How Can I Make My Nags Head, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Nags Head, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Nags Head, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $66,000 $60,000 $50,000-$75,000
2 Bedroom $118,500 $100,000 $100,000-$125,000
3 Bedroom $192,000 $170,000 $200,000-$250,000
4 Bedroom $431,000 $390,000 $350,000-$400,000
5 Bedroom $634,500 $560,000 $600,000-$700,000

Estimate your Savings with Home Insurance Discounts in Nags Head, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$129 $730
Superior Protection Discount -$86 $773
Fire & Security Discount -$60 $799
Hail Resistant Roof Discount -$17 $842
Newly Constructed Home Discount -$215 $644

Choose your Nags Head, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,319
Hail Damage $4,476
Wind Damage $6,560
Expensive Claims
Fire $46,016
Smoke $17,222

Identify Top Home Insurance Agents near Nags Head, NC | Back to Top

Home Insurance Company Nags Head, NC Homeowners Insurance Agency Nags Head, NC Address Popularity Score Distance from Nags Head (miles)
Allstate C. Scott Dashiell 903 Halstead Blvd, Elizabeth City, NC, 27909
44.6
Nationwide Midgett Insurance Agency 3900 N Croatan Highway, Kitty Hawk, NC, 27949-3836
13.0
Allstate Outer Banks Insurance Agency 2009 S Croatan Hwy , Kill Devil Hills, NC, 27948
7.5
Nationwide Weatherly Insurance Agency Inc 1805 W. City Dr.Ste J, Elizabeth City, NC, 27909
45.9
Nationwide Weatherly Insurance Agency Inc 301 Main Street Po Box 192, Columbia, NC, 27925
36.0
Nationwide Weatherly Insurance Agency Inc 2810 N Croatan Hwy, Kill Devil Hills, NC, 27948-9267
11.5
Nationwide The Bembridge Insurance Agencies Inc 197 Us Hwy 158 East, Camden, NC, 27921
43.6
State Farm Kimberly Carroll 8474 Caratoke Hwy, Powells Point, NC, 27966-9778
19.7
Nationwide Thomas S Davis Clu Chfc 857 Halstead Blvd, Elizabeth City, NC, 27909-6918
44.7
Nationwide Midgett Insurance Agency 503 Cypress Lane Ste B, Manteo, NC, 27954-9637
3.1

Compare Rates for Nags Head, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $610 $1,270 $660
Dare County, NC $285,000 $1,185 $840 $1,680 $840
Nags Head, NC $261,600 $859 $610 $1,190 $580
Poplar Branch, NC $226,800 $788 $570 $1,100 $530
Avon, NC $263,300 $1,213 $810 $1,690 $880
Crawford, NC $242,100 $820 $600 $1,140 $540
Buxton, NC $316,200 $1,367 $940 $1,890 $950
Pasquotank County, NC $158,900 $859 $620 $1,210 $590
Scuppernong, NC $96,900 $607 $420 $830 $410
Perquimans County, NC $165,500 $764 $560 $1,050 $490