How Can I Make My High Point, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in High Point, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate High Point, NC Home Insurance Coverage Levels | Back to Top

High Point, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Conrad Ave, Hardaway Dr, Royal Oak Ave, Beaumont Ave, Kirkwood St, Yale Ct, Arbrook Ln, Gardenia Ct, Precision Way, Hayden Pl $98,500 $80,000 $100,000-$125,000 $67,000 $60,000 $50,000-$75,000
Sprull Ct, Burton Run Rd, Avalon Pl, Ridgecrest Dr, State Rd 1851, Morgan Pl, Nottingham Rd, Peabody Rd, Curtis Pl, Fala St $236,500 $220,000 $200,000-$250,000 $195,500 $160,000 $200,000-$250,000
Pump Station Rd, Jordan Pl, Rockwood Dr, Byrnwood Dr, Richardson Ave, Appletree Ct, Celtic Crossing Dr, Dale Pl, Cory Rd, Nina Ct $188,000 $180,000 $200,000-$250,000 $99,000 $90,000 $75,000-$100,000
Westbourne Grove Ct, Waterview Rd, Granville St, Lori Dr, Wakefield Pl, Wallaby Ct, Rhonda Dr, Waynick St, Blain St, Huntingridge Dr $176,000 $160,000 $175,000-$200,000 $130,500 $120,000 $100,000-$125,000
Purdy Ave, Cleveland St, Hedge Ln, Junior St, 6th St, Lindale Dr, Banoak Ct, Oneka Ave, Barndale Ct, Kennison Ct $68,000 $60,000 $50,000-$75,000 $77,500 $60,000 $50,000-$75,000
Walker Pl, Peace St, Kentwood Ct, Cornish Glen Ct, Chestnut Dr, Northview St, Woodlawn Rd, Big Oak Ct, Newport Ct, Devoncourt Pl $170,000 $140,000 $150,000-$175,000 $102,000 $90,000 $100,000-$125,000
Pembroke Ter, Hunterwoods Dr, Fair Port Ct, Waterbury Dr, Willow Pl, Talavera Dr, Clay Ave, Brookberry Ct, Pinehurst Dr, Brandemere Dr $254,000 $240,000 $250,000-$300,000 $155,500 $140,000 $175,000-$200,000
Turtle Creek Dr, Glasshouse Rd, Arbordale Ave, Gannaway St, Appletree Rd, Montevista Dr, Denny St, Joy Dr, Windstream Ct, Stone Gables Ct $109,500 $100,000 $75,000-$100,000 $110,000 $100,000 $125,000-$150,000
Poplar Creek Ln, Saunders St, Park Ct, Lake Meadow Dr, Gene St, Hillstone Dr, Quarterstaff Ct, Mariondale Dr, Jamesford Dr, Mark St $256,500 $210,000 $200,000-$250,000 $145,000 $130,000 $150,000-$175,000
Hawkins Ct, Brady Pl, James Crossing Dr, E Broad Ave, Woodpark Dr, Olga Ave, Sales St, S Scientific St, Barrow Rd, Thornhill Dr $120,000 $110,000 $75,000-$100,000 $104,500 $90,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in High Point, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$129 $677
Superior Protection Discount -$73 $734
Fire & Security Discount -$56 $750
Hail Resistant Roof Discount -$24 $782
Newly Constructed Home Discount -$218 $588

Choose your High Point, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,464
Hail Damage $4,759
Wind Damage $6,687
Expensive Claims
Fire $43,336
Smoke $17,222

Identify Top Home Insurance Agents near High Point, NC | Back to Top

Home Insurance Company High Point, NC Homeowners Insurance Agency High Point, NC Address Popularity Score Distance from High Point (miles)
State Farm Lori Robertson 2900 N Main St Ste 105, High Point, NC, 27265-1991
2.5
State Farm Kevin Gill 1411 Welborn St Ste 102, High Point, NC, 27262-2698
1.7
Allstate Tammie Grisso Dallura 3815 Tinsley Dr Ste 161, High Point, NC, 27265
3.1
State Farm Ron Joyce 106 E Decatur St, Madison, NC, 27025-1906
27.9
State Farm Philip Piersol 2783 Nc Highway 68 S Ste 111, High Point, NC, 27265-8325
4.3
State Farm Jeff Fuller 10948 N Main St Ste D, Archdale, NC, 27263-2892
5.2
Erie Russell And Cook Insurance 1407 Nc Highway 66 S Suite N, Kernersville, NC, 27284
8.4
Allstate H. Kim 5709 High Point Rd Ste 201, Greensboro, NC, 27407
5.7
Allstate Brad Williams 4125 Walker Ave Ste C, Greensboro, NC, 27407
9.7
Allstate William Minor 4617 Gate City Blvd, Greensboro, NC, 27407
7.7

Compare Rates for High Point, NC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $640 $1,270 $630
Guilford County, NC $160,200 $864 $620 $1,180 $560
High Point, NC $144,900 $806 $590 $1,110 $520
Summerfield, NC $349,000 $1,049 $760 $1,490 $730
Belews Creek, NC $164,200 $761 $510 $1,060 $550
Clay, NC $174,800 $793 $550 $1,100 $550
New Bethel, NC $165,300 $764 $520 $1,050 $530
Burlington, NC $124,900 $723 $480 $1,000 $520
Danbury, NC $136,500 $796 $580 $1,130 $550
South Liberty, NC $98,400 $615 $440 $870 $430
Hickory Mountain, NC $235,700 $1,134 $780 $1,610 $830
Surry County, NC $120,900 $705 $510 $970 $460
Orange County, NC $283,000 $1,180 $800 $1,640 $840

Research Home Insurance Companies Reviews in High Point, NC Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: January 02, 2020    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
state farm is a little more expensive then other insurance companies but i do feel it is fair. they have reasonable deductibles and premiums that are neck in neck with other insurance companies.

Date: January 02, 2020    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I dont really know too much about other company offerings. But my coverage is basic. I dont have any special things.


Date: October 13, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
they are stellar. always a pleassure to do business with them. I rate them 5 all the way! I had geico before and the service was not so great.

Date: September 08, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium for the home insurance policy was pretty reasonable compared to other companies out there. That being said, if it increases substantially, I may look into another company.

Date: February 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I am satisfied with my insurance company. Any questions I have had, they have answered over the phone and in person. They are very easy to deal with.

Date: October 01, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
The dwelling and all attached structures including fixtures as well as loss of use and some furnishings are all included as well.


Date: August 08, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
I haven't really used the website or mobile app. I usually just phone in to talk to my agent as needed.

Date: July 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I'm always dealing with the same agent directly. I don't have to talk to a different person each time I call in.

Date: May 25, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I guess it could always be less, but I think that we are getting a great deal for the coverage that we're getting.

Allstate Home Insurance Reviews

Date: January 12, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Allstate delivers the best insurance any family could want. They have plans that will suite just about anyone. They are a very caring and reliant company. They go to lengths beyond any other insurance company you could mention.


Date: March 02, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
This is almost the same as my previous response. Its similar in that I only compare when talking to friends/colleagues. I think my rate is exceptional.

Date: October 05, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I am happy that my premium is lower than what it was with my previous insurance provider but I would be even happier if it was lower.

Date: October 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I was previously with State Farm Insurance for homeowners insurance. I had the exact same coverage as I do now but my premium is $200 less per year with Allstate.

Date: September 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I am very satisfied with my insurance company's mobile app. It is very user-friendly and easy to navigate. I like that I can pull up all the information I need in a matter of seconds.

Date: September 17, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
The first reason I switched insurance providers was the lower premium. The second reason I switched was to customer service. From the moment I called to get an insurance quote, I felt very welcomed. All of my questions were answered and explained thoroughly. I felt like they really cared about getting the right coverage for me and my family.

Date: August 10, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
Our insurance provider covers dwelling protection, other structures protection, personal property protection, additional living expense, family liability protection, guest medical protection, foundation water damage, and roof surfaces extended coverage.


Progressive Home Insurance Reviews

Date: October 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
They offered me a great premium compared to other insurance companies. Progressive gave me a discount because I'm not in a flood zone which is really cool.

Date: September 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like that its easy to use. I don't like that sometimes it glitches and I have to call them instead of using the mobile app which is very annoying.

Date: September 18, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
The structure of my home is covered for 125,000 along with 50,000 in contents on the inside of my house.


Date: May 11, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The lady I spoke with was super friendly and very helpful when she set up my policy. She made it a very easy process and highly enjoyable.

Date: May 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I was completely satisfied with the interaction I had with this company. Overall they were very friendly and helpful to deal with. Nothing negative to say at all.

Nationwide Home Insurance Reviews

Date: December 23, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
Our homeowners insurance policy provides a large coverage from minor spills and leaks to major leaks and damage. It also covers some valuables that we have in our home, furniture, and our building outside.


Date: October 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I compared my premium to other carriers and the cost of insurance was very low

Date: September 16, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
The company has to charge for that coverage. If they want it then we'll have to charge for it.

Date: September 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The website is not very nice looking and it doesn't have any direct phone number to call.

Date: August 28, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
The premium is a bit large for the coverage and deductible is high.


Erie Insurance Home Insurance Reviews

Date: January 07, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
They offer guaranteed replacement cost on your personal belongings. The bundle I have automatically includes a lot of special coverages. Such as, sewer and drain backup coverage, Siding and Roof restoration coverage within a certain limit, identity theft coverage and much more


Date: December 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My deductible is comparable with others plans of equal coverage. The deductible seems to be standard across the industry. In fairness, I haven't had to make a claim on my home owners insurance.

Date: November 16, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
I haven't really shopped them versus competitors but I fell that they are middle of the road, not a bad service but not awesome either. It is convenient as we have had them for several years. Don't see anything particularly outstanding about their offers.


GEICO Home Insurance Reviews

Date: June 01, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Premium
the premium is a little bit of expensive, but the deductible is great. I can do some repairment after the damage and don't need to worry that I will go bankrupt.

Date: December 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
My insurance company offers the same offerings that any other insurance company would offer. It all comes down to price and customer service in the end.


Liberty Mutual Home Insurance Reviews

Date: September 16, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
i previously had a claim and dealing the liberty mutual was pleasant and the whole process was smooth and the support level from the insurance was outstanding.

American Summit Insurance Home Insurance Reviews

Date: October 24, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
This is the most affordable insurance rate. I shop around once a year for best deal.

Universal Property & Casualty Insurance Company Home Insurance Reviews

Date: July 04, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
We chose our own deductible, and the premium is handled through the mortgage company. Overall I have no complaints.

Farmer's Insurance Home Insurance Reviews

Date: August 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have not a had a claim filed. Used an insurance broker to find. Has very comprehensive coverage at a reasonable price. Plan to stay with them unless rates increase dramatically.

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