | $250,000-$300,000 | $244,000 | $230,000 | $250,000-$300,000 |
| Birch Creek Dr, Oak Chase Dr, Scarborough Heights Dr, Talladega Dr, Ben Rogers Ct, Splash Ct, Malon Bay Dr, Baroness Ct Cir, Forest Oaks Dr, Cape Sable Dr | $224,500 | $210,000 | $175,000-$200,000 | $387,500 | $330,000 | $400,000-$500,000 |
| Ridgemoor Dr, Sophiamarie Loop, Willow Ridge Loop, Golden Pond Ct, Boggs Way, Lethbridge Dr, Spring Harvest Ct, Ashton Manor Way, Kellygreen Dr, Cheval Danforth Ct | $261,000 | $230,000 | $250,000-$300,000 | $344,500 | $290,000 | $350,000-$400,000 |
| Tate Ct, Veramonte Way, Lake Live Oak Dr, Jamaica Dogwood Dr, Acorn Ridge Dr, Andover Point Cir, Moss View Cir, Woodbury Glen Dr, Nottingham Way Cir, Avenel St | $252,000 | $230,000 | $200,000-$250,000 | $311,500 | $250,000 | $250,000-$300,000 |
| Satinwood Cir, Spring Haven Ct, Golden Isle Blvd, Palaiseau Ct, Crosswind Cir, Muirfield Dr, Falling Star Ln, Creekbottom Cir, Widow Bartley Dr, Cortona Dr | $329,000 | $310,000 | $350,000-$400,000 | $409,000 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $862 |
| Superior Protection Discount | -$95 | $956 |
| Fire & Security Discount | -$95 | $956 |
| Hail Resistant Roof Discount | -$21 | $1,030 |
| Newly Constructed Home Discount | -$231 | $820 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $2,500 | $1,507 | $4,007 | $1,095 | $3,595 | $412 |
| Alafaya, FL | $1,500 | $1,038 | $2,538 | $754 | $2,254 | $284 |
| Fairview Shores, FL | $400 | $1,042 | $1,442 | $758 | $1,158 | $285 |
| Geneva, FL | $2,500 | $2,350 | $4,850 | $1,708 | $4,208 | $642 |
| Lake Mary, FL | $100 | $1,151 | $1,251 | $837 | $937 | $315 |
| Titusville, FL | $700 | $1,145 | $1,845 | $832 | $1,532 | $313 |
| Eustis, FL | $300 | $1,047 | $1,347 | $761 | $1,061 | $286 |
| Umatilla, FL | $700 | $893 | $1,593 | $649 | $1,349 | $244 |
| West Brevard, FL | $500 | $2,015 | $2,515 | $1,464 | $1,964 | $551 |
| Yalaha, FL | $2,000 | $1,677 | $3,677 | $1,218 | $3,218 | $458 |
| Lisbon, FL | $100 | $1,299 | $1,399 | $944 | $1,044 | $355 |
| West Melbourne, FL | $1,000 | $1,664 | $2,664 | $1,209 | $2,209 | $455 |
| Home Insurance Company Alafaya, FL | Homeowners Insurance Agency Alafaya, FL | Address | Popularity Score | Distance from Alafaya (miles) |
|---|---|---|---|---|
| State Farm | Jeffrey B Campbell | 2840 Tuskawilla Rd, Oviedo, FL, 32765-5063 | 8.8 | |
| Travelers | White Agency Inc | 3662 Avalon Park E Blvd, Orlando, FL, 32828 | 1.6 | |
| Allstate | Marvel Quevedo | 5062 S Conway Rd, Orlando, FL, 32812 | 9.6 | |
| State Farm | Ian Markowitz | 3140 Howland Blvd Ste 100, Deltona, FL, 32725-2910 | 29.9 | |
| State Farm | Don Cerenzio | 3726 N Goldenrod Road, Winter Park, FL, 32792-8801 | 8.4 | |
| Allstate | Huckleberry Sibley And Harvey | 1020 N Orlando Ave Ste 200, Maitland, FL, 32751 | 13.7 | |
| Allstate | Mirza Beg | 8202 E Colonial Dr # A, Orlando, FL, 32817 | 6.9 | |
| Allstate | Trey Harshaw | 1830 Orange Tree Dr, Edgewater, FL, 32132 | 35.0 | |
| State Farm | David Chong | 10421 Moss Park Rd, Orlando, FL, 32832-5812 | 8.1 | |
| Travelers | Fed Usa | 7448 Aloma Avenue Suite 1, Winter Park, FL, 32792 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Orange County, FL | $192,400 | $1,526 | $1,190 | $2,040 | $850 |
| Alafaya, FL | $228,300 | $1,051 | $820 | $1,410 | $590 |
| Fairview Shores, FL | $160,500 | $1,055 | $820 | $1,410 | $590 |
| Geneva, FL | $300,700 | $2,379 | $1,860 | $3,190 | $1,330 |
| Lake Mary, FL | $282,700 | $1,165 | $910 | $1,560 | $650 |
| Titusville, FL | $125,100 | $1,159 | $900 | $1,550 | $650 |
| Eustis, FL | $161,400 | $1,059 | $830 | $1,420 | $590 |
| Umatilla, FL | $128,800 | $904 | $700 | $1,210 | $510 |
| West Brevard, FL | $245,700 | $2,039 | $1,590 | $2,730 | $1,140 |
| Yalaha, FL | $192,600 | $1,697 | $1,320 | $2,270 | $950 |
| Lisbon, FL | $135,200 | $1,315 | $1,030 | $1,760 | $730 |
| West Melbourne, FL | $190,600 | $1,684 | $1,310 | $2,260 | $950 |