Gavop's guide to buying homeowners insurance in Kings Point, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kings Point, NY - Neighbourhoods, Census Blocks & Streets | 5 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kings Terrace Rd, Steamboat Rd, Westbrook Rd, Red Brook Rd, Fairfield Rd, Glamford Rd, Bancroft Ln, Hicks Ln, White Pine Ln, Cove Ln | $796,500 | $690,000 | $600,000-$700,000 | $796,500 | $650,000 | $700,000-$800,000 |
| East Rd, Dogwood Rd, Ridgeway St, S Gate Rd, Hall Ct, Harbour Rd, Lighthouse Rd, Rogers Rd, Gracefield Dr, Hamptworth Dr | $1,793,500 | $1,670,000 | More than 10,000,000 | $944,500 | $840,000 | More than 10,000,000 |
| Horizon Way, Ridgeway Dr, Arrandale Ave, W Gilbert Rd, Remsen Rd, Mitchell Dr, Ballantine Ln, Tideway St, Wildwood Dr, Birchwood Ln | $1,771,500 | $1,580,000 | More than 10,000,000 | $925,000 | $780,000 | More than 10,000,000 |
| Heritage Ln, Cow Ln, E Gilbert Rd, Broadlawn Ave, Romola Dr, Stevens Ln, Farmers Rd, Creek Rd, Beach Rd, Waterview Rd | $1,583,500 | $1,330,000 | More than 10,000,000 | $1,051,000 | $890,000 | More than 10,000,000 |
| Hamptworth Ct, Beech Ln, Pond Rd, Gilbert Rd, Albert Ct, Stepping Stone Ln, Blue Sea Ln, Moline Ct, Elmridge Rd, Kings Point Rd | $925,000 | $740,000 | More than 10,000,000 | $839,500 | $690,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $774 |
| Home and Two Car | -$136 | $715 |
| Home and Three Car | -$196 | $655 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $2,500 | $1,499 | $3,999 | $1,089 | $3,589 | $410 |
| Kings Point, NY | $1,000 | $841 | $1,841 | $611 | $1,611 | $230 |
| Glen Cove, NY | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Valley Stream, NY | $2,500 | $1,374 | $3,874 | $999 | $3,499 | $376 |
| East Norwich, NY | $100 | $2,809 | $2,909 | $2,041 | $2,141 | $768 |
| Moonachie, NJ | $2,500 | $1,102 | $3,602 | $801 | $3,301 | $301 |
| Upper Montclair, NJ | $300 | $1,126 | $1,426 | $819 | $1,119 | $308 |
| East Hanover, NJ | $2,500 | $991 | $3,491 | $720 | $3,220 | $271 |
| Denville, NJ | $500 | $881 | $1,381 | $640 | $1,140 | $241 |
| Shirley, NY | $700 | $807 | $1,507 | $586 | $1,286 | $220 |
| Hamburg, NJ | $200 | $816 | $1,016 | $593 | $793 | $223 |
| Orange, CT | $2,500 | $978 | $3,478 | $711 | $3,211 | $267 |
| Home Insurance Company Kings Point, NY | Homeowners Insurance Agency Kings Point, NY | Address | Popularity Score | Distance from Kings Point (miles) |
|---|---|---|---|---|
| Allstate | Matthew Talt | 959 Front St, Uniondale, NY, 11553 | 10.6 | |
| Allstate | Gana Mccrann | 226 Westbury Ave, Carle Place, NY, 11514 | 8.2 | |
| Allstate | Raymond J Stroveglia | 5516 Merrick Rd, Massapequa, NY, 11758 | 19.0 | |
| Nationwide | Marino Coverage Group Inc | 752 Hempstead Tpke, Franklin Square, NY, 11010-4328 | 8.5 | |
| Travelers | Capital Shield Agency Inc | 3707 E Tremont Ave, Bronx, NY, 10465 | 4.4 | |
| Allstate | Syed Mahmood | 21 E Shore Rd, Manhasset, NY, 11030 | 2.7 | |
| Travelers | Djam Insurance Brokerage Inc | 87-02 Queens Blvd, Elmhurst, NY, 11373 | 9.2 | |
| Nationwide | Laura M. Marino | 11617 Atlantic Ave, Richmond Hill, NY, 11418-3141 | 9.8 | |
| Travelers | Hugh Wood Inc | One Exchange Plaza 55 Broadway 24th Floor, New York, NY, 10006 | 16.3 | |
| Travelers | Mucci Agency | 1295 Northern Blvd Ste 25, Manhasset, NY, 11030 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,620 | $830 |
| Nassau County, NY | $460,700 | $1,517 | $1,080 | $2,110 | $1,030 |
| Kings Point, NY | $2,000,001 | $851 | $620 | $1,200 | $580 |
| Glen Cove, NY | $480,300 | $852 | $610 | $1,210 | $600 |
| Valley Stream, NY | $385,400 | $1,391 | $930 | $1,960 | $1,030 |
| East Norwich, NY | $640,000 | $2,843 | $1,900 | $3,890 | $1,990 |
| Moonachie, NJ | $336,600 | $1,115 | $750 | $1,540 | $790 |
| Upper Montclair, NJ | $726,200 | $1,140 | $790 | $1,630 | $840 |
| East Hanover, NJ | $557,500 | $1,003 | $730 | $1,370 | $640 |
| Denville, NJ | $388,400 | $892 | $650 | $1,220 | $570 |
| Shirley, NY | $253,200 | $816 | $560 | $1,120 | $560 |
| Hamburg, NJ | $185,100 | $826 | $590 | $1,180 | $590 |
| Orange, CT | $385,100 | $990 | $700 | $1,400 | $700 |