How Can I Make My Morton Grove, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Morton Grove, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Morton Grove, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $123,500 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $325,500 | $270,000 | $300,000-$350,000 |
| 3 Bedroom | $362,500 | $310,000 | $300,000-$350,000 |
| 4 Bedroom | $486,000 | $420,000 | $500,000-$600,000 |
| 5 Bedroom | $745,000 | $620,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Morton Grove, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $717 |
| Superior Protection Discount | -$78 | $786 |
| Fire & Security Discount | -$95 | $769 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$173 | $691 |
Choose the Right Deductible for your Morton Grove, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cook County | $2,500 | $881 | $3,381 | $640 | $3,140 | $241 |
| Morton Grove, IL | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Lake Zurich, IL | $400 | $905 | $1,305 | $658 | $1,058 | $247 |
| Willowbrook, IL | $2,500 | $759 | $3,259 | $551 | $3,051 | $207 |
| Hometown, IL | $100 | $674 | $774 | $490 | $590 | $184 |
| Blue Island, IL | $2,500 | $638 | $3,138 | $463 | $2,963 | $174 |
| Whiting, IN | $500 | $817 | $1,317 | $594 | $1,094 | $223 |
| Oak Forest, IL | $700 | $715 | $1,415 | $519 | $1,219 | $195 |
| Wheatland, IL | $200 | $846 | $1,046 | $615 | $815 | $231 |
| Campton Hills, IL | $700 | $969 | $1,669 | $704 | $1,404 | $265 |
| Na-Au-Say, IL | $500 | $758 | $1,258 | $551 | $1,051 | $207 |
Identify Top Home Insurance Agents near Morton Grove, IL | Back to Top
| Home Insurance Company Morton Grove, IL | Homeowners Insurance Agency Morton Grove, IL | Address | Popularity Score | Distance from Morton Grove (miles) |
|---|---|---|---|---|
| State Farm | Gm Kazim | 60 Tyler Creek Plz, Elgin, IL, 60123-1706 | 27.1 | |
| State Farm | Saul Lopez | 6737 W Belmont Ave, Chicago, IL, 60634-4648 | 7.2 | |
| Travelers | Taveras Insurance Agency | 9564 W Grand Ave, Franklin Park, IL, 60131 | 8.7 | |
| State Farm | Chris Collins | 22 S Washington Ave Ste 201, Park Ridge, IL, 60068-4267 | 2.9 | |
| Liberty Mutual Independent | Bgs Insurance Agency | 3295 N Arlington Heights Rd, Arlington Heights, IL, 60004 | 11.9 | |
| Travelers | Riehn Insurance | 4541 N Lincoln Ave, Chicago, IL, 60625 | 7.6 | |
| Allstate | Tom Vujatov | 333 Waukegan Rd, Glenview, IL, 60025 | 1.5 | |
| Farmers | Alicja Demel | 710 Higgins Rd Ste 101, Park Ridge, IL, 60068 | 4.5 | |
| Allstate | Bassel Elhrisse | 6920 Ogden Ave, Berwyn, IL, 60402 | 14.9 | |
| Liberty Mutual Independent | The Lesser Agency | 7250 N Cicero Ave Ste 105, Lincolnwood, IL, 60712 | 2.9 |
Compare Rates for Morton Grove, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| Cook County, IL | $227,400 | $892 | $650 | $1,220 | $570 |
| Morton Grove, IL | $290,500 | $864 | $630 | $1,200 | $570 |
| Lake Zurich, IL | $323,600 | $916 | $670 | $1,260 | $590 |
| Willowbrook, IL | $217,800 | $768 | $550 | $1,080 | $530 |
| Hometown, IL | $110,000 | $682 | $470 | $940 | $470 |
| Blue Island, IL | $113,800 | $645 | $460 | $910 | $450 |
| Whiting, IN | $123,300 | $827 | $570 | $1,170 | $600 |
| Oak Forest, IL | $185,700 | $723 | $480 | $1,020 | $540 |
| Wheatland, IL | $369,100 | $857 | $580 | $1,220 | $640 |
| Campton Hills, IL | $417,700 | $981 | $720 | $1,380 | $660 |
| Na-Au-Say, IL | $217,300 | $767 | $520 | $1,070 | $550 |
Research Home Insurance Companies Reviews in Morton Grove, IL Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: February 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
i would say the premium and deductible for my home insurance policy is a little more costly on average than other home insurance policies, but that may be good if the insurance ever has to be used.
Date: January 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
They have been super helpful any time I've called with any questions or concerns
American Integrity Insurance Home Insurance Reviews
Date: October 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
Well, as they were told, sometimes they take too long to help you get out of a hurry, although everything else is good
State Farm Home Insurance Reviews
Date: December 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I'm not sure about other companies but I think my deductible is low compared to other places around. It has a good policy.