Gavop's guide to buying homeowners insurance in Scioto, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Scioto, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| George Hollow Rd, S Poplar St, Laurel St, Randall Dr, Twp Hwy 1258, Autumn Woods Dr, Twp Hwy 176, Twp Hwy 229, Twp Hwy 113, Hough Rd | $120,000 | $110,000 | $100,000-$125,000 | $117,000 | $100,000 | $75,000-$100,000 |
| Stanhope Rd, Temple St, Twp Hwy 242, Meadow Ln, Pohlman Rd, S Bridge St, Twp Hwy 230, E 6th St, Twp Hwy 196, Reservation Cir | $149,500 | $130,000 | $125,000-$150,000 | $68,000 | $60,000 | $50,000-$75,000 |
| S Watt St, Meadow Dr, Erie St, Almahurst Dr, Starr Ave, Marietta Pike, Routt Rd, King St, Willard Dr, Seney Rd | $121,500 | $110,000 | $100,000-$125,000 | $113,500 | $110,000 | $100,000-$125,000 |
| Cheyenne Dr, Twp Hwy 189S, Carroll Rd, Falcon Dr, Madden Ln, Twp Hwy 181, E Water St, Oliver Dr, Hanna Ln, Safford Ave | $136,000 | $120,000 | $125,000-$150,000 | $117,500 | $100,000 | $125,000-$150,000 |
| Vaughan Rd, Twp Hwy 364B, Rinehart Rd, N High St, Camp Dr, Twp Hwy 520, Plaza Blvd, Clinton Rd, Case Rd, Cedarwood Dr | $80,000 | $70,000 | $75,000-$100,000 | $72,000 | $60,000 | $75,000-$100,000 |
| Foxtrail Rd, Rice Ln, Twp Hwy 164, Logan St, North St, State Rte 372, Calver Ln, M 73, T 256, E 5th St | $83,500 | $80,000 | $75,000-$100,000 | $74,500 | $60,000 | $50,000-$75,000 |
| Blue Lick Rd, Homer Ln, Hickson Run Rd, Green Ln, Foxglove Ln, Twp Hwy 238, Co Hwy 600, Wall St, Musgrove Rd, Oneida Rd | $196,500 | $170,000 | $200,000-$250,000 | $121,000 | $110,000 | $125,000-$150,000 |
| Co Hwy 92, Valley Rd, N Brownell St, Eastern Ave, T 1315, Northfork Dr, Keller Rd, Colomet Rd, Debord Rd, Overlook Heights Ln | $134,000 | $120,000 | $100,000-$125,000 | $107,500 | $90,000 | $125,000-$150,000 |
| Trego Creek Rd, High St, Acton Rd, Limestone Blvd, Robin Ct, Twp Hwy 1003, Twp Hwy 1163, Mingo Rd, Scioto Ave, Twp Hwy 153 | $153,500 | $130,000 | $125,000-$150,000 | $174,500 | $150,000 | $125,000-$150,000 |
| Twp Hwy 94A, Narrows Rd, Little Creek Rd, Co Hwy 110, E Valley Dr, Evans Dr, Ackley Rd, Twp Hwy 98, Fry Dr, N Sugar St | $122,000 | $100,000 | $100,000-$125,000 | $182,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$84 | $519 |
| Superior Protection Discount | -$60 | $543 |
| Fire & Security Discount | -$48 | $555 |
| Hail Resistant Roof Discount | -$12 | $591 |
| Newly Constructed Home Discount | -$169 | $435 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ross County | $1,000 | $635 | $1,635 | $462 | $1,462 | $174 |
| Scioto, OH | $1,000 | $596 | $1,596 | $433 | $1,433 | $163 |
| Chillicothe, OH | $300 | $593 | $893 | $431 | $731 | $162 |
| Laurelville, OH | $200 | $546 | $746 | $397 | $597 | $149 |
| Sunfish, OH | $1,500 | $637 | $2,137 | $463 | $1,963 | $174 |
| Lucasville, OH | $200 | $608 | $808 | $442 | $642 | $166 |
| Hillsboro, OH | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Brice, OH | $500 | $601 | $1,101 | $437 | $937 | $164 |
| Prairie, OH | $1,500 | $604 | $2,104 | $439 | $1,939 | $165 |
| Lake Darby, OH | $200 | $726 | $926 | $528 | $728 | $198 |
| West Jefferson, OH | $1,000 | $687 | $1,687 | $499 | $1,499 | $188 |
| Home Insurance Company Scioto, OH | Homeowners Insurance Agency Scioto, OH | Address | Popularity Score | Distance from Scioto (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Thomas-Fenner-Woods Agency, Inc. | 1500 Lake Shore Drive #400, Columbus, OH, 43204 | 46.4 | |
| Liberty Mutual Independent | Buckeye Benefit Consulting | 1857 Northwest Blvd, Columbus, OH, 43212 | 47.0 | |
| Farmers | Andrew Smith | 109 N Court St, Circleville, OH, 43113 | 19.9 | |
| State Farm | Andy Ottney | 5618 Hall Rd, Galloway, OH, 43119-8204 | 43.2 | |
| Erie | Mackinnon Insurance | 921 Chatham Lane Suite 300, Columbus, OH, 43221 | 48.6 | |
| Nationwide | David K Sichko | 1885 W 5th Ave, Columbus, OH, 43212-2363 | 46.6 | |
| Allstate | Crystal Gooch Smith | 5350 E Livingston Ave Ste 102, Columbus, OH, 43232 | 44.0 | |
| Travelers | Dick Spencer Insurance Agency Llc | 926 Gay St, Portsmouth, OH, 45662 | 39.9 | |
| State Farm | Jeff Lehner | 165 E Main St, Chillicothe, OH, 45601 | 1.6 | |
| State Farm | Eric Snider | 4911 W Broad St, Columbus, OH, 43228-1603 | 44.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Ross County, OH | $114,600 | $643 | $470 | $880 | $410 |
| Scioto, OH | $109,200 | $604 | $430 | $850 | $420 |
| Chillicothe, OH | $107,600 | $600 | $430 | $830 | $400 |
| Laurelville, OH | $76,500 | $553 | $400 | $760 | $360 |
| Sunfish, OH | $107,600 | $645 | $440 | $890 | $450 |
| Lucasville, OH | $96,600 | $615 | $440 | $850 | $410 |
| Hillsboro, OH | $86,300 | $694 | $480 | $980 | $500 |
| Brice, OH | $94,400 | $608 | $430 | $840 | $410 |
| Prairie, OH | $112,200 | $611 | $420 | $870 | $450 |
| Lake Darby, OH | $146,000 | $735 | $530 | $1,040 | $510 |
| West Jefferson, OH | $127,700 | $695 | $480 | $980 | $500 |