How Can I Make My Cookeville, TN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Cookeville, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Cookeville, TN Home Insurance Coverage Levels | Back to Top
| Cookeville, TN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| R C Buck Dr, Mississippi Ave, Hunter Hill Ln, Whites Point Dr, N Maple Ave, W 13th St, Grandview Dr, Meadowlark Ave, Mill Ave, Yorktown Ct | $108,000 | $100,000 | $100,000-$125,000 | $100,000 | $80,000 | $75,000-$100,000 |
| Morningside Dr, W 10th St, Foutch Dr, S Whitney Ave, Turkey Creek Rd, Stoneybrook Ct, Vickers Pl, Bob Bullock Rd, Gentry Ln, Syracuse St | $92,000 | $80,000 | $100,000-$125,000 | $196,000 | $170,000 | $175,000-$200,000 |
| Chitwood Cir, Pippin Rd, Crescent Dr, Jasper Dr, Presley Ln, Quail Dr, Columbia St, Dry Valley Rd, Elrod Rd, W End St | $177,000 | $140,000 | $125,000-$150,000 | $237,000 | $220,000 | $175,000-$200,000 |
| Watauga Rd, Burgess Falls Dr, Riley Lafever Rd, S Cedar Ave, April Ln, Tommy Dodson Hwy, Songbird Ln, Inglewood Dr, Pilot Dr, Tech Village Cir | $152,500 | $130,000 | $150,000-$175,000 | $130,500 | $110,000 | $150,000-$175,000 |
| Claude Loftis Rd, Middleford Dr, E 16th St, Masters Rd, E 14th St, Lake View Dr, Elwin Dr, Poplar Springs Rd, Crestwood Dr, S Madison Ave | $131,000 | $110,000 | $100,000-$125,000 | $179,500 | $170,000 | $150,000-$175,000 |
| Woodland Ave, High Meadow Dr, Cumby Rd, Daniels Ln, Gibbons Rd, Shepherd Hills Rd, Manhattan Pl, White Oak Flatt Rd, Hillwood Dr, Coon Hunt Rd | $91,000 | $80,000 | $100,000-$125,000 | $191,000 | $180,000 | $175,000-$200,000 |
| Northwind Dr, Mill Dr, Henry Gambrell Rd, E Jere Whitson Rd, Lake Valley Dr, McCulley Rd, Saddle Ln, 2nd Ave S, Chatsworth Blvd, Breeding Ave | $120,500 | $100,000 | $75,000-$100,000 | $127,000 | $110,000 | $100,000-$125,000 |
| Burgess Falls Rd, W 7th St, Honest Acres Rd, Duncans Chapel Rd, Terrace Hill Rd, Cooke Ln, Carlisle Rd, S Maple Ave, E Proffitt St, Edwin St | $182,500 | $170,000 | $175,000-$200,000 | $219,500 | $200,000 | $175,000-$200,000 |
| Greenland Ave, Sam Powell Rd, Rice Cir, Shady Ln, Stone Seminary Rd, Burgess Falls Rd, Elmore Town Rd, Sumter Dr, Empire Ave, Cardinal St | $129,000 | $110,000 | $100,000-$125,000 | $167,500 | $140,000 | $150,000-$175,000 |
| Lowetown Rd, 3rd Ave, McClellan Ave, Pine Valley Rd, N Franklin Ave, Manassas Rd, Spring Valley Rd, Windsong Dr, Ridgecrest Dr, Dave Thomas Ln | $121,000 | $100,000 | $100,000-$125,000 | $237,000 | $220,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Cookeville, TN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $805 |
| Superior Protection Discount | -$89 | $904 |
| Fire & Security Discount | -$99 | $894 |
| Hail Resistant Roof Discount | -$20 | $973 |
| Newly Constructed Home Discount | -$268 | $725 |
Choose the Right Deductible for your Cookeville, TN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $2,000 | $962 | $2,962 | $699 | $2,699 | $263 |
| Cookeville, TN | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| Baxter, TN | $300 | $895 | $1,195 | $651 | $951 | $245 |
| Dodson Branch, TN | $1,000 | $903 | $1,903 | $656 | $1,656 | $247 |
| Livingston, TN | $400 | $890 | $1,290 | $647 | $1,047 | $243 |
| Smith County, TN | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Bowman, TN | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Warren County, TN | $700 | $857 | $1,557 | $623 | $1,323 | $234 |
| Centertown, TN | $500 | $781 | $1,281 | $567 | $1,067 | $213 |
| Lafayette, TN | $1,000 | $886 | $1,886 | $644 | $1,644 | $242 |
| Lebanon, TN | $100 | $799 | $899 | $580 | $680 | $218 |
| Lakewood Park, TN | $700 | $611 | $1,311 | $444 | $1,144 | $167 |
Identify Top Home Insurance Agents near Cookeville, TN | Back to Top
| Home Insurance Company Cookeville, TN | Homeowners Insurance Agency Cookeville, TN | Address | Popularity Score | Distance from Cookeville (miles) |
|---|---|---|---|---|
| State Farm | Elwood Ervin | 108 W Jackson St, Cookeville, TN, 38501-3918 | 0.5 | |
| State Farm | Charlie Adams | 46 Brattontown Cir, Lafayette, TN, 37083-2623 | 40.1 | |
| Liberty Mutual Independent | Cumberland Insurance - Sparta | 287 N Spring St, Sparta, TN, 38583 | 14.4 | |
| State Farm | Jt Turnbow | 107 S Washington Ave # A, Cookeville, TN, 38501-3547 | 1.0 | |
| State Farm | Scotty Yeaman | 1011 Main St N, Carthage, TN, 37030-1004 | 26.1 | |
| Farmers | J Nate Maxwell | 251 S Willow Ave, Cookeville, TN, 38501 | 0.9 | |
| Allstate | The Swallows Agency | 480 Neal St Ste 100, Cookeville, TN, 38501 | 0.8 | |
| State Farm | Suzanne Worrell | 595 E 10th St, Cookeville, TN, 38501-1807 | 2.1 | |
| State Farm | John White | 235 S Willow Ave, Cookeville, TN, 38501-3140 | 1.0 | |
| State Farm | Rob Gwynne | 1333 W Main St Ste B, Lebanon, TN, 37087-3378 | 46.1 |
Compare Rates for Cookeville, TN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,480 | $720 |
| Putnam County, TN | $152,800 | $974 | $650 | $1,390 | $740 |
| Cookeville, TN | $160,600 | $993 | $680 | $1,410 | $730 |
| Baxter, TN | $109,200 | $906 | $630 | $1,290 | $660 |
| Dodson Branch, TN | $111,100 | $914 | $620 | $1,310 | $690 |
| Livingston, TN | $107,700 | $901 | $660 | $1,280 | $620 |
| Smith County, TN | $120,700 | $796 | $570 | $1,120 | $550 |
| Bowman, TN | $122,800 | $955 | $660 | $1,320 | $660 |
| Warren County, TN | $108,600 | $868 | $580 | $1,200 | $620 |
| Centertown, TN | $81,400 | $790 | $580 | $1,110 | $530 |
| Lafayette, TN | $106,700 | $897 | $650 | $1,260 | $610 |
| Lebanon, TN | $189,400 | $808 | $540 | $1,120 | $580 |
| Lakewood Park, TN | $48,500 | $618 | $420 | $870 | $450 |
Research Home Insurance Companies Reviews in Cookeville, TN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I did some shopping around about 5 years ago, and their price was acceptable. I had been with State Farm for a long time, so I stayed with them because the price was pretty much the same.
Date: August 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I do wish my deductible was smaller, but I do think the plan is worth it. I think that State Farm is very reputable in their reputation, and have had a good reputation for as many years as I've known about the company.
Date: April 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The deductible options are vaired at State Farm and depend upon how much you want to pay up front. Higher deductible means lowers premium monthly rates.
Date: October 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I was told I would never be able to get full replacement coverage again so not to let this policy lapse.
Farmer's Insurance Home Insurance Reviews
Date: May 31, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
My detectable is not high. I have never had to use it yet but my family has and it has been a pleasant experience
Date: March 01, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My monthly premium is $25 with a $5,000 deductible. I looked into purchasing a premium from Geico and they quoted me at $30 for the same coverage.
GEICO Home Insurance Reviews
Date: November 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
i am very satisfied, especially with the discount options. It seems my insurance is varied and covers a lot, in comparison to others.
Safeco Insurance Home Insurance Reviews
Date: July 02, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I went with my current policy because they offered discounts for my premium that were not available with other options. I believe I save about 10% compared to other quotes I received.