Gavop shows you how to buy homeowners insurance in River Falls, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| River Falls, WI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunview Dr, E Co Rd M, Field Ave, Rushmore Dr, N Dallas St, E Pomeroy St, W Division St, Williams Ave, Rifle Range Rd, Yellowstone Dr | $147,500 | $120,000 | $125,000-$150,000 | $222,500 | $190,000 | $175,000-$200,000 |
| Dundee Ave, Paulson Rd, N Clark St, Derby St, E Wood Ridge Dr, E Quarry Rd, Saddle Club Rd, Meadows Dr, Whitetail Blvd, Emerson Valley Rd | $132,000 | $110,000 | $150,000-$175,000 | $130,000 | $120,000 | $125,000-$150,000 |
| Troy St, Pika Trl, Co Hwy Mm, Co Hwy U, N Pearl St, Howard St, W Roosevelt St, Roosevelt St, Moundview Rd, Morningside Ave | $185,000 | $160,000 | $175,000-$200,000 | $129,000 | $110,000 | $100,000-$125,000 |
| Meredith Cir, Leroy Ct, Dry Run Rd, Union St, Riverside Dr, Quarry Rd, Apollo Rd, E River Dr, Chapman Dr, Leroy Ln | $139,000 | $130,000 | $125,000-$150,000 | $123,000 | $100,000 | $125,000-$150,000 |
| Pine Ridge Ter, Liberty Rd, Dawes Pl, Pine Tree Rd, Westgate Pl, Hilltop Ln, Co Hwy Ss, Sussex St, N Winter St, Pine Ridge | $199,000 | $160,000 | $200,000-$250,000 | $187,000 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $533 |
| Superior Protection Discount | -$59 | $592 |
| Fire & Security Discount | -$46 | $605 |
| Hail Resistant Roof Discount | -$13 | $637 |
| Newly Constructed Home Discount | -$182 | $468 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Croix County | $1,500 | $725 | $2,225 | $527 | $2,027 | $198 |
| River Falls, WI | $1,500 | $642 | $2,142 | $467 | $1,967 | $176 |
| Baldwin, WI | $200 | $653 | $853 | $475 | $675 | $178 |
| New Richmond, WI | $1,500 | $613 | $2,113 | $445 | $1,945 | $167 |
| Elmwood, WI | $500 | $502 | $1,002 | $365 | $865 | $137 |
| Shoreview, MN | $1,000 | $937 | $1,937 | $681 | $1,681 | $256 |
| Centerville, MN | $300 | $1,302 | $1,602 | $946 | $1,246 | $356 |
| Amery, WI | $1,500 | $600 | $2,100 | $436 | $1,936 | $164 |
| Dresser, WI | $400 | $585 | $985 | $425 | $825 | $160 |
| Mazeppa, MN | $1,500 | $918 | $2,418 | $667 | $2,167 | $251 |
| Linwood, MN | $200 | $895 | $1,095 | $650 | $850 | $245 |
| Oakwood, MN | $1,000 | $1,339 | $2,339 | $973 | $1,973 | $366 |
| Home Insurance Company River Falls, WI | Homeowners Insurance Agency River Falls, WI | Address | Popularity Score | Distance from River Falls (miles) |
|---|---|---|---|---|
| Erie | Anchor Insurance | 2217 Vine Street Suite 205, Hudson, WI, 54016 | 9.8 | |
| State Farm | Frank Steward | 245 S Knowles Ave, New Richmond, WI, 54017-1728 | 18.5 | |
| State Farm | Wendy Peterson | 2217 Vine St Ste 100, Hudson, WI, 54016-5864 | 9.8 | |
| State Farm | Chris Lemay | 990 Hillcrest St Ste 106, Baldwin, WI, 54002-9263 | 14.5 | |
| Travelers | Jerry Thompson Agency Inc | 208 Main St, Durand, WI, 54736 | 35.9 | |
| Farmers | Andrew Bennett | 366 W Main St, Ellsworth, WI, 54011 | 11.1 | |
| Farmers | Craig Horwath | 82 Coulee Rd Ste 101, Hudson, WI, 54016 | 9.5 | |
| Allstate | Traynor Insurance Agency Llc | Po Box 338, Spring Valley, WI, 54767 | 18.8 | |
| State Farm | Greg Peters | 124 N Main St, River Falls, WI, 54022-2315 | 0.2 | |
| State Farm | Terry Traynor | 224 S Main St, River Falls, WI, 54022-2424 | 0.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $970 | $480 |
| St. Croix County, WI | $223,000 | $734 | $540 | $1,010 | $470 |
| River Falls, WI | $177,500 | $650 | $470 | $900 | $430 |
| Baldwin, WI | $155,200 | $661 | $480 | $920 | $440 |
| New Richmond, WI | $158,900 | $620 | $440 | $890 | $450 |
| Elmwood, WI | $95,000 | $508 | $340 | $720 | $380 |
| Shoreview, MN | $248,600 | $948 | $680 | $1,300 | $620 |
| Centerville, MN | $242,800 | $1,318 | $960 | $1,860 | $900 |
| Amery, WI | $130,300 | $607 | $440 | $860 | $420 |
| Dresser, WI | $124,200 | $592 | $430 | $850 | $420 |
| Mazeppa, MN | $129,500 | $929 | $670 | $1,310 | $640 |
| Linwood, MN | $227,400 | $906 | $620 | $1,280 | $660 |
| Oakwood, MN | $256,300 | $1,355 | $960 | $1,870 | $910 |