Gavop shows you how to buy homeowners insurance in Cleveland County, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $59,500 | $50,000 | $25,000-$50,000 |
| 3 Bedroom | $84,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $145,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $260,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $677 |
| Superior Protection Discount | -$79 | $708 |
| Fire & Security Discount | -$79 | $708 |
| Hail Resistant Roof Discount | -$16 | $771 |
| Newly Constructed Home Discount | -$181 | $606 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cleveland County | $700 | $778 | $1,478 | $565 | $1,265 | $213 |
| Cleveland County, AR | $1,000 | $778 | $1,778 | $565 | $1,565 | $213 |
| Sulphur Springs, AR | $200 | $856 | $1,056 | $622 | $822 | $234 |
| Pine Bluff, AR | $1,000 | $833 | $1,833 | $605 | $1,605 | $228 |
| Lincoln County, AR | $500 | $688 | $1,188 | $500 | $1,000 | $188 |
| Barraque, AR | $2,000 | $927 | $2,927 | $673 | $2,673 | $253 |
| Mitchellville, AR | $400 | $691 | $1,091 | $502 | $902 | $189 |
| Fountain Hill, AR | $1,000 | $656 | $1,656 | $477 | $1,477 | $179 |
| Gifford, AR | $200 | $750 | $950 | $545 | $745 | $205 |
| Gum Woods, AR | $700 | $1,038 | $1,738 | $755 | $1,455 | $284 |
| Hurricane, AR | $100 | $926 | $1,026 | $673 | $773 | $253 |
| England, AR | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
| Home Insurance Company Cleveland County, AR | Homeowners Insurance Agency Cleveland County, AR | Address | Popularity Score | Distance from Cleveland County (miles) |
|---|---|---|---|---|
| Travelers | Milner Insurance Group | 2221 S Olive St Ste A, Pine Bluff, AR, 71601 | 24.0 | |
| State Farm | Joey Cathey | 410a S Martin St, Warren, AR, 71671-3204 | 20.7 | |
| Farmers | Meghan Landreth | 625 E Page Ave, Malvern, AR, 72104 | 47.9 | |
| State Farm | Kevin Bonnette | 3077 W 28th Ave, Pine Bluff, AR, 71603-4802 | 23.0 | |
| State Farm | Johnny Huggins Jr | 3801 Camden Rd Ste 24, Pine Bluff, AR, 71603-4612 | 21.8 | |
| State Farm | Don Harris | 4521 S Olive St, Pine Bluff, AR, 71603-7147 | 22.6 | |
| State Farm | Carolyn Standley-Baughman | 351 Highway 425 S, Monticello, AR, 71655-4611 | 29.1 | |
| State Farm | Alyson Bradford-White | 7500 Dollarway Rd Ste 101, White Hall, AR, 71602-7623 | 26.3 | |
| Farmers | Sherrie Chappell | 2616 W 28th Ave, Pine Bluff, AR, 71603 | 23.1 | |
| State Farm | Patrick Campbell | 107 N Rock St, Sheridan, AR, 72150-2222 | 31.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,540 | $800 |
| Cleveland County, AR | $87,200 | $787 | $570 | $1,120 | $550 |
| Cleveland County, AR | $87,200 | $787 | $530 | $1,130 | $600 |
| Sulphur Springs, AR | $73,200 | $866 | $610 | $1,200 | $590 |
| Pine Bluff, AR | $73,700 | $843 | $610 | $1,150 | $540 |
| Lincoln County, AR | $66,100 | $696 | $510 | $950 | $440 |
| Barraque, AR | $87,400 | $938 | $640 | $1,290 | $650 |
| Mitchellville, AR | $42,500 | $699 | $510 | $960 | $450 |
| Fountain Hill, AR | $36,300 | $664 | $470 | $950 | $480 |
| Gifford, AR | $53,200 | $759 | $550 | $1,050 | $500 |
| Gum Woods, AR | $110,600 | $1,051 | $750 | $1,500 | $750 |
| Hurricane, AR | $87,200 | $937 | $630 | $1,280 | $650 |
| England, AR | $98,300 | $992 | $720 | $1,370 | $650 |