How Can I Make My Clifton Park, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Clifton Park, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Clifton Park, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $113,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $203,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $302,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $487,000 | $390,000 | $500,000-$600,000 |
| 5 Bedroom | $856,500 | $790,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Clifton Park, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $860 |
| Superior Protection Discount | -$102 | $922 |
| Fire & Security Discount | -$113 | $911 |
| Hail Resistant Roof Discount | -$20 | $1,003 |
| Newly Constructed Home Discount | -$225 | $799 |
Choose your Clifton Park, NY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,488 |
| Hail Damage | $4,806 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Clifton Park, NY | Back to Top
| Home Insurance Company Clifton Park, NY | Homeowners Insurance Agency Clifton Park, NY | Address | Popularity Score | Distance from Clifton Park (miles) |
|---|---|---|---|---|
| Nationwide | Michael O. Murphy | 195 Washington St., Saratoga Springs, NY, 12866-4226 | 15.3 | |
| Liberty Mutual Independent | Marshall & Sterling Insurance | 300 Route 23b, Leeds, NY, 12451 | 42.8 | |
| Liberty Mutual Independent | Hms Agency Inc | 454 Sand Creek Rd, Albany, NY, 12205 | 10.0 | |
| State Farm | Charlie Palmer | 119 Mohawk Ave, Scotia, NY, 12302-2247 | 7.5 | |
| Allstate | Julie Baldes | 931 Altamont Ave, Schenectady, NY, 12303 | 7.5 | |
| Travelers | 2001 Central Insurance Agency | 2129 Central Avenue, Schenectady, NY, 12304 | 7.6 | |
| Travelers | Walenta & Co Agency Inc | 10734 Rt 32, Greenville, NY, 12083 | 33.3 | |
| Travelers | Fragomeni Insurance & Financial Inc. | 3257 Rte 9, Saratoga Springs, NY, 12866 | 12.5 | |
| Travelers | Personal Coverage Inc | 220 Church Street, Ballston Spa, NY, 12020 | 9.2 | |
| Erie | Empire Region Insurance Agency | 4 Avis Drive Suite 108, Latham, NY, 12110 | 7.7 |
Compare Rates for Clifton Park, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,650 | $850 |
| Saratoga County, NY | $243,600 | $893 | $600 | $1,230 | $630 |
| Clifton Park, NY | $280,700 | $1,024 | $730 | $1,410 | $680 |
| Albany, NY | $171,900 | $669 | $490 | $940 | $450 |
| Bennington, VT | $166,200 | $641 | $440 | $900 | $460 |
| Glens Falls North, NY | $217,400 | $828 | $550 | $1,150 | $600 |
| Kingsbury, NY | $137,300 | $579 | $390 | $800 | $410 |
| Canaan, NY | $308,000 | $1,244 | $900 | $1,770 | $870 |
| Ghent, NY | $220,300 | $704 | $500 | $1,000 | $500 |
| St. Johnsville, NY | $80,600 | $592 | $400 | $830 | $430 |
| Warren County, NY | $192,800 | $725 | $490 | $1,020 | $530 |
| Housatonic, MA | $200,000 | $952 | $690 | $1,340 | $650 |
| Dorset, VT | $340,900 | $978 | $710 | $1,390 | $680 |
Research Home Insurance Companies Reviews in Clifton Park, NY Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The deductible was on the high side of companies 1000.00 which i did not like premium is 1200.00 per year
Date: July 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I haven't done a lot of shopping around by the policy offerings seem to be pretty standard. I don't perceive a lot of variation among the companies.
Liberty Mutual Home Insurance Reviews
Date: October 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
Customer service with liberty mutual is about a 4. They have always made it easy to get ahold of a human, but their sales reps are really pushy.
Safeco Insurance Home Insurance Reviews
Date: May 28, 2019 Age: 50 to 59 Gender: Married Marital Status: Male
Customer Service
We had water damage. We called the customer service person and they contacted the company to come out and dry our house out and replace the damaged material.
Progressive Home Insurance Reviews
Date: September 04, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
They are quick to respond to phone calls and make sure they process claims. I've dealt with other companies that I think were a little easier to deal with when it came to a claim.
Erie Insurance Home Insurance Reviews
Date: September 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Erie has being my first and only home insurance company and I can't compare their policy with others because they are the only ones i have use and the policy is very much perfect for me