Gavop's guide to buying homeowners insurance in Elverta, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $82,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $211,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $307,500 | $270,000 | $250,000-$300,000 |
| 4 Bedroom | $302,500 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $443,500 | $390,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$57 | $650 |
| Home and Two Car | -$113 | $594 |
| Home and Three Car | -$177 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sacramento County | $1,500 | $771 | $2,271 | $560 | $2,060 | $211 |
| Elverta, CA | $700 | $698 | $1,398 | $507 | $1,207 | $191 |
| Rocklin, CA | $400 | $1,349 | $1,749 | $980 | $1,380 | $369 |
| Elk Grove, CA | $400 | $874 | $1,274 | $636 | $1,036 | $239 |
| Sutter Creek-Plymouth, CA | $2,500 | $844 | $3,344 | $613 | $3,113 | $231 |
| Lodi, CA | $100 | $747 | $847 | $543 | $643 | $204 |
| Martell, CA | $2,000 | $660 | $2,660 | $480 | $2,480 | $180 |
| Honcut, CA | $400 | $607 | $1,007 | $441 | $841 | $166 |
| Jackson, CA | $2,500 | $696 | $3,196 | $506 | $3,006 | $190 |
| Home Insurance Company Elverta, CA | Homeowners Insurance Agency Elverta, CA | Address | Popularity Score | Distance from Elverta (miles) |
|---|---|---|---|---|
| State Farm | Monique Ambers | 4331 Truxel Rd Unit G3, Sacramento, CA, 95834-3762 | 5.9 | |
| Farmers | David Bolce | 801 Riverside Ave Ste 206, Roseville, CA, 95678 | 8.4 | |
| Travelers | Gaines Insurance Agency Inc | 2260 Lava Ridge Ct., Suite 101, Roseville, CA, 95661 | 11.0 | |
| Farmers | Steven Kim | 5145 Golden Foothill Pkwy Ste 100, El Dorado Hills, CA, 95762 | 21.1 | |
| Allstate | Juan H. Perez | 199 Cirby Way Ste 7, Roseville, CA, 95678 | 7.8 | |
| State Farm | Bob Spears | 3110 Fulton Avenue, Sacramento, CA, 95821-4730 | 7.1 | |
| Allstate | Daryl Consulo | 210 Grove St, Roseville, CA, 95678 | 8.9 | |
| State Farm | Greg Lauck | 950 Fulton Ave Ste 175, Sacramento, CA, 95825-4514 | 9.7 | |
| Allstate | David Legoullon | 4030 Truxel Rd Ste A, Sacramento, CA, 95834 | 6.2 | |
| State Farm | Timothy Aust | 2710 Arden Way, Sacramento, CA, 95825-1345 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sacramento County, CA | $299,900 | $780 | $580 | $1,060 | $480 |
| Elverta, CA | $275,800 | $707 | $520 | $960 | $440 |
| Rocklin, CA | $481,600 | $1,365 | $1,010 | $1,860 | $850 |
| Elk Grove, CA | $349,500 | $885 | $650 | $1,200 | $550 |
| Sutter Creek-Plymouth, CA | $322,900 | $854 | $630 | $1,160 | $530 |
| Lodi, CA | $286,500 | $756 | $560 | $1,030 | $470 |
| Martell, CA | $213,100 | $668 | $490 | $910 | $420 |
| Honcut, CA | $171,300 | $614 | $450 | $840 | $390 |
| Jackson, CA | $274,500 | $705 | $520 | $960 | $440 |