Gavop shows you how to buy homeowners insurance in Jerome, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $110,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $224,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $168,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $362,500 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $559 |
| Superior Protection Discount | -$68 | $614 |
| Fire & Security Discount | -$48 | $634 |
| Hail Resistant Roof Discount | -$14 | $669 |
| Newly Constructed Home Discount | -$157 | $525 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jerome County | $1,500 | $668 | $2,168 | $486 | $1,986 | $183 |
| Jerome, ID | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Jerome County, ID | $400 | $668 | $1,068 | $486 | $886 | $183 |
| Wendell, ID | $700 | $668 | $1,368 | $486 | $1,186 | $183 |
| Dietrich, ID | $300 | $438 | $738 | $318 | $618 | $120 |
| Gooding, ID | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| Shoshone, ID | $400 | $527 | $927 | $383 | $783 | $144 |
| Castleford, ID | $1,000 | $306 | $1,306 | $223 | $1,223 | $84 |
| Gooding County, ID | $300 | $668 | $968 | $486 | $786 | $183 |
| Paul, ID | $700 | $544 | $1,244 | $396 | $1,096 | $149 |
| Minidoka County, ID | $200 | $663 | $863 | $481 | $681 | $181 |
| Glenns Ferry, ID | $700 | $518 | $1,218 | $376 | $1,076 | $141 |
| Home Insurance Company Jerome, ID | Homeowners Insurance Agency Jerome, ID | Address | Popularity Score | Distance from Jerome (miles) |
|---|---|---|---|---|
| Farmers | Jennifer Jensen | 356 2nd Ave N, Twin Falls, ID, 83301 | 10.7 | |
| State Farm | Matt Stokes | 1821 Addison Ave E, Twin Falls, ID, 83301-5332 | 10.4 | |
| Liberty Mutual Independent | Haskin Insurance Services Inc. | 629 Fremont St, Rupert, ID, 83350 | 41.0 | |
| Allstate | Kasi Stevenson | 451 Eastland Dr Ste 1, Twin Falls, ID, 83301 | 11.2 | |
| State Farm | Adam Haynes | 1849 Overland Ave, Burley, ID, 83318-2437 | 36.8 | |
| Allstate | Mindy Payne | 1176 Blue Lakes Blvd N, Twin Falls, ID, 83301 | 9.1 | |
| State Farm | Doug Stokes | 760 Blue Lakes Blvd N Ste 1, Twin Falls, ID, 83301-4000 | 9.6 | |
| Farmers | Jon Searle | 1711 Overland Ave, Burley, ID, 83318 | 36.7 | |
| Allstate | Jodi Matthews | 605 Minidoka Ave, Burley, ID, 83318 | 36.2 | |
| Allstate | Clear Lakes Agency | 1114 Main St, Buhl, ID, 83316 | 16.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $420 | $860 | $440 |
| Jerome County, ID | $144,400 | $676 | $450 | $970 | $520 |
| Jerome, ID | $142,200 | $682 | $460 | $930 | $470 |
| Jerome County, ID | $144,400 | $676 | $470 | $940 | $470 |
| Wendell, ID | $126,000 | $676 | $450 | $930 | $480 |
| Dietrich, ID | $88,800 | $443 | $320 | $620 | $300 |
| Gooding, ID | $120,700 | $682 | $490 | $950 | $460 |
| Shoshone, ID | $123,200 | $533 | $380 | $730 | $350 |
| Castleford, ID | $51,900 | $310 | $220 | $420 | $200 |
| Gooding County, ID | $134,400 | $676 | $480 | $930 | $450 |
| Paul, ID | $131,600 | $551 | $390 | $780 | $390 |
| Minidoka County, ID | $121,800 | $671 | $460 | $930 | $470 |
| Glenns Ferry, ID | $119,200 | $524 | $360 | $720 | $360 |