Gavop shows you how to buy homeowners insurance in Greenup County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $126,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $164,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $193,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $294,000 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $643 |
| Superior Protection Discount | -$78 | $698 |
| Fire & Security Discount | -$78 | $698 |
| Hail Resistant Roof Discount | -$16 | $760 |
| Newly Constructed Home Discount | -$171 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greenup County | $1,500 | $766 | $2,266 | $556 | $2,056 | $209 |
| Greenup County, KY | $2,000 | $766 | $2,766 | $556 | $2,556 | $209 |
| Friendship, OH | $500 | $742 | $1,242 | $539 | $1,039 | $203 |
| Bellefonte, KY | $2,500 | $1,090 | $3,590 | $792 | $3,292 | $298 |
| Ashland, KY | $100 | $631 | $731 | $458 | $558 | $172 |
| Clarktown, OH | $1,500 | $585 | $2,085 | $425 | $1,925 | $160 |
| Concord, KY | $200 | $421 | $621 | $306 | $506 | $115 |
| Hillsboro, KY | $2,500 | $709 | $3,209 | $516 | $3,016 | $194 |
| Scott, OH | $400 | $623 | $1,023 | $453 | $853 | $170 |
| Morgan County, KY | $100 | $630 | $730 | $458 | $558 | $172 |
| Point Pleasant, WV | $2,000 | $608 | $2,608 | $442 | $2,442 | $166 |
| Home Insurance Company Greenup County, KY | Homeowners Insurance Agency Greenup County, KY | Address | Popularity Score | Distance from Greenup County (miles) |
|---|---|---|---|---|
| State Farm | Brian Payne | 537 Moody Dr, Maysville, KY, 41056-9328 | 46.1 | |
| State Farm | Steve Barker | 519 W Main St, Morehead, KY, 40351-1539 | 38.3 | |
| State Farm | Bob Wages | 1019 State Route 716, Ashland, KY, 41102-8257 | 15.6 | |
| Travelers | Trademark Insurance | 264 Old Flemingsburg Rd, Morehead, KY, 40351 | 38.3 | |
| Allstate | Wells & Middleton | 2019 Ashland Rd, Greenup, KY, 41144 | 6.2 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Rd, Greenup, KY, 41144 | 6.8 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Road, Greenup, KY, 41144 | 6.2 | |
| State Farm | Scott Hester | 800 13th St, Ashland, KY, 41101-2638 | 16.7 | |
| Allstate | John J. Ross Jr. | 4332 13th St Unit 1, Ashland, KY, 41102 | 16.0 | |
| State Farm | Bill Boggs | 533 N Shawnee Rd, Maysville, KY, 41056-7505 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,240 | $590 |
| Greenup County, KY | $103,300 | $775 | $530 | $1,090 | $560 |
| Greenup County, KY | $103,300 | $775 | $550 | $1,070 | $520 |
| Friendship, OH | $153,800 | $751 | $510 | $1,060 | $550 |
| Bellefonte, KY | $207,400 | $1,103 | $740 | $1,570 | $830 |
| Ashland, KY | $93,900 | $638 | $470 | $880 | $410 |
| Clarktown, OH | $88,900 | $592 | $400 | $820 | $420 |
| Concord, KY | $31,300 | $426 | $310 | $600 | $290 |
| Hillsboro, KY | $84,200 | $718 | $510 | $980 | $470 |
| Scott, OH | $102,300 | $631 | $460 | $880 | $420 |
| Morgan County, KY | $77,500 | $638 | $450 | $900 | $450 |
| Point Pleasant, WV | $80,800 | $615 | $410 | $870 | $460 |