Gavop's guide to buying homeowners insurance in Marbletown, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $208,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $267,000 | $240,000 | $300,000-$350,000 |
| 4 Bedroom | $225,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $526,500 | $440,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $738 |
| Superior Protection Discount | -$78 | $790 |
| Fire & Security Discount | -$61 | $808 |
| Hail Resistant Roof Discount | -$17 | $851 |
| Newly Constructed Home Discount | -$226 | $643 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ulster County | $2,000 | $808 | $2,808 | $587 | $2,587 | $221 |
| Marbletown, NY | $2,500 | $858 | $3,358 | $624 | $3,124 | $235 |
| Ulster County, NY | $500 | $808 | $1,308 | $587 | $1,087 | $221 |
| Phoenicia, NY | $2,000 | $858 | $2,858 | $623 | $2,623 | $234 |
| Loch Sheldrake, NY | $300 | $594 | $894 | $432 | $732 | $162 |
| Hopewell Junction, NY | $700 | $1,014 | $1,714 | $737 | $1,437 | $277 |
| Firthcliffe, NY | $400 | $1,103 | $1,503 | $801 | $1,201 | $301 |
| North East, NY | $1,500 | $947 | $2,447 | $689 | $2,189 | $259 |
| Amenia, NY | $500 | $936 | $1,436 | $680 | $1,180 | $256 |
| Gilboa, NY | $2,500 | $619 | $3,119 | $450 | $2,950 | $169 |
| Falls Village, CT | $400 | $1,382 | $1,782 | $1,004 | $1,404 | $378 |
| Golden's Bridge, NY | $1,500 | $2,649 | $4,149 | $1,925 | $3,425 | $724 |
| Home Insurance Company Marbletown, NY | Homeowners Insurance Agency Marbletown, NY | Address | Popularity Score | Distance from Marbletown (miles) |
|---|---|---|---|---|
| State Farm | Bruce Bryan | 269 Main St, Cornwall, NY, 12518-1553 | 31.0 | |
| Allstate | Marshall & Sterling | 110 Main St, Poughkeepsie, NY, 12601 | 16.6 | |
| Travelers | Grbm Inc | 2022 Rte 22, Brewster, NY, 10509 | 42.2 | |
| Travelers | A & M Insurance Agency Inc | 54 South Liberty Dr, Stony Point, NY, 10980 | 45.8 | |
| Allstate | Matt Mathews | 1581 Route 202, Pomona, NY, 10970 | 48.1 | |
| Allstate | Karen Merritt | 268 Route 202, Somers, NY, 10589 | 45.0 | |
| Travelers | Forbes Agency Inc | 135 Bedford Road, Katonah, NY, 10536 | 49.7 | |
| Liberty Mutual Independent | Mjl Insurance Agency | 1075 Route 82 Ste 6, Hopewell Junction, NY, 12533 | 27.1 | |
| Allstate | David Cohen | 251 Underhill Ave Ste B, Yorktown Heights, NY, 10598 | 46.1 | |
| Allstate | Robert Meyer | 701 Albany Ave, Kingston, NY, 12401 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,660 | $830 |
| Ulster County, NY | $221,600 | $818 | $550 | $1,140 | $590 |
| Marbletown, NY | $266,800 | $869 | $600 | $1,210 | $610 |
| Ulster County, NY | $221,600 | $818 | $590 | $1,120 | $530 |
| Phoenicia, NY | $228,100 | $868 | $590 | $1,240 | $650 |
| Loch Sheldrake, NY | $117,100 | $601 | $430 | $840 | $410 |
| Hopewell Junction, NY | $265,100 | $1,026 | $740 | $1,410 | $670 |
| Firthcliffe, NY | $283,600 | $1,116 | $770 | $1,570 | $800 |
| North East, NY | $250,300 | $959 | $690 | $1,370 | $680 |
| Amenia, NY | $247,500 | $947 | $690 | $1,350 | $660 |
| Gilboa, NY | $140,100 | $627 | $420 | $870 | $450 |
| Falls Village, CT | $324,500 | $1,399 | $990 | $1,990 | $1,000 |
| Golden's Bridge, NY | $596,100 | $2,681 | $1,850 | $3,670 | $1,820 |