Gavop's guide to buying homeowners insurance in Perry County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Perry County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Harrison Ave, Town Hwy 126, Twp Rd 17, Sycamore Rd, Twp Rd 131, Co Rd 85, Meadows Dr, Twp Rd 73, Union St, Co Rd 18 | $67,000 | $60,000 | $50,000-$75,000 | $53,000 | $50,000 | $25,000-$50,000 |
| Town Hwy 312, North St, Fancy St, Twp Rd 145 NE, Melon Hill Rd, Twp Rd 320, Twp Hwy 427, Twp Rd 19, Hickory St, Thornhill Dr | $139,000 | $120,000 | $150,000-$175,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Garey Rd N, Twp Rd 298 SE, Twp Rd 211 NE, S Church St, Pine St, Garey Rd W, Panther Dr NE, Twp Rd 8, Asbury Chapel Rd, Co Rd 11 | $80,500 | $70,000 | $75,000-$100,000 | $91,500 | $80,000 | $100,000-$125,000 |
| Twp Hwy 333 SE, Twp Hwy 39, Twp Rd 315, Twp Hwy 22, Indian Run Rd, Lovers Ln, Dutch Ridge Rd SE, Twp Hwy 135, Twp Hwy 314 SE, S Adcock Rd | $174,500 | $150,000 | $125,000-$150,000 | $129,000 | $110,000 | $100,000-$125,000 |
| Co Rd 44, Twp Rd 162A NE, Saint Patrick Dr, Foster Dr, Lakeview Dr, Town Hwy 1061, Ceramic Way, Gardner St, Orchard Ave, Twp Hwy 190 | $189,000 | $160,000 | $150,000-$175,000 | $177,500 | $160,000 | $200,000-$250,000 |
| Twp Hwy 15, E Main St, Washington St, Twp Rd 76 NW, Town Hwy 318, Town St, Co Rd 75, Co Rd 50, Twp Rd 131 SE, Town Hwy 129 | $170,500 | $140,000 | $200,000-$250,000 | $107,500 | $100,000 | $100,000-$125,000 |
| Town Hwy 21, Twp Hwy 312 SE, Twp Hwy 463 SE, Twp Rd 197, Higley St, Corning St, Crowley St, Twp Rd 80, Twp Rd 240 SW, Paragon Ln | $93,500 | $80,000 | $100,000-$125,000 | $66,500 | $60,000 | $50,000-$75,000 |
| Town Hwy 2, Industrial Dr, Twp Hwy 87, Town Hwy 215, W Brown St, Co Rd 1, Town Hwy 202, Co Rd 23, Oak St, Wilson Rd | $120,000 | $100,000 | $100,000-$125,000 | $124,500 | $110,000 | $125,000-$150,000 |
| Iron Point Rd SE, Bryan Orr Dr, Franklin Ave, High St SE, Mohican Dr, Park St, Town Hwy 201, Town Hwy 145, Rustic Ln, Twp Rd 423 SE | $212,000 | $180,000 | $250,000-$300,000 | $185,000 | $160,000 | $200,000-$250,000 |
| Green Rd NE, Co Rd 73, Hunter Dr, Hollow Rd, Co Rd 20, Co Rd 5, Town Hwy 40, Walnut St SE, Co Rd 68, Sand Rock Rd | $139,500 | $110,000 | $100,000-$125,000 | $100,500 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $502 |
| Superior Protection Discount | -$55 | $557 |
| Fire & Security Discount | -$61 | $551 |
| Hail Resistant Roof Discount | -$12 | $600 |
| Newly Constructed Home Discount | -$153 | $459 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Perry County | $700 | $605 | $1,305 | $439 | $1,139 | $165 |
| Perry County, OH | $2,000 | $605 | $2,605 | $439 | $2,439 | $165 |
| New Straitsville, OH | $100 | $532 | $632 | $386 | $486 | $145 |
| Lancaster, OH | $2,500 | $644 | $3,144 | $468 | $2,968 | $176 |
| Ames, OH | $500 | $767 | $1,267 | $557 | $1,057 | $210 |
| Truro, OH | $2,500 | $640 | $3,140 | $465 | $2,965 | $175 |
| Virginia, OH | $500 | $651 | $1,151 | $473 | $973 | $178 |
| Miller, OH | $2,500 | $762 | $3,262 | $554 | $3,054 | $208 |
| Guernsey County, OH | $500 | $607 | $1,107 | $441 | $941 | $166 |
| Genoa, OH | $2,500 | $866 | $3,366 | $629 | $3,129 | $237 |
| Blennerhassett, WV | $200 | $782 | $982 | $568 | $768 | $214 |
| Coal, OH | $1,500 | $518 | $2,018 | $376 | $1,876 | $141 |
| Home Insurance Company Perry County, OH | Homeowners Insurance Agency Perry County, OH | Address | Popularity Score | Distance from Perry County (miles) |
|---|---|---|---|---|
| Travelers | Associated Insurance Agencies Inc | 63 Commerce Park Dr, Westerville, OH, 43082 | 45.7 | |
| Liberty Mutual Independent | Smudz Insurance Group Llc | 4449 Easton Way 2nd Fl, Columbus, OH, 43219 | 41.4 | |
| Liberty Mutual Independent | Franchise Insurance Agency Inc | 4942 Reed Rd, Columbus, OH, 43220 | 49.1 | |
| State Farm | Chuck Winderl | 501 Richland Ave, Athens, OH, 45701-3704 | 30.9 | |
| Erie | Tdm2 Insurance Agency | 2661 Bold Venture Drive, Lewis Center, OH, 43035 | 49.1 | |
| Travelers | Baum & Associates Insurance Agency | 170 S Yearling Rd, Columbus, OH, 43213 | 37.8 | |
| Nationwide | Keith L Burley | 2000 Henderson Rd Ste 260, Columbus, OH, 43220-2453 | 49.3 | |
| State Farm | Tad Dodderer | 75 W Coshocton St, Johnstown, OH, 43031-1033 | 37.0 | |
| State Farm | David Grant | 4612 N High St, Columbus, OH, 43214-2002 | 46.8 | |
| Travelers | Whitney Insurance Agency Inc | 38 E Cherry Street, Sunbury, OH, 43074 | 47.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $1,000 | $510 |
| Perry County, OH | $102,500 | $612 | $440 | $860 | $420 |
| Perry County, OH | $102,500 | $612 | $420 | $840 | $420 |
| New Straitsville, OH | $72,100 | $538 | $370 | $740 | $370 |
| Lancaster, OH | $118,100 | $652 | $470 | $900 | $430 |
| Ames, OH | $167,000 | $776 | $550 | $1,090 | $540 |
| Truro, OH | $128,300 | $647 | $460 | $910 | $450 |
| Virginia, OH | $112,900 | $659 | $450 | $940 | $490 |
| Miller, OH | $164,200 | $771 | $520 | $1,060 | $540 |
| Guernsey County, OH | $103,100 | $614 | $440 | $880 | $440 |
| Genoa, OH | $325,800 | $876 | $620 | $1,250 | $630 |
| Blennerhassett, WV | $135,200 | $791 | $540 | $1,080 | $540 |
| Coal, OH | $67,900 | $524 | $380 | $750 | $370 |