Gavop shows you how to buy homeowners insurance in Kalamazoo County, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Kalamazoo County, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Low Rd, Van Kal St, Old Field Pl, Pine Bluff Ln, Pinehill Dr, Gull Pairie Dr, Barton Rd, Robinbrook St, Silverleaf Ln, Larch Ave | $210,000 | $180,000 | $175,000-$200,000 | $93,000 | $80,000 | $100,000-$125,000 |
| Shorbury St, Olde Fox Ln, W Ml Ave, W Mosel Ave, Meadowview Ave, Shadymeadow Ln, Fordham Ave, Tudor Cir, Manor St, Fieldwood Pt | $269,000 | $240,000 | $300,000-$350,000 | $149,500 | $130,000 | $150,000-$175,000 |
| Cindy St, Walcott St, Currier Dr, Moorsbridge Rd, Winchell Ave, Richwood Ave, Salerno Cir, Copper Oaks St, Signal Hill Dr, Spurline St | $96,000 | $90,000 | $75,000-$100,000 | $84,500 | $80,000 | $75,000-$100,000 |
| School St, S Howard St, Fraternity Village Dr, Chandra Dr, Park Dr, Kimble Lake Dr, Glen Harbor Dr, Pine St, Bryant St, Casper St | $222,000 | $190,000 | $200,000-$250,000 | $138,500 | $110,000 | $125,000-$150,000 |
| Amherst Ave, Buck, Ridge Rd, Coolidge St, Sheridan Dr, Westfall Ave, Maple St, Montezuma Ave, Island Dr, Derby Ct | $102,000 | $100,000 | $75,000-$100,000 | $85,500 | $70,000 | $50,000-$75,000 |
| Sycamore Ln, Tomkinson Dr, Fayette Ct, Saint Albans Way, Cliffwood Ave, Utah Ave, Gull Lake Island, S 37th St, Evans St, Prospect Pl | $131,000 | $110,000 | $125,000-$150,000 | $108,500 | $100,000 | $75,000-$100,000 |
| Riesling St, Lamplite Cir, N 7th St, W Wembley Ln, Gray Oak Cv, Horizon Heights Dr, S Richardson St, Weller St, April Ln, Meadow Dr | $170,500 | $150,000 | $125,000-$150,000 | $171,500 | $150,000 | $125,000-$150,000 |
| Fisher St, Cardinal Dr, Wildemere St, Copperstone Dr, Peppernell Ct, State, Merriweather Ln, W Lovell St, W Glenguile Ave, Pine Terrace Blvd | $52,000 | $50,000 | $50,000-$75,000 | $43,000 | $40,000 | $25,000-$50,000 |
| Climax Ave, Ida St, Meadowstone Dr, Kalanco St, Junction Ave, Kincaid St, Boekeloo St, Maple Dr, Briarhill Ct, Oriole St | $115,000 | $100,000 | $100,000-$125,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Outer Dr, Elaine Ave, N C C Pkwy, Port Hope Dr, Braeburn Ct, Lemon Park, Phillips St, Siesta St, Fulton St, Parkwood Ave | $252,000 | $230,000 | $250,000-$300,000 | $129,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $628 |
| Superior Protection Discount | -$77 | $689 |
| Fire & Security Discount | -$54 | $712 |
| Hail Resistant Roof Discount | -$15 | $750 |
| Newly Constructed Home Discount | -$191 | $574 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kalamazoo County | $1,000 | $756 | $1,756 | $550 | $1,550 | $207 |
| Kalamazoo County, MI | $1,500 | $756 | $2,256 | $550 | $2,050 | $207 |
| Orangeville, MI | $300 | $786 | $1,086 | $572 | $872 | $215 |
| Three Rivers, MI | $700 | $628 | $1,328 | $456 | $1,156 | $172 |
| Lockport, MI | $500 | $756 | $1,256 | $549 | $1,049 | $207 |
| Emmett charter, MI | $1,000 | $633 | $1,633 | $460 | $1,460 | $173 |
| Burlington, MI | $200 | $710 | $910 | $516 | $716 | $194 |
| Union, MI | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Arlington, MI | $400 | $722 | $1,122 | $525 | $925 | $197 |
| Quincy, MI | $700 | $696 | $1,396 | $505 | $1,205 | $190 |
| Milton, MI | $500 | $844 | $1,344 | $613 | $1,113 | $231 |
| Niles, MI | $1,000 | $666 | $1,666 | $484 | $1,484 | $182 |
| Home Insurance Company Kalamazoo County, MI | Homeowners Insurance Agency Kalamazoo County, MI | Address | Popularity Score | Distance from Kalamazoo County (miles) |
|---|---|---|---|---|
| Allstate | Zachary Golin | 8516 Homestead Dr Ste 110, Zeeland, MI, 49464 | 45.4 | |
| Allstate | Jeff Duncan | 1595 W Centre Ave Ste 201, Portage, MI, 49024 | 5.0 | |
| State Farm | Susan O'Connell | 2317 E Centre Ave, Portage, MI, 49002-4422 | 3.5 | |
| State Farm | Mike Otto | 114 W Harris Street, Charlotte, MI, 48813-2311 | 41.9 | |
| Allstate | Janet Gray | 1256 E Centre Ave, Portage, MI, 49002 | 3.8 | |
| State Farm | Tom Rossi | 5929 Portage Rd, Portage, MI, 49002-1726 | 1.8 | |
| Farmers | Bob Strobel | 5945 W Main St Ste 104, Kalamazoo, MI, 49009 | 7.7 | |
| Allstate | Brian Johnson | 6216 Stadium Dr, Kalamazoo, MI, 49009 | 7.2 | |
| Farmers | Leslie Nabozny | 9100 E D Ave, Richland, MI, 49083 | 9.9 | |
| State Farm | Rich Dubois | 3415 W Main St, Kalamazoo, MI, 49006-6060 | 6.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,060 | $490 |
| Kalamazoo County, MI | $146,100 | $765 | $540 | $1,080 | $540 |
| Kalamazoo County, MI | $146,100 | $765 | $510 | $1,060 | $550 |
| Orangeville, MI | $151,800 | $796 | $540 | $1,100 | $560 |
| Three Rivers, MI | $78,700 | $635 | $450 | $900 | $450 |
| Lockport, MI | $129,000 | $765 | $530 | $1,080 | $550 |
| Emmett charter, MI | $127,800 | $641 | $430 | $910 | $480 |
| Burlington, MI | $99,100 | $719 | $510 | $1,030 | $520 |
| Union, MI | $78,500 | $683 | $460 | $960 | $500 |
| Arlington, MI | $106,300 | $731 | $490 | $1,040 | $550 |
| Quincy, MI | $90,400 | $704 | $510 | $980 | $470 |
| Milton, MI | $196,200 | $854 | $620 | $1,170 | $550 |
| Niles, MI | $102,500 | $674 | $480 | $940 | $460 |