Gavop shows you how to buy homeowners insurance in Placitas, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $95,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $287,000 | $270,000 | $300,000-$350,000 |
| 3 Bedroom | $330,500 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $426,000 | $350,000 | $300,000-$350,000 |
| 5 Bedroom | $780,000 | $640,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$79 | $795 |
| Home and Two Car | -$148 | $725 |
| Home and Three Car | -$210 | $664 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,513 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,386 |
| Home Insurance Company Placitas, NM | Homeowners Insurance Agency Placitas, NM | Address | Popularity Score | Distance from Placitas (miles) |
|---|---|---|---|---|
| State Farm | Paul Gallegos | 5500 Sn Mateo Blvd Ne Ste 105, Albuquerque, NM, 87109-6263 | 14.8 | |
| State Farm | Judy Alba | 2920 Crll Blvd Ne Bldg B, Albuquerque, NM, 87110-2867 | 14.7 | |
| Farmers | Lien Dao | 8014 Menaul Blvd Ne, Albuquerque, NM, 87110 | 16.0 | |
| Farmers | Angela Villar | 4601 Paradise Blvd Nw Ste J-110, Albuquerque, NM, 87114 | 16.2 | |
| Farmers | Peter Lindholm | 3909 Juan Tabo Blvd Ne Ste 1, Albuquerque, NM, 87111 | 14.2 | |
| Farmers | James Lucero | 2015 Wyoming Blvd Ne Ste D, Albuquerque, NM, 87112 | 16.3 | |
| Farmers | William Gregory | 11910 Central Ave Se Ste 2b, Albuquerque, NM, 87123 | 17.9 | |
| State Farm | Ted Madrid | 6644 Caminito Coors Nw, Albuquerque, NM, 87120-3119 | 16.5 | |
| Farmers | John Chavez | 4201 Central Ave Nw Ste B7a, Albuquerque, NM, 87105 | 21.4 | |
| Farmers | Gilbert Trujillo | 5850 Eubank Blvd Ne Ste B28, Albuquerque, NM, 87111 | 13.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $630 | $1,190 | $560 |
| Sandoval County, NM | $183,300 | $869 | $580 | $1,190 | $610 |
| Placitas, NM | $339,000 | $873 | $580 | $1,250 | $670 |
| Madrid, NM | $265,600 | $1,056 | $770 | $1,470 | $700 |
| Cochiti Lake, NM | $155,900 | $855 | $580 | $1,190 | $610 |
| Ponderosa Pine, NM | $228,400 | $986 | $670 | $1,370 | $700 |
| Los Alamos, NM | $288,000 | $927 | $680 | $1,280 | $600 |
| Cuyamungue Grant, NM | $354,500 | $1,273 | $880 | $1,810 | $930 |
| Cuyamungue, NM | $232,400 | $993 | $670 | $1,410 | $740 |
| Valencia County, NM | $133,100 | $785 | $530 | $1,110 | $580 |
| Santa Fe North, NM | $212,100 | $957 | $660 | $1,350 | $690 |
| Nambe, NM | $259,600 | $1,045 | $700 | $1,440 | $740 |