Gavop's guide to buying homeowners insurance in Upper, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Upper, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Stanard Ave, Hunters Point Rd, S 3rd St, Camelot Dr, S 42nd St, Wirsing Cir, Huntington Way, 15th Ter, Walnut Park Cir, N 29th St | $80,000 | $70,000 | $50,000-$75,000 | $68,500 | $60,000 | $75,000-$100,000 |
| Morgans Way, Prairie Dr, N 38th St, Downing St, Rivercrest Dr, N Q St, Pape Ave, Labelle Ct, N Greenwood Ave, Church St | $128,500 | $120,000 | $100,000-$125,000 | $143,000 | $130,000 | $125,000-$150,000 |
| Becky Dr, Juniper Cir, Brighton Ct, Dallas Dr, Foxboro Ct, S 51st St, Co Rd 183, Remington Ct, Fordham Cir, N 38th St | $250,500 | $220,000 | $250,000-$300,000 | $104,000 | $80,000 | $100,000-$125,000 |
| S Quincy Cir, S St N, N 19th St, Collier St, N St S, N 22nd St, N 26th St, Pryor Ave, P St, Waco St | $132,500 | $110,000 | $100,000-$125,000 | $83,000 | $80,000 | $50,000-$75,000 |
| S Leona St, Colton Dr, Claxton Way, Chateau St, N 54th St, Leonard Ct, S 68th St, Strozier Ct, Quincy Cir, Dodson Ave | $116,000 | $100,000 | $125,000-$150,000 | $116,000 | $100,000 | $100,000-$125,000 |
| Howell Ave, Ballman Rd, Riverview Dr, Airport Blvd, S 24 St, Golf Course Loop, N 57th Pl, S 46th St, Fresno Pl, N 62nd St | $269,500 | $220,000 | $300,000-$350,000 | $217,000 | $180,000 | $200,000-$250,000 |
| S 56th St, S 42 St, L St N, M Ter, Weeks Ln, S Jackson St, F St, Emma Ave, Butterfield Lndg, N T St | $242,000 | $200,000 | $250,000-$300,000 | $115,500 | $110,000 | $100,000-$125,000 |
| S 35th St, Highland Dr, Shady Ln, Riviera Ct, Carrington Pointe Rd, K St N, Alabama Ave, Princeton Dr, Euper Ln, Tilles Ave | $112,500 | $100,000 | $100,000-$125,000 | $75,000 | $60,000 | $50,000-$75,000 |
| N 43rd St, Poplar St, G St N, Spradling Ave, Ferguson St, Morris Dr, Louisville St, Hanover Dr, 21st St, Mussett Rd | $75,500 | $60,000 | $75,000-$100,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Saint Karr Way, N 21st St, S 74th St, Bluff Ave, N 50th, Pendell Ln, Nicely Dr, D St S, Co Rd 8, N 17th St | $73,500 | $60,000 | $75,000-$100,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $785 |
| Home and Two Car | -$145 | $708 |
| Home and Three Car | -$205 | $649 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sebastian County | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Upper, AR | $1,500 | $843 | $2,343 | $613 | $2,113 | $230 |
| Elm Grove, OK | $500 | $1,958 | $2,458 | $1,423 | $1,923 | $535 |
| White Oak, AR | $2,500 | $821 | $3,321 | $596 | $3,096 | $224 |
| Denning, AR | $500 | $790 | $1,290 | $574 | $1,074 | $216 |
| Washington County, AR | $200 | $1,177 | $1,377 | $855 | $1,055 | $322 |
| Scranton, AR | $400 | $874 | $1,274 | $635 | $1,035 | $239 |
| Porum, OK | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Home Insurance Company Upper, AR | Homeowners Insurance Agency Upper, AR | Address | Popularity Score | Distance from Upper (miles) |
|---|---|---|---|---|
| State Farm | Jason Glover | 3600 Old Greenwood Rd, Fort Smith, AR, 72903-5929 | 1.8 | |
| State Farm | Joseph Rhodes | 2215 Fayetteville Road Suite 7, Van Buren, AR, 72956-6570 | 6.9 | |
| State Farm | Matt Bodson | 2308 Fayetteville Road Suite 600, Van Buren, AR, 72956-6649 | 7.0 | |
| Travelers | Davis Insurance Agency Inc | 416 E Pridemore, Lincoln, AR, 72744 | 39.8 | |
| Farmers | Brant Latta | 2300 S 57th St Ste 10, Fort Smith, AR, 72903 | 1.1 | |
| State Farm | John Wood | 100 W Collum Ln, Alma, AR, 72921 | 12.1 | |
| State Farm | Arvid Bean | 3620 S 91st St, Fort Smith, AR, 72903-5610 | 3.4 | |
| Farmers | Ronnie Deese | 85 S Double Springs Rd, Farmington, AR, 72730 | 46.7 | |
| Travelers | Jmr Pfp Insurance | 1120 Garrison Ave Fort Smith, Fort Smith, AR, 72902 | 2.2 | |
| Travelers | Brown Hiller Clark & Associates | 5500 Euper Ln, Fort Smith, AR, 72903 | 0.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $780 | $1,560 | $780 |
| Sebastian County, AR | $116,800 | $1,004 | $670 | $1,440 | $770 |
| Upper, AR | $103,200 | $853 | $580 | $1,200 | $620 |
| Elm Grove, OK | $198,400 | $1,982 | $1,450 | $2,750 | $1,300 |
| White Oak, AR | $97,700 | $831 | $570 | $1,140 | $570 |
| Denning, AR | $60,800 | $800 | $540 | $1,100 | $560 |
| Washington County, AR | $162,900 | $1,191 | $820 | $1,630 | $810 |
| Scranton, AR | $76,800 | $885 | $600 | $1,260 | $660 |
| Porum, OK | $62,800 | $960 | $650 | $1,370 | $720 |