How Can I Make My Pasco, WA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Pasco, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Pasco, WA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $125,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $132,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $224,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $202,500 | $180,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Pasco, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $556 |
| Superior Protection Discount | -$65 | $582 |
| Fire & Security Discount | -$58 | $589 |
| Hail Resistant Roof Discount | -$13 | $634 |
| Newly Constructed Home Discount | -$129 | $518 |
Choose your Pasco, WA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,488 |
| Hail Damage | $4,900 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Pasco, WA | Back to Top
| Home Insurance Company Pasco, WA | Homeowners Insurance Agency Pasco, WA | Address | Popularity Score | Distance from Pasco (miles) |
|---|---|---|---|---|
| State Farm | Craig Griffiths | 1325 Aaron Dr Ste 104, Richland, WA, 99352-4981 | 7.4 | |
| Farmers | Elizabeth Veliz | 1600 W Clark St Ste C, Pasco, WA, 99301 | 1.9 | |
| State Farm | Cecelia Mauseth | 5230 Outlet Dr, Pasco, WA, 99301-8969 | 4.1 | |
| Travelers | Simmons Insurance Group | 7535 W Kennewick Ave Ste H, Kennewick, WA, 99336 | 5.3 | |
| Allstate | Jerad Groth | 3330 W Court St Ste I, Pasco, WA, 99301 | 0.7 | |
| Travelers | Conover Insurance | 1804 W Lewis St, Pasco, WA, 99301 | 1.8 | |
| Allstate | Jeff Hamilton | 110 Gage Blvd Ste 202, Richland, WA, 99352 | 5.9 | |
| Farmers | Liz Elder | 7903 W Grandridge Blvd Ste E, Kennewick, WA, 99336 | 5.1 | |
| Farmers | Mitch Dixon | 3205 W Kennewick Ave # D, Kennewick, WA, 99336 | 3.3 | |
| Farmers | Trevor Nieforth | 3407 W Court St, Pasco, WA, 99301 | 0.7 |
Compare Rates for Pasco, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $570 | $1,160 | $590 |
| Franklin County, WA | $177,400 | $647 | $470 | $910 | $440 |
| Pasco, WA | $176,800 | $647 | $430 | $910 | $480 |
| Richland-Kennewick, WA | $202,900 | $704 | $480 | $960 | $480 |
| West Richland, WA | $217,700 | $672 | $460 | $950 | $490 |
| Northwest Benton, WA | $171,400 | $658 | $470 | $910 | $440 |
| Grandview, WA | $131,100 | $781 | $520 | $1,080 | $560 |
| College Place, WA | $177,000 | $620 | $420 | $860 | $440 |
| Walla Walla-College Place, WA | $194,600 | $692 | $510 | $950 | $440 |
| Gopher Flats, OR | $208,300 | $596 | $430 | $850 | $420 |
| Dixie, WA | $118,300 | $558 | $410 | $790 | $380 |
| Tutuilla, OR | $219,000 | $608 | $440 | $840 | $400 |
| Milton-Freewater, OR | $134,400 | $639 | $460 | $910 | $450 |
Research Home Insurance Companies Reviews in Pasco, WA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 16, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I would say 3 on a scale. I havent had any issues with them perse but I am sure I could do better. I bundled with my car insurance and they have not been great with that so I do have concerns that I may have an issue with my home insurance.
Date: January 16, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My premium is very good. We pay a discount that includes vehicle coverage as well. We have shopped to look for a cheaper premium, but State Farm is the lowest for us. I rate it as a "5".
Date: October 26, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium and deductible with state farm really benefits me a lot. I get the money I need when I need it.
Date: September 12, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
I am very happy with my home owner's insurance and will rate it a five. I have had the same agent for nearly 30 years and he lives in my neighborhood. We had a fire on the side of the house that melted our aluminum siding.
Date: April 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
We have checked with other insurance company's and it seems that our premium and deductibles are about average although we think they are pretty high.
Date: December 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I've had to deal with them a bit to do with account and billing issues only and they were always very professional. I've never had to put in a claim though.
Date: November 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I feel that the offerings are similar to other companies in comparing the policies. However, since we have car and life insurance through them as well we receive a package discount.
Allstate Home Insurance Reviews
Date: July 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
Having home insurance led to my auto insurance being cheaper that usual, as long as I bundled the home and auto insurance together.
Date: October 23, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Communication
our company sends us all the information we need on our insurance. we have a great relationship with our agent and our company. all answers are given in our mail and live communication.
Assurant Specialty Property Home Insurance Reviews
Date: October 23, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Communication
I will say they send a lot of emails about your payment, that it is coming up due. Also they send emails when they take the payment and then send another email when the payment has been processed. It only last a year so when it is time to renew, they will call or send a bunch of emails again
Safeco Insurance Home Insurance Reviews
Date: December 21, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Most insurance companies are extremely strict with people who initially sign up to qualify for the insurance. The companies are expensive and try to negate your house to meet all their standards, which are not necessarily possible.
GEICO Home Insurance Reviews
Date: December 31, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I have lower premium and my policy rates have come down slightly as compared to others who are are asking for more . I would rate it at 4.
Farmer's Insurance Home Insurance Reviews
Date: February 23, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
I have been with Farmers insurance for forty or more years and have not had a lot of claims, but when I did I was extremely saitsfied with the customer service and would give them a five.