How Can I Make My Irving, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Irving, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Irving, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $51,500 $40,000 $50,000-$75,000
2 Bedroom $86,500 $80,000 $75,000-$100,000
3 Bedroom $154,500 $140,000 $125,000-$150,000
4 Bedroom $143,500 $120,000 $100,000-$125,000
5 Bedroom $225,500 $210,000 $200,000-$250,000

Bundle your Irving, TX Auto & Home Insurance from the Same Company | Back to Top

Irving, TX Car Insurance Irving, TX Home Insurance
Details Kia, Sorento EX 5 Beds, 1 Baths, 2250 Square Feet worth $247500
Insurance Rates Individually $1,500.45 $6600
Savings from buying both from the same company $2,106.12

Choose your Irving, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,464
Hail Damage $4,524
Wind Damage $6,051
Expensive Claims
Fire $43,336
Smoke $17,556

Identify Top Home Insurance Agents near Irving, TX | Back to Top

Home Insurance Company Irving, TX Homeowners Insurance Agency Irving, TX Address Popularity Score Distance from Irving (miles)
State Farm Ben Raymond 2912 N Mcarthr Blvd Ste 100, Irving, TX, 75062-4489
0.5
State Farm Claudia Salas 2335 W Shady Grove Rd Ste 100a, Irving, TX, 75060-5059
4.0
State Farm Luis Rivera 2261 Singleton Blvd Ste 107b, Dallas, TX, 75212-3756
8.4
Allstate Maviela Medrano 4025 W Jefferson Blvd, Dallas, TX, 75211
9.5
Farmers Christopher Fisher 1320 Greenway Dr Ste 755, Irving, TX, 75038
2.2
Farmers Annette Adamcik 580 N Hampton Rd, Desoto, TX, 75115
19.0
Allstate Charles Mcgriff 910 N Main St Ste C, Euless, TX, 76039
6.6
State Farm Ed Lair 2250 Pool Rd Ste 100, Grapevine, TX, 76051-4244
9.8
Travelers Neighbors Choice Ins Agency Inc 431 E Northwest Hwy, Grapevine, TX, 76051
8.4
State Farm Kameren De Sean Nelson 1503 N Story Road Ste 125, Irving, TX, 75061-1900
2.0

Compare Rates for Irving, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $740 $490 $1,140 $650
Dallas County, TX $129,100 $570 $380 $880 $500
Irving, TX $138,200 $610 $400 $940 $540
Dallas, TX $129,300 $720 $480 $1,110 $630
Richardson, TX $183,500 $730 $480 $1,120 $640
Glenn Heights, TX $118,800 $550 $360 $850 $490
Lucas, TX $410,300 $1,600 $1,060 $2,460 $1,400
Aubrey, TX $120,100 $530 $350 $820 $470
Ferris, TX $95,300 $400 $260 $620 $360
Nevada, TX $160,800 $840 $550 $1,290 $740
Ellis County, TX $139,000 $600 $400 $920 $520
Union Valley, TX $111,600 $570 $380 $880 $500
Caddo Mills, TX $124,300 $550 $360 $850 $490

Research Home Insurance Companies Reviews in Irving, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: August 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
i think allstates was way too high. they are not very reliable and their customer service was terrible. i am definitely switching to State Farm

Date: July 11, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
State Farm's coverage is comparable to the other major companies like AllState or Hartford. I was offered a good quote for the policy that I chose.


Date: July 07, 2019    Age: 30 to 39    Gender: Married    Marital Status: Male

Premium
Premium might be a little higher, but the service makes up for it.

Date: March 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I work at a car rental company and know who is best for auto insurance, and the home insurance usually carries over. Being with StateFarm.


Date: March 07, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I would rate it a 5 but i have no reference because i have never used a different company for any kind of insurance but i have had no problems


Date: March 05, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The price was cheaper, and the coverage was better. I was really ready to leave nationwide when we made the switch.


Date: December 30, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premium is pretty good. I go to state farm because my dad use's them and all my friends do as well. So i don't think i even checked the other two places in town to see how their's were.

Date: September 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have never had a problem with the customer service with State Farm. We have a local agent who is super easy to reach and reaches out to us occasionally to discuss products that could be helpful. We have added a couple of services based on that.

Date: September 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The insurance policy covers all the contents of the dwelling as well as the outbuildings and all of its contents. The policy also covers any medical payments if something were to happen.


Date: September 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
My home insurance covers things like theft, fire, hail, and storm damage. All of these are great features to give us peace of mind. I do not believe that it covers floods, which thus far has not been an issue for us but is something I worry about a bit.


Date: September 11, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
The one time I did have to file a claim the customer service experience was pretty rough. The agent I spoke to did not inform me how things were going to work so when I owed money for things, I was completely in shock.

Date: September 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I am satisfied with my insurance premium. I have not had to file a lot of claims so my premium is not really high. I pay less than 100 a month which is a pretty fair deal.

Date: September 04, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium we pay is a lot because of the area where we live I believe, but it is very comparable to other companies in the area. I feel confident I'm getting the best rate for our area.

Date: August 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
I dislike how often they send paper communication even when I opt for online billing. Other than that, I don't have any concerns. Our agent is readily available and like I said, he reaches out at least once a year to reevaluate our services and premiums.

Date: August 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
The website for the insurance company is rather slow in comparison to other websites I have used. I like the website because everything I need to know is right in front of me.

Date: November 19, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
The interaction and communication from the insurance company were pretty normal and expected of an insurance company. They all seem to follow a certain protocol as if they are reading off of a standard form. Nothing is very personable anymore.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Our app for State Farm and the website are both easy to use and user-friendly. I am able to navigate them both without any problem, but I would like if there was an online chat feature on the site or app. If it exists, I haven't found it.

Allstate Home Insurance Reviews

Date: July 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I am very satisfied with my deductible, it is easy to afford and all the information was given to me right away.

Date: April 26, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Good customer service. We had a problem in our home with some basement leakage, they fixed it right away without any problems.

Date: April 20, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I am not sure how my insurance compares to other, however I can say the prices are very competitive for the coverage. I felt like it was the easiest, cheapest choice for our budget and I am very satisfied.


Date: April 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I havent had to file a claim or anything, but overall it has been fine. My payments are a decent price.

Date: September 19, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Provides coverage for dwelling, other structures, personal property (and valuable property) and other medial and family coverages.


Date: August 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Premium is ~10% lower than the other companies I recently compared. We bundled all insurance products into one company with positive results (so far).

Date: August 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like the ease of logging into the app and quick access to my auto and home policies. The app also tracks my driving habits.

Date: August 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I have yet to use customer service as I am a recent customer of Allstate. All actions have been set up electronically and I am able to get most information I need thru their app.

Progressive Home Insurance Reviews

Date: August 20, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
The deductibles are very similar and the premium is reasonable. Again, I got a bundled discount on the premium.

Date: April 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The monthly premium is consistently lower than competitors. I have occasionally requested quotes from other companies to ensure I am receiving the best deal.

Date: March 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I would rate them a 5, as they were lower in price than the other two companies I received quotes from while shopping for a new insurance policy. They also responded promtly to my questions.


Date: February 27, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I Have not had to deal with my customer service representatives very much, but the few times I did, I was very indifferent to their service. They helped me a little, but I still hung up feeling confused and sad.

Date: January 01, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
Progressive is widely known. Their insurance was the most affordable at the time and consultant was very nice helping us along the way. They offered other services and bundled discounts that helped us make a decision on the company. They are friendly, honest, easy to reach and always available.

The Hartford Home Insurance Reviews

Date: September 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I do not really receive any communication from them other than when my bill is due, which is fine because I deal with them when I need to.

Date: August 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The customer service is always excellent and whenever I call I get all of the information that I need and always get accomplished whatever it is that I am calling about being helped by a knowledgeable and courteous representative.

Date: August 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My home is a boat so everything is covered in the case of partial or complete loss as well as all of the contents inside of the boat.


Date: August 02, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
The website offers nothing that I need. In order to make any changes, I always have to call and supposedly my account is so old that I cannot make payments online so, I have to call to do that as well.

Date: March 17, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I do not know what other insurance companies offer because I have only been with this specialized insurance company for every boat I have ever owned, which will be over 20 years now.

AAA Home Insurance Reviews

Date: April 14, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
Our AAA would get a 4 for customer service. I have not had a lot of interactions with this company but the few I have had were fine.

Date: March 16, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
homeowner insurance is that the deductible is lower which I like about the policy. Compare to other homeowners insurance companies shelter insurance average about the same in premiums.

Liberty Mutual Home Insurance Reviews

Date: April 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have not yet had to make a claim with Liberty Mutual insurance, but I am happy with how they have provided me with good information about my coverage and that my rate is lower than my former insurance company.

Date: October 23, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website was plain and simple, all I needed to do was login and click a button, it wasn't some crazy adobe flash menu with outrageous graphics, I prefer to have things easy.

Blue Cross Blue Shield Home Insurance Reviews

Date: March 07, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
My insurance provider offers a wide array of policies to choose from. Options from a base "Obama Care" plan, to high benefit family plans.


MetLife Home Insurance Reviews

Date: April 01, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Premium
we settled down with the present company and they are really value for money and the deductible is very reasonable for the kind of premium rates they offer

Alfa Insurance Home Insurance Reviews

Date: August 09, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The current home insurance company we just switched over to definitely attracted us to go with them because their cost for the exact same coverage as our previous company was lower.

American National Property and Casualty Company Home Insurance Reviews

Date: May 22, 2019    Age: 40 to 49    Gender: Married    Marital Status: Male

Premium
Our deductible is comparable to other companies that offer the same services. We don't have the lowest deductible but it isn't very high either.

Farmer's Insurance Home Insurance Reviews

Date: November 25, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The main reason I stay is because the premium and deductible is reasonable. I don't know if it is the time being a client here or other things but I believe the rates are average or better.

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