Gavop tells you how to get the best homeowners insurance in Calera, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $133,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $167,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $257,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $279,500 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $740 |
| Superior Protection Discount | -$86 | $775 |
| Fire & Security Discount | -$95 | $766 |
| Hail Resistant Roof Discount | -$26 | $835 |
| Newly Constructed Home Discount | -$198 | $663 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,344 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,556 |
| Home Insurance Company Calera, AL | Homeowners Insurance Agency Calera, AL | Address | Popularity Score | Distance from Calera (miles) |
|---|---|---|---|---|
| State Farm | Chris Dorris | 2717 J Hawkins Pkwy Ste 115, Hoover, AL, 35244-4026 | 17.3 | |
| Travelers | Trustway | 1837 Montgomery Highway South Suite 105, Hoover, AL, 35244 | 17.5 | |
| Travelers | Alabama Insurance Center Llc | 2402 Valleydale Rd, Birmingham, AL, 35244 | 17.2 | |
| State Farm | Ashley Caudle | 1326 Main St Ste 112, Gardendale, AL, 35071-2471 | 37.3 | |
| Farmers | Mittie Brown | 9330 Highway 119 Ste 300, Alabaster, AL, 35007 | 8.1 | |
| Nationwide | Robert E Langston & Associates Insurance Inc | 4525 Valleydale Rd, Birmingham, AL, 35242-4605 | 18.2 | |
| Travelers | Mikos Kampakis Insurance Services | 421 Emery Drive Suite 101 Birmingham, Hoover, AL, 35244 | 16.9 | |
| Allstate | Marnie Erdman | 13521 Old Highway 280 Ste 129, Birmingham, AL, 35242 | 18.3 | |
| State Farm | Bobby Jones | 2112 Rocky Ridge Road, Hoover, AL, 35216-5138 | 19.1 | |
| State Farm | Jerry Austin | 3333 Helena Rd, Helena, AL, 35080-3243 | 12.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,670 | $820 |
| Shelby County, AL | $199,500 | $1,302 | $940 | $1,810 | $870 |
| Calera, AL | $141,000 | $861 | $590 | $1,200 | $610 |
| Chilton County, AL | $98,600 | $941 | $690 | $1,330 | $640 |
| West Blocton, AL | $101,000 | $836 | $580 | $1,200 | $620 |
| Weogufka-Marble Valley, AL | $78,500 | $848 | $610 | $1,210 | $600 |
| Renfroe-Laniers, AL | $108,000 | $1,037 | $690 | $1,470 | $780 |
| Sylvan Springs, AL | $154,100 | $1,271 | $880 | $1,820 | $940 |
| Fultondale, AL | $133,900 | $837 | $610 | $1,190 | $580 |
| Grayson Valley, AL | $121,400 | $791 | $560 | $1,100 | $540 |
| Heiberger, AL | $84,600 | $889 | $600 | $1,270 | $670 |
| Tuscaloosa, AL | $169,400 | $1,202 | $850 | $1,660 | $810 |
| Cordova, AL | $73,200 | $810 | $580 | $1,150 | $570 |