Gavop's guide to buying homeowners insurance in Tecumseh, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $91,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $132,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $162,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $238,500 | $190,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $706 |
| Superior Protection Discount | -$77 | $774 |
| Fire & Security Discount | -$60 | $791 |
| Hail Resistant Roof Discount | -$17 | $833 |
| Newly Constructed Home Discount | -$247 | $604 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,392 |
| Hail Damage | $4,853 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
| Home Insurance Company Tecumseh, OK | Homeowners Insurance Agency Tecumseh, OK | Address | Popularity Score | Distance from Tecumseh (miles) |
|---|---|---|---|---|
| Farmers | A J Haglund | 331 S Cemetery Rd Ste C, Yukon, OK, 73099 | 48.7 | |
| Travelers | Howell-Stone Insurance | 3500 South Broadway, Edmond, OK, 73013 | 39.8 | |
| Travelers | Insurica | 5100 N Classen Blvd, Ste 300 Oklahoma City, Oklahoma City, OK, 73118 | 38.3 | |
| State Farm | Steven Manuel | 330 S Santa Fe Avenue, Edmond, OK, 73003-6328 | 42.3 | |
| State Farm | Bob Stockton | 4625 N May Ave, Oklahoma City, OK, 73112-6052 | 39.8 | |
| State Farm | Gary Unruh | 4639 N Macarthur Blvd, Warr Acres, OK, 73122-5009 | 42.5 | |
| State Farm | David Hoffhines | 6444 Nw Expressway Ste 450, Oklahoma City, OK, 73132-5141 | 44.0 | |
| Allstate | Larry Dumas Jr | 2927 Nw 122nd St, Oklahoma City, OK, 73120 | 42.5 | |
| State Farm | Ken Whitt | 4430 Nw 50th St, Oklahoma City, OK, 73112-2298 | 41.6 | |
| Travelers | Aaa Oklahoma-Moore | 104 Se 3rd, Moore, OK, 73160 | 31.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,010 | $2,040 | $1,030 |
| Pottawatomie County, OK | $108,400 | $1,218 | $830 | $1,720 | $890 |
| Tecumseh, OK | $89,500 | $850 | $610 | $1,210 | $600 |
| Lima, OK | $24,400 | $584 | $400 | $810 | $410 |
| Seminole County, OK | $71,200 | $870 | $630 | $1,240 | $610 |
| Noble, OK | $108,700 | $963 | $650 | $1,360 | $710 |
| Luther, OK | $147,100 | $1,646 | $1,120 | $2,340 | $1,220 |
| Bearden, OK | $82,500 | $1,136 | $820 | $1,580 | $760 |
| Castle, OK | $32,500 | $667 | $490 | $950 | $460 |
| Edmond, OK | $216,500 | $1,409 | $1,010 | $1,960 | $950 |
| Lamar, OK | $54,100 | $878 | $590 | $1,200 | $610 |
| Tuttle, OK | $171,900 | $989 | $660 | $1,360 | $700 |