Gavop shows you how to buy homeowners insurance in St. Marys, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| St. Marys, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Clemintine Dr, Wild Grape Dr, Bobcat Ct, Powder Horn Rd, Lakewood Dr, Village Dr, Moeckel Ln, Bryce Ryan Cir, Wood Stork Ct, Fleming St | $100,500 | $80,000 | $75,000-$100,000 | $159,000 | $130,000 | $175,000-$200,000 |
| Boatsman Way, St Marys St, Oak St, Foxwood Cir, Camellia Ct, Acorn St, Lakefront Dr, School House Creek Dr, Briarwood Cir, Durden St | $148,500 | $130,000 | $125,000-$150,000 | $141,000 | $130,000 | $125,000-$150,000 |
| March Dr, Admiral's Walk Dr, Elliott Way, W Laurel Bluff, Laurel Landing Blvd, Ketch Ct, Meeting St, Lake Wellsley Dr, Camellia Dr, Thompson Ct | $179,500 | $160,000 | $125,000-$150,000 | $259,500 | $230,000 | $200,000-$250,000 |
| Dilworth, Maggie Way, Sand Bar Dr, Osborne Rd, Elliot Way, Crichton Way, Cattail Ct, Hallowes Dr, Hallowes Dr S, Windward Dr | $265,500 | $240,000 | $200,000-$250,000 | $335,000 | $320,000 | $250,000-$300,000 |
| Laval Ln, Chateau Cir, Briarwood Rd, Plantation Dr, Hydrangea Ln, Springtide Ln, Marshall Ct, Aidan Ct, Carrack Ct, Talbot Ct | $160,000 | $130,000 | $150,000-$175,000 | $195,000 | $180,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $744 |
| Superior Protection Discount | -$79 | $797 |
| Fire & Security Discount | -$70 | $805 |
| Hail Resistant Roof Discount | -$18 | $858 |
| Newly Constructed Home Discount | -$254 | $621 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Camden County | $2,000 | $947 | $2,947 | $688 | $2,688 | $259 |
| St. Marys, GA | $1,000 | $865 | $1,865 | $628 | $1,628 | $236 |
| Fernandina Beach, FL | $100 | $922 | $1,022 | $670 | $770 | $252 |
| Kingsland, GA | $700 | $793 | $1,493 | $576 | $1,276 | $217 |
| Callahan, FL | $500 | $1,379 | $1,879 | $1,002 | $1,502 | $377 |
| Everett, GA | $1,500 | $824 | $2,324 | $599 | $2,099 | $225 |
| Homeland, GA | $300 | $374 | $674 | $272 | $572 | $102 |
| Atlantic Beach, FL | $1,000 | $922 | $1,922 | $670 | $1,670 | $252 |
| Jacksonville Beaches, FL | $100 | $1,684 | $1,784 | $1,224 | $1,324 | $460 |
| Waynesville, GA | $700 | $810 | $1,510 | $589 | $1,289 | $221 |
| Jacksonville East, FL | $400 | $1,590 | $1,990 | $1,155 | $1,555 | $434 |
| Home Insurance Company St. Marys, GA | Homeowners Insurance Agency St. Marys, GA | Address | Popularity Score | Distance from St. Marys (miles) |
|---|---|---|---|---|
| State Farm | Brian Huling | 4197 Second St N, Folkston, GA, 31537-9366 | 31.6 | |
| Allstate | Niklaus Schuepbach | 113 Shoppers Way, Brunswick, GA, 31525 | 27.0 | |
| State Farm | Douglas Phelps | 104 Trade St Ste E, Brunswick, GA, 31525-0575 | 27.0 | |
| Allstate | Robert N. Dunagan Jr. | 41 Professional Dr, Brunswick, GA, 31520 | 24.4 | |
| Farmers | David Crew | 801 E King Ave Ste C, Kingsland, GA, 31548 | 12.3 | |
| Farmers | John Jones | 4420 Altama Ave Ste 52, Brunswick, GA, 31520 | 25.1 | |
| Travelers | Clyde Aldridge Insurance | Po Box 885, Nahunta, GA, 31553 | 39.7 | |
| State Farm | Don Mason | 4607 New Jesup Hwy, Brunswick, GA, 31520-1204 | 26.4 | |
| State Farm | Butch Paxton | 3136 Cypress Mill Rd, Brunswick, GA, 31525-2434 | 25.1 | |
| Travelers | Phillips-Galis Insurance Inc | 1401 Union St, Brunswick, GA, 31520 | 22.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,450 | $710 |
| Camden County, GA | $154,500 | $958 | $640 | $1,330 | $690 |
| St. Marys, GA | $167,300 | $875 | $640 | $1,200 | $560 |
| Fernandina Beach, FL | $339,200 | $933 | $730 | $1,250 | $520 |
| Kingsland, GA | $143,300 | $802 | $580 | $1,150 | $570 |
| Callahan, FL | $147,300 | $1,396 | $1,090 | $1,870 | $780 |
| Everett, GA | $153,200 | $834 | $600 | $1,160 | $560 |
| Homeland, GA | $47,400 | $379 | $260 | $530 | $270 |
| Atlantic Beach, FL | $348,900 | $933 | $730 | $1,250 | $520 |
| Jacksonville Beaches, FL | $310,100 | $1,705 | $1,330 | $2,280 | $950 |
| Waynesville, GA | $60,500 | $820 | $600 | $1,170 | $570 |
| Jacksonville East, FL | $179,300 | $1,609 | $1,260 | $2,160 | $900 |