How Can I Make My Edgewood, MD Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Edgewood, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Edgewood, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $110,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $143,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $354,500 | $290,000 | $400,000-$500,000 |
| 5 Bedroom | $343,500 | $310,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Edgewood, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $570 |
| Superior Protection Discount | -$70 | $634 |
| Fire & Security Discount | -$49 | $655 |
| Hail Resistant Roof Discount | -$21 | $683 |
| Newly Constructed Home Discount | -$169 | $535 |
Choose your Edgewood, MD Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,319 |
| Hail Damage | $4,900 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Edgewood, MD | Back to Top
| Home Insurance Company Edgewood, MD | Homeowners Insurance Agency Edgewood, MD | Address | Popularity Score | Distance from Edgewood (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Jameson | 3 Center Pl, Baltimore, MD, 21222-4343 | 16.5 | |
| Travelers | Fuller & Associates Insurance | 438 South Main St, Bel Air, MD, 21014 | 8.1 | |
| State Farm | Larry Taccone | 8709 Cowenton Ave, Perry Hall, MD, 21128-9619 | 7.7 | |
| Liberty Mutual Independent | John L Lynch Agency Llc | 11832 Belair Rd, Kingsville, MD, 21087 | 6.8 | |
| Allstate | Evelyn Guzman | 11215 Lockwood Dr Ste A, Silver Spring, MD, 20901 | 45.6 | |
| Erie | Kent Mittrick & Associates | 408 Crain Hwy S Suite 2, Glen Burnie, MD, 21061 | 25.3 | |
| State Farm | Melissa Marmen | 2112 Bel Air Rd Ste 1, Fallston, MD, 21047-2786 | 7.2 | |
| Nationwide | John Philip Insurance Inc | 432 South Main Street, Bel Air, MD, 21014-0000 | 8.1 | |
| State Farm | Ricardo Garcia | 9526 Belair Rd, Baltimore, MD, 21236-1508 | 9.1 | |
| State Farm | Bryan Michaels | 219 E Broadway, Bel Air, MD, 21014-2905 | 8.9 |
Compare Rates for Edgewood, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Harford County, MD | $281,400 | $934 | $740 | $1,180 | $440 |
| Edgewood, MD | $169,200 | $704 | $560 | $890 | $330 |
| Pikesville, MD | $308,200 | $996 | $790 | $1,250 | $460 |
| Arden on the Severn, MD | $361,700 | $1,192 | $940 | $1,500 | $560 |
| Red Lion, PA | $120,000 | $597 | $420 | $820 | $400 |
| Lower Windsor, PA | $158,200 | $671 | $450 | $930 | $480 |
| Highland, PA | $248,500 | $889 | $630 | $1,260 | $630 |
| West Marlborough, PA | $437,000 | $1,519 | $1,030 | $2,100 | $1,070 |
| Germany, PA | $233,000 | $860 | $580 | $1,180 | $600 |
| Quinton, NJ | $192,700 | $841 | $600 | $1,200 | $600 |
| Damascus, MD | $389,100 | $916 | $720 | $1,150 | $430 |
| Chadds Ford, PA | $491,400 | $1,868 | $1,330 | $2,560 | $1,230 |
Research Home Insurance Companies Reviews in Edgewood, MD Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
State Farm is really helpful and worked out because i have a relative who works there to work with me on things. They message me and tell me about my savings.
Date: December 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
My home insurance policy provided by State Farm has a wide range of offerings and also comes with a policy discount when bundled with other insurance options. This makes it highly competitive and favorable to my household.
USAA Home Insurance Reviews
Date: February 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I rate my insurance at a 5. I have had a very good experience with USAA. They have good customer service and have been helpful when i have called with a question.
Date: January 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
My home insurance company has wonderful customer service, although I'm more familiar with the car insurance part. I've been lucky enough to not have to need to make a claim so far, so i can't speak to the claim process specifically.
American Family Insurance Home Insurance Reviews
Date: October 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I think that our premium is pretty reasonable. We did shop around last year when we refinanced our house and we still found our current provider is still the best for us for the amount that we pay
Progressive Home Insurance Reviews
Date: January 10, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My current premium is rather low, or at least I don't believe it's overly high. Again, I did not shop around. I went with Progressive, because I have auto insurance with them, and I wanted to bundle my insurances.