Gavop shows you how to buy homeowners insurance in Romulus, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Romulus, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cogswell St, McDonald Dr, Tempe Dr, Tobine Rd, Metroplex Dr, Heroux St, Pueblo Dr, Riveroak Dr, Airborne St, W Maple St | $72,000 | $60,000 | $75,000-$100,000 | $59,000 | $50,000 | $50,000-$75,000 |
| Citrin Dr, Navajo Ct, Houston Dr, Oakbrook St, Van Petten St, Michele Dr, Whitehorn St, W Svc Rd, Hermosa Ave, Pine Woods Cir | $69,500 | $60,000 | $50,000-$75,000 | $50,500 | $50,000 | $50,000-$75,000 |
| Atlas St, Horace Jackson St, Wayne Course St, Montrose Blvd, Bonanza St, Sterling St, Scottsdale Dr, Willowtree St, Herman St, Colorado St | $131,000 | $120,000 | $150,000-$175,000 | $76,500 | $70,000 | $75,000-$100,000 |
| Sussex Ct, Panam St, Camden Dr, Ferndale St, Kent St, Coral Dr, Rio Grande Dr, Colbert St, Oakwood Dr, Tobine St | $95,000 | $90,000 | $75,000-$100,000 | $73,500 | $70,000 | $50,000-$75,000 |
| Center Dr, Grover St, Ellward Dr, Aston St, Smith Rd, Mary Grace Ln, Swan Lake Dr, Inverness Dr, Turbo St, Hawick Ln | $168,000 | $150,000 | $175,000-$200,000 | $141,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$89 | $545 |
| Superior Protection Discount | -$57 | $577 |
| Fire & Security Discount | -$57 | $577 |
| Hail Resistant Roof Discount | -$13 | $622 |
| Newly Constructed Home Discount | -$165 | $469 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,392 |
| Hail Damage | $4,524 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,051 |
| Home Insurance Company Romulus, MI | Homeowners Insurance Agency Romulus, MI | Address | Popularity Score | Distance from Romulus (miles) |
|---|---|---|---|---|
| State Farm | Steve Vargo | 1811 Fort St, Wyandotte, MI, 48192-3545 | 9.5 | |
| Allstate | Bill Jones | 32667 Ford Rd, Garden City, MI, 48135 | 7.0 | |
| State Farm | Wally Doran | 3601 West Road, Trenton, MI, 48183-2282 | 9.8 | |
| State Farm | Anita A Murray | 8359 N Wayne Rd, Westland, MI, 48185-1351 | 8.7 | |
| Farmers | Jeff Ashton | 880 Fralick St, Plymouth, MI, 48170 | 11.6 | |
| Allstate | John Drewniak | 7226 Park Ave, Allen Park, MI, 48101 | 8.3 | |
| Allstate | Paula M. Schembri | 29207 Ford Rd, Garden City, MI, 48135 | 7.3 | |
| State Farm | Dick Balogh | 17141 Quarry St, Riverview, MI, 48193-4734 | 10.0 | |
| State Farm | Gale Fisher | 5236 Allen Rd, Allen Park, MI, 48101-2922 | 8.9 | |
| State Farm | Kathy Loveridge | 13344 Dix Toledo Rd, Southgate, MI, 48195-1850 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,110 | $540 |
| Wayne County, MI | $92,400 | $687 | $490 | $980 | $490 |
| Romulus, MI | $77,900 | $634 | $440 | $880 | $440 |
| Van Buren charter, MI | $151,600 | $669 | $480 | $930 | $450 |
| Frenchtown, MI | $122,300 | $702 | $500 | $1,000 | $500 |
| Woodland Beach, MI | $108,000 | $734 | $530 | $1,010 | $480 |
| West Bloomfield charter, MI | $281,700 | $837 | $610 | $1,180 | $570 |
| Eastpointe, MI | $64,700 | $636 | $450 | $900 | $450 |
| Rose, MI | $199,700 | $722 | $510 | $1,000 | $490 |
| Macomb, MI | $244,800 | $889 | $650 | $1,220 | $570 |
| Ortonville, MI | $160,200 | $807 | $560 | $1,150 | $590 |
| Handy, MI | $144,300 | $660 | $480 | $940 | $460 |
| Armada, MI | $181,600 | $835 | $570 | $1,180 | $610 |