Gavop's guide to buying homeowners insurance in Sussex, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $82,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $220,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $347,500 | $300,000 | $350,000-$400,000 |
| 4 Bedroom | $375,000 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $645,500 | $560,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $578 |
| Superior Protection Discount | -$67 | $605 |
| Fire & Security Discount | -$47 | $625 |
| Hail Resistant Roof Discount | -$13 | $659 |
| Newly Constructed Home Discount | -$148 | $524 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Waukesha County | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Sussex, WI | $1,000 | $664 | $1,664 | $482 | $1,482 | $181 |
| Big Bend, WI | $100 | $728 | $828 | $529 | $629 | $199 |
| Sullivan, WI | $1,000 | $709 | $1,709 | $516 | $1,516 | $194 |
| Iron Ridge, WI | $400 | $592 | $992 | $430 | $830 | $162 |
| Watertown, WI | $700 | $592 | $1,292 | $430 | $1,130 | $162 |
| Kewaskum, WI | $400 | $674 | $1,074 | $490 | $890 | $184 |
| Belgium, WI | $1,500 | $699 | $2,199 | $508 | $2,008 | $191 |
| Ozaukee County, WI | $200 | $763 | $963 | $554 | $754 | $208 |
| Calamus, WI | $1,000 | $742 | $1,742 | $539 | $1,539 | $203 |
| Albion, WI | $300 | $708 | $1,008 | $515 | $815 | $194 |
| Hampden, WI | $700 | $793 | $1,493 | $577 | $1,277 | $217 |
| Home Insurance Company Sussex, WI | Homeowners Insurance Agency Sussex, WI | Address | Popularity Score | Distance from Sussex (miles) |
|---|---|---|---|---|
| Travelers | David Insurance Agency | 1300 South Green Bay Road, Racine, WI, 53406 | 34.6 | |
| Liberty Mutual Independent | Risk Management Llc | 16655 W Bluemound Rd Ste 390, Brookfield, WI, 53005 | 8.6 | |
| Travelers | Crg Services Inc | 16800 W Greenfield Ave, Brookfield, WI, 53008 | 9.7 | |
| State Farm | Craig Thompson | 12545 W Burleigh Rd Ste 3, Brookfield, WI, 53005-3101 | 8.9 | |
| Travelers | Frydach Insurance Agency Inc | W175 N11163 Stonewood Dr Suite 229, Germantown, WI, 53022 | 7.6 | |
| State Farm | Joe Bonow | 1601 E Racine Ave Ste 102, Waukesha, WI, 53186-6800 | 9.7 | |
| Liberty Mutual | David Long | 11800 West Park Place, Milwaukee, WI, 53224 | 8.4 | |
| Liberty Mutual Independent | Diversified Insurance Solutions | 100 N Corporate Dr, Brookfield, WI, 53045 | 8.4 | |
| State Farm | Bruce Diener | 17800 W Bluemound Rd Ste O, Brookfield, WI, 53045-2912 | 8.2 | |
| Travelers | P & C Insurance Services Inc | 405 N Calhoun Road Suite 203, Brookfield, WI, 53005 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $460 | $980 | $520 |
| Waukesha County, WI | $262,700 | $773 | $550 | $1,060 | $510 |
| Sussex, WI | $265,500 | $672 | $460 | $950 | $490 |
| Big Bend, WI | $205,600 | $737 | $530 | $1,040 | $510 |
| Sullivan, WI | $190,700 | $718 | $480 | $1,020 | $540 |
| Iron Ridge, WI | $126,800 | $599 | $430 | $850 | $420 |
| Watertown, WI | $146,900 | $599 | $440 | $820 | $380 |
| Kewaskum, WI | $167,200 | $682 | $470 | $960 | $490 |
| Belgium, WI | $183,000 | $707 | $470 | $1,010 | $540 |
| Ozaukee County, WI | $262,100 | $772 | $560 | $1,070 | $510 |
| Calamus, WI | $217,300 | $751 | $530 | $1,070 | $540 |
| Albion, WI | $190,100 | $717 | $510 | $1,030 | $520 |
| Hampden, WI | $268,200 | $803 | $540 | $1,150 | $610 |