Gavop's guide to buying homeowners insurance in Sanderson, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $100,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $120,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $215,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $166,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $786 |
| Superior Protection Discount | -$92 | $832 |
| Fire & Security Discount | -$74 | $851 |
| Hail Resistant Roof Discount | -$18 | $906 |
| Newly Constructed Home Discount | -$222 | $703 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,344 |
| Hail Damage | $4,571 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,386 |
| Home Insurance Company Sanderson, FL | Homeowners Insurance Agency Sanderson, FL | Address | Popularity Score | Distance from Sanderson (miles) |
|---|---|---|---|---|
| Travelers | Shapiro Insurance Group | 9313 Old Kings Rd S, Jacksonville, FL, 32257 | 45.6 | |
| State Farm | Kim Lego | 13820 Old St Aug Rd Ste 401, Jacksonville, FL, 32258-5491 | 49.0 | |
| Travelers | Shapiro Insurance Group | 9313 Old Kings Rd S, Jacksonville, FL, 32257 | 45.6 | |
| State Farm | Edie Williams | 2325 Park St, Jacksonville, FL, 32204-4317 | 38.3 | |
| State Farm | Russ Vorhis | 589 Blanding Blvd, Orange Park, FL, 32073-2624 | 37.4 | |
| Allstate | Robert Gunn | 868 Blanding Blvd Ste 130, Orange Park, FL, 32065 | 36.8 | |
| Travelers | Donovan & Abercrombie Insurance | 6267 Dupont Station Ct, Jacksonville, FL, 32217 | 42.7 | |
| Allstate | Alexandra Cowans | 13453 N Main St Ste 101, Jacksonville, FL, 32218 | 42.5 | |
| Allstate | Phillip Ulsch | 9119 Merrill Rd Ste 8, Jacksonville, FL, 32225 | 46.4 | |
| Travelers | Mandarin Insurance Center | 9880-3 San Jose Blvd, Jacksonville, FL, 32257 | 43.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Baker County, FL | $121,100 | $867 | $680 | $1,160 | $480 |
| Sanderson, FL | $103,600 | $925 | $720 | $1,240 | $520 |
| Columbia County, FL | $112,500 | $1,080 | $840 | $1,450 | $610 |
| Baldwin, FL | $133,700 | $927 | $720 | $1,240 | $520 |
| Lakeside, FL | $152,900 | $1,019 | $790 | $1,370 | $580 |
| Nassau County, FL | $203,500 | $1,353 | $1,050 | $1,810 | $760 |
| Hamilton County, FL | $73,500 | $753 | $590 | $1,010 | $420 |
| High Springs, FL | $157,800 | $1,042 | $810 | $1,400 | $590 |
| Fruit Cove, FL | $322,700 | $1,489 | $1,160 | $2,000 | $840 |
| Green Cove Springs, FL | $139,700 | $956 | $750 | $1,280 | $530 |