How Can I Make My Newton, NC Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Newton, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Newton, NC Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $108,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $175,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $274,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $125,500 | $120,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Newton, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $613 |
| Superior Protection Discount | -$72 | $649 |
| Fire & Security Discount | -$72 | $649 |
| Hail Resistant Roof Discount | -$22 | $699 |
| Newly Constructed Home Discount | -$180 | $541 |
Choose your Newton, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,759 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Newton, NC | Back to Top
| Home Insurance Company Newton, NC | Homeowners Insurance Agency Newton, NC | Address | Popularity Score | Distance from Newton (miles) |
|---|---|---|---|---|
| State Farm | Jessica Ross | 7903 Providence Rd Ste 170, Charlotte, NC, 28277-9745 | 45.4 | |
| Liberty Mutual Independent | Swimmer Insurance Agency | 725 Providence Rd, Charlotte, NC, 28207 | 38.2 | |
| Allstate | Pat Fogle | 9107 S Tryon St Ste C, Charlotte, NC, 28273 | 38.9 | |
| Allstate | Kim Fewell | 1037 Providence Rd Ste C, Charlotte, NC, 28207 | 38.5 | |
| State Farm | Maeghan Mckenzie | 819 Central Ave, Charlotte, NC, 28204-2025 | 37.1 | |
| State Farm | Rich Lyon | 135 Cross Center Rd, Denver, NC, 28037-5009 | 19.0 | |
| Liberty Mutual Independent | Ecm Solutions | 4000 Park Rd, Charlotte, NC, 28209 | 38.7 | |
| Nationwide | Hammond Insurance & Financial Services Inc. | 8916 S Tryon St, Charlotte, NC, 28273-3304 | 38.8 | |
| State Farm | Howard Culbreth | 18738 W Catawba Ave, Cornelius, NC, 28031-5615 | 22.4 | |
| Erie | Ben Cowan Insurance Services Inc. | 5650 Highway 49 S Suite 201, Harrisburg, NC, 28075 | 38.4 |
Compare Rates for Newton, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,270 | $660 |
| Catawba County, NC | $139,900 | $786 | $560 | $1,110 | $550 |
| Newton, NC | $124,400 | $721 | $490 | $1,020 | $530 |
| Ellendale, NC | $155,600 | $873 | $590 | $1,200 | $610 |
| , NC | $110,500 | $657 | $450 | $900 | $450 |
| Brushy Mountain, NC | $142,700 | $822 | $580 | $1,130 | $550 |
| Patterson, NC | $114,200 | $695 | $490 | $950 | $460 |
| Colfax, NC | $93,200 | $879 | $620 | $1,240 | $620 |
| Clarksville, NC | $126,500 | $752 | $510 | $1,060 | $550 |
| Ronda, NC | $70,600 | $456 | $320 | $630 | $310 |
| Yadkinville, NC | $119,500 | $720 | $500 | $1,020 | $520 |
| South Liberty, NC | $98,400 | $615 | $410 | $880 | $470 |
| Sugar Mountain, NC | $257,700 | $1,197 | $810 | $1,660 | $850 |
Research Home Insurance Companies Reviews in Newton, NC Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
We have a typical deductible for a house in our area. We have had two claims on other homes and our deductible did not increase.
Date: September 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
This home insurance company was good with me. well experience persons are well working done, all are support me
Erie Insurance Home Insurance Reviews
Date: September 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
This is an insurance program that was enlisted when my parent's bought the house. It is decent, and when we had water damage they covered most of the costs.
Date: September 11, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
I use an independent insurance agent that is able to quote several different insurance companies. I also have obtained a few quotes from other companies myself.
Nationwide Home Insurance Reviews
Date: September 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I am fairly satisfied so far. Their customer service can take a while to get to you on the phone or over email, but they are thorough when they do reply. I also use them for car insurance, and they have been prompt taking care of claims.
GEICO Home Insurance Reviews
Date: July 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The deduction is fair in this company. They provide some less deduction compares to other companies.