Gavop shows you how to buy homeowners insurance in Spring Creek, NV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $219,000 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $298,500 | $250,000 | $300,000-$350,000 |
| 4 Bedroom | $317,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $331,500 | $300,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$48 | $553 |
| Home and Two Car | -$102 | $499 |
| Home and Three Car | -$144 | $457 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,295 |
| Hail Damage | $4,806 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,556 |
| Home Insurance Company Spring Creek, NV | Homeowners Insurance Agency Spring Creek, NV | Address | Popularity Score | Distance from Spring Creek (miles) |
|---|---|---|---|---|
| State Farm | Shabonya Dutton | 1794 Idaho St, Elko, NV, 89801-4026 | 10.9 | |
| Liberty Mutual Independent | Isu Mcmullen Insurance | 429 Court St Ste 1, Elko, NV, 89801 | 10.9 | |
| Travelers | Hometown Solutions Insurance Inc | 301 Silver St, Elko, NV, 89801 | 10.7 | |
| State Farm | Brent Stokes | 698 5th St, Elko, NV, 89801-3551 | 11.0 | |
| Travelers | Gregory Insurance Ag | 789 Railroad St, Elko, NV, 89801 | 10.8 | |
| Travelers | Hometown Solutions Insurance Inc | 301 Silver St, Elko, NV, 89801 | 10.7 | |
| Travelers | Gregory Insurance Ag | 789 Railroad St, Elko, NV, 89801 | 10.8 | |
| Travelers | Gregory Insurance Ag | 789 Railroad St, Elko, NV, 89801 | 10.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $460 | $900 | $440 |
| Elko County, NV | $198,100 | $601 | $410 | $850 | $440 |
| Spring Creek, NV | $220,400 | $601 | $430 | $820 | $390 |
| Elko, NV | $211,700 | $617 | $420 | $880 | $460 |
| Osino, NV | $186,700 | $606 | $410 | $870 | $460 |
| Carlin, NV | $104,400 | $470 | $320 | $650 | $330 |
| Elko County, NV | $198,100 | $601 | $430 | $850 | $420 |
| Wells, NV | $170,800 | $585 | $390 | $840 | $450 |
| Beowawe, NV | $82,200 | $415 | $290 | $590 | $300 |