Gavop's guide to buying homeowners insurance in Jenkins County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $78,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $115,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $173,500 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $251,000 | $210,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $746 |
| Home and Two Car | -$131 | $689 |
| Home and Three Car | -$205 | $615 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jenkins County | $1,000 | $810 | $1,810 | $589 | $1,589 | $221 |
| Jenkins County, GA | $1,000 | $810 | $1,810 | $589 | $1,589 | $221 |
| Hiltonia, GA | $100 | $681 | $781 | $495 | $595 | $186 |
| Waynesboro, GA | $1,000 | $700 | $1,700 | $509 | $1,509 | $191 |
| Louisville, GA | $500 | $818 | $1,318 | $594 | $1,094 | $223 |
| Collins, GA | $1,000 | $421 | $1,421 | $306 | $1,306 | $115 |
| Furman, SC | $200 | $277 | $477 | $201 | $401 | $76 |
| Grovetown, GA | $2,500 | $803 | $3,303 | $584 | $3,084 | $220 |
| Dearing, GA | $200 | $628 | $828 | $457 | $657 | $172 |
| Soperton, GA | $2,500 | $825 | $3,325 | $599 | $3,099 | $225 |
| Santa Claus, GA | $400 | $589 | $989 | $428 | $828 | $161 |
| Ulmer, SC | $2,500 | $339 | $2,839 | $246 | $2,746 | $93 |
| Home Insurance Company Jenkins County, GA | Homeowners Insurance Agency Jenkins County, GA | Address | Popularity Score | Distance from Jenkins County (miles) |
|---|---|---|---|---|
| State Farm | Melissa Gordon | 1030 Jimmie Dyess Pkwy Ste 5, Augusta, GA, 30909-9158 | 47.6 | |
| State Farm | Chris Douse | 2100 Central Ave Ste D4, Augusta, GA, 30904-6717 | 46.6 | |
| Allstate | James Oneal | 3238 Peach Orchard Rd, Augusta, GA, 30906 | 42.2 | |
| State Farm | Hoke Brantley | 2501 Wrightsboro Rd, Augusta, GA, 30904-7810 | 46.6 | |
| Allstate | Lane And Company | 302 W Ogeechee St, Sylvania, GA, 30467 | 19.7 | |
| Allstate | Lance Ellis | 1557 Gordon Hwy Ste D, Augusta, GA, 30906 | 44.5 | |
| Allstate | Radonna Sapp | 124 N Main St, Statesboro, GA, 30458 | 26.0 | |
| Travelers | Dwelle Insurance Agency Inc | 621 East Cotton Ave, Millen, GA, 30442 | 2.0 | |
| State Farm | Lee Woods | 101 School Street, Wrens, GA, 30833-1177 | 37.5 | |
| Nationwide | Whit Blanchard Inc. | 3128 Deans Bridge Rd Ste D, Augusta, GA, 30906 | 43.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,390 | $670 |
| Jenkins County, GA | $59,100 | $820 | $560 | $1,160 | $600 |
| Jenkins County, GA | $59,100 | $820 | $580 | $1,130 | $550 |
| Hiltonia, GA | $90,300 | $689 | $500 | $940 | $440 |
| Waynesboro, GA | $118,400 | $709 | $510 | $1,000 | $490 |
| Louisville, GA | $66,800 | $827 | $560 | $1,170 | $610 |
| Collins, GA | $53,100 | $426 | $290 | $600 | $310 |
| Furman, SC | $47,900 | $280 | $190 | $380 | $190 |
| Grovetown, GA | $146,700 | $813 | $550 | $1,160 | $610 |
| Dearing, GA | $89,500 | $636 | $450 | $910 | $460 |
| Soperton, GA | $72,200 | $835 | $560 | $1,160 | $600 |
| Santa Claus, GA | $76,000 | $596 | $440 | $850 | $410 |
| Ulmer, SC | $55,000 | $343 | $230 | $490 | $260 |