Gavop's guide to buying homeowners insurance in Saranap, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $225,000 | $200,000 | $250,000-$300,000 |
| 2 Bedroom | $326,000 | $310,000 | $300,000-$350,000 |
| 3 Bedroom | $776,000 | $630,000 | $600,000-$700,000 |
| 4 Bedroom | $978,000 | $860,000 | More than 10,000,000 |
| 5 Bedroom | $1,613,500 | $1,470,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $1,056 |
| Home and Two Car | -$184 | $964 |
| Home and Three Car | -$264 | $884 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Contra Costa County | $1,000 | $1,385 | $2,385 | $1,007 | $2,007 | $379 |
| Saranap, CA | $700 | $1,134 | $1,834 | $824 | $1,524 | $310 |
| Oakland, CA | $200 | $1,509 | $1,709 | $1,097 | $1,297 | $412 |
| Emeryville, CA | $2,000 | $902 | $2,902 | $655 | $2,655 | $246 |
| San Pablo, CA | $300 | $690 | $990 | $501 | $801 | $189 |
| Pleasanton, CA | $1,000 | $1,554 | $2,554 | $1,129 | $2,129 | $425 |
| Brentwood, CA | $100 | $1,354 | $1,454 | $984 | $1,084 | $370 |
| Oakley, CA | $2,000 | $893 | $2,893 | $649 | $2,649 | $244 |
| West Menlo Park, CA | $200 | $815 | $1,015 | $592 | $792 | $223 |
| San Jose, CA | $500 | $1,502 | $2,002 | $1,091 | $1,591 | $410 |
| Manteca, CA | $700 | $804 | $1,504 | $584 | $1,284 | $220 |
| Home Insurance Company Saranap, CA | Homeowners Insurance Agency Saranap, CA | Address | Popularity Score | Distance from Saranap (miles) |
|---|---|---|---|---|
| State Farm | Joline Banks | 313 Lennon Ln Ste 200, Walnut Creek, CA, 94598-2461 | 3.7 | |
| State Farm | Kelly Lux | 564 Park St, Alameda, CA, 94501-6233 | 13.0 | |
| State Farm | Mat Dahms | 4400 Keller Ave Ste 260, Oakland, CA, 94605-4232 | 8.8 | |
| Nationwide | Irina Rosti Agency | 3075 Citrus Cir Ste 195, Walnut Creek, CA, 94598-2634 | 4.5 | |
| Travelers | Llamas Insurance Agency | 1630 Contra Costa Blvd Ste 220, Pleasant Hill, CA, 94523 | 4.7 | |
| State Farm | Jared Burns-Coffin | 2151 Salvio St Ste 270, Concord, CA, 94520-2487 | 6.6 | |
| Farmers | Paul Curiel | 2670 S White Rd Ste 90, San Jose, CA, 95148 | 41.5 | |
| Travelers | Ryan Hayes Insurance Brokerage | 1301 Ygnacio Valley Rd Ste 202, Walnut Creek, CA, 94596 | 2.1 | |
| State Farm | Kristen Law | 3940 High St Ste C, Oakland, CA, 94619-2212 | 9.1 | |
| Farmers | Jennifer Lam | 385 9th St Ste 200, Oakland, CA, 94607 | 12.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Saranap, CA | $831,300 | $1,148 | $850 | $1,560 | $710 |
| Oakland, CA | $581,100 | $1,527 | $1,130 | $2,080 | $950 |
| Emeryville, CA | $441,900 | $913 | $680 | $1,240 | $560 |
| San Pablo, CA | $270,400 | $698 | $520 | $950 | $430 |
| Pleasanton, CA | $879,800 | $1,573 | $1,160 | $2,140 | $980 |
| Brentwood, CA | $482,600 | $1,371 | $1,010 | $1,860 | $850 |
| Oakley, CA | $356,000 | $903 | $670 | $1,230 | $560 |
| West Menlo Park, CA | $1,862,500 | $825 | $610 | $1,120 | $510 |
| San Jose, CA | $839,600 | $1,520 | $1,120 | $2,070 | $950 |
| Manteca, CA | $316,500 | $814 | $600 | $1,110 | $510 |