Gavop's guide to buying homeowners insurance in Altus, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Altus, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Elm St, E Cr162, Ferguson St, S Veterans Dr, Arapaho Ct, S Burton, Wichita Ct, Coca St, Wendy Ln, N Jackson St | $150,500 | $140,000 | $150,000-$175,000 | $116,000 | $100,000 | $100,000-$125,000 |
| S Taylor Ave, Teal Cir, Jamestown Dr, Stonehocker Ave, N Flamingo Ln, N Willard St, S Baucum St, Hazel St, Ash St, Union Cir | $256,500 | $230,000 | $250,000-$300,000 | $174,000 | $150,000 | $125,000-$150,000 |
| Rose Haven Dr, E 6th St, School St, S Cardinal Cir, E Cypress St, Victory St, Galaxy Dr, White Tail Cir, W Broadway St, Ethel St | $178,000 | $170,000 | $125,000-$150,000 | $101,500 | $80,000 | $75,000-$100,000 |
| Racetrack Rd, S Benson St, Terrace Way, N Lloyd St, Sumner Dr, E1560 Rd, W Sequoyah Ln, E 1st St, Ecr 2043, S Ash Ave | $148,000 | $140,000 | $125,000-$150,000 | $164,000 | $150,000 | $175,000-$200,000 |
| S Hudson St, E Pecan St, S Jackson St, Tamarack Rd, N Towne Cir, E Nona St, E Cr 1586, Hickory St, W Martha St, Iris Ave | $97,000 | $90,000 | $100,000-$125,000 | $80,000 | $80,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $829 |
| Home and Two Car | -$144 | $757 |
| Home and Three Car | -$216 | $685 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,641 |
| Wind Damage | $9,716 |
| Expensive Claims | |
| Fire | $35,690 |
| Accidental Discharge/Leakage | $8,366 |
| Optional Coverage Losses | $7,991 |
| Home Insurance Company Altus, OK | Homeowners Insurance Agency Altus, OK | Address | Popularity Score | Distance from Altus (miles) |
|---|---|---|---|---|
| Farmers | Kerry Richard | 7615 Nw Cache Rd Ste 3, Lawton, OK, 73505 | 49.3 | |
| Farmers | Aaron Young | 7615 Nw Cache Rd Ste 3, Lawton, OK, 73505 | 49.3 | |
| Farmers | Jack Hogg | 901 S Main St, Hobart, OK, 73651 | 26.1 | |
| Farmers | Rickey Squires | 223 N Madison Ave, Elk City, OK, 73644 | 49.1 | |
| Farmers | Jeff Warren | 7615 Nw Cache Rd Ste 3, Lawton, OK, 73505 | 49.3 | |
| State Farm | Johnnie Scheid | 6321 Nw Cache Rd Ste A, Lawton, OK, 73505-3319 | 50.1 | |
| State Farm | Nancy Holcomb | 20 Nw 67th St Ste B, Lawton, OK, 73505-5632 | 50.0 | |
| State Farm | Dick Coates | 1201 Falcon Rd, Altus, OK, 73521-2968 | 3.7 | |
| Allstate | Marjory Brooks | 100 N Broadway, Hobart, OK, 73651 | 26.7 | |
| State Farm | Chris Middick | 225 N 9th St, Frederick, OK, 73542 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,000 | $2,040 | $1,040 |
| Jackson County, OK | $97,800 | $900 | $610 | $1,280 | $670 |
| Altus, OK | $98,000 | $902 | $660 | $1,290 | $630 |
| Headrick, OK | $51,700 | $855 | $620 | $1,210 | $590 |
| Mangum, OK | $66,700 | $995 | $680 | $1,380 | $700 |
| Hobart, OK | $62,900 | $961 | $640 | $1,370 | $730 |
| Gotebo, OK | $29,000 | $632 | $460 | $870 | $410 |
| Goodlett, TX | $83,200 | $1,437 | $950 | $2,210 | $1,260 |
| Central Washita, OK | $80,800 | $1,121 | $760 | $1,580 | $820 |
| Faxon, OK | $91,300 | $1,212 | $880 | $1,730 | $850 |
| Harrold-Oklaunion, TX | $105,700 | $1,544 | $1,020 | $2,380 | $1,360 |
| Medicine Park, OK | $187,500 | $1,915 | $1,360 | $2,700 | $1,340 |