Gavop tells you how to get the best homeowners insurance in Mount Carmel, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $70,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $87,500 | $70,000 | $50,000-$75,000 |
| 5 Bedroom | $175,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $614 |
| Superior Protection Discount | -$71 | $642 |
| Fire & Security Discount | -$50 | $663 |
| Hail Resistant Roof Discount | -$14 | $699 |
| Newly Constructed Home Discount | -$178 | $535 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Northumberland County | $1,500 | $598 | $2,098 | $435 | $1,935 | $163 |
| Mount Carmel, PA | $2,000 | $705 | $2,705 | $512 | $2,512 | $193 |
| Slabtown, PA | $400 | $588 | $988 | $427 | $827 | $161 |
| Donaldson, PA | $1,500 | $484 | $1,984 | $352 | $1,852 | $132 |
| Beech Mountain Lakes, PA | $500 | $742 | $1,242 | $539 | $1,039 | $203 |
| Dewart, PA | $700 | $715 | $1,415 | $520 | $1,220 | $195 |
| Nuangola, PA | $400 | $727 | $1,127 | $528 | $928 | $199 |
| West Reading, PA | $700 | $623 | $1,323 | $453 | $1,153 | $170 |
| Stevens, PA | $200 | $714 | $914 | $519 | $719 | $195 |
| Pringle, PA | $2,500 | $582 | $3,082 | $423 | $2,923 | $159 |
| Bear Creek Village, PA | $100 | $1,136 | $1,236 | $826 | $926 | $311 |
| Hilldale, PA | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
| Home Insurance Company Mount Carmel, PA | Homeowners Insurance Agency Mount Carmel, PA | Address | Popularity Score | Distance from Mount Carmel (miles) |
|---|---|---|---|---|
| State Farm | Denise Drobnick | 831 E Bellevue Ave, Reading, PA, 19605-1734 | 38.2 | |
| Erie | James B Murdoch Insurance Group Inc. | 4300 Carlisle Pike, Camp Hill, PA, 17011 | 48.0 | |
| State Farm | Tim Boyd | 2261 Paxton Church Rd, Harrisburg, PA, 17110-9661 | 40.6 | |
| Nationwide | Anthony Mercado Agency | 217 E Market St, Orwigsburg, PA, 17961-1938 | 19.1 | |
| Liberty Mutual Independent | Myers & Bell Insurance Agency | 190 Cocalico Creek Rd, Stevens, PA, 17578 | 43.1 | |
| Nationwide | Meadowcroft Agency Llc | 1825 Franklin St Suite A, Northampton, PA, 18067 | 48.5 | |
| State Farm | Patty Wright | 2417 State Hill Rd, Wyomissing, PA, 19610-1815 | 38.6 | |
| Nationwide | Anthony Mercado Agency | 7540 Windsor Dr Ste 107 Two Windsor Plaza, Allentown, PA, 18195-1017 | 44.0 | |
| Travelers | Seltzer Insurance Agency | 894 Gordon Nagle Trail, Pottsville, PA, 17901 | 12.6 | |
| State Farm | Chris Breting | 883 Oplinger Rd, Wescosville, PA, 18106-9702 | 47.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,050 | $510 |
| Northumberland County, PA | $112,300 | $605 | $440 | $850 | $410 |
| Mount Carmel, PA | $48,300 | $713 | $490 | $1,010 | $520 |
| Slabtown, PA | $100,000 | $595 | $400 | $820 | $420 |
| Donaldson, PA | $62,500 | $490 | $330 | $690 | $360 |
| Beech Mountain Lakes, PA | $173,800 | $751 | $510 | $1,070 | $560 |
| Dewart, PA | $159,400 | $724 | $500 | $1,010 | $510 |
| Nuangola, PA | $165,600 | $736 | $510 | $1,020 | $510 |
| West Reading, PA | $115,100 | $631 | $450 | $880 | $430 |
| Stevens, PA | $159,100 | $723 | $520 | $990 | $470 |
| Pringle, PA | $97,700 | $589 | $420 | $810 | $390 |
| Bear Creek Village, PA | $351,900 | $1,150 | $820 | $1,580 | $760 |
| Hilldale, PA | $176,500 | $756 | $510 | $1,080 | $570 |