Gavop's guide to buying homeowners insurance in Union Springs, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $75,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $119,000 | $100,000 | $75,000-$100,000 |
| 5 Bedroom | $101,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $595 |
| Superior Protection Discount | -$63 | $637 |
| Fire & Security Discount | -$56 | $644 |
| Hail Resistant Roof Discount | -$21 | $679 |
| Newly Constructed Home Discount | -$168 | $532 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,218 |
| Home Insurance Company Union Springs, AL | Homeowners Insurance Agency Union Springs, AL | Address | Popularity Score | Distance from Union Springs (miles) |
|---|---|---|---|---|
| Travelers | The Chandler Insurance Agency Llc | 2800 Zelda Road Suite 200-7, Montgomery, AL, 36106 | 35.9 | |
| State Farm | Shane Anderson | 5289 Vaughn Rd, Montgomery, AL, 36116-1104 | 32.9 | |
| State Farm | Cedric Bradford | 420 S Lawrence St, Montgomery, AL, 36104-4220 | 38.4 | |
| Allstate | Prewett Insurance Group | 1849 Ogletree Rd Ste 300, Auburn, AL, 36830 | 33.2 | |
| State Farm | Charles Smith | 2135 Taylor Rd, Montgomery, AL, 36117-3422 | 30.8 | |
| State Farm | Keyesta Sherman | 125 Cambridge Ct, Wetumpka, AL, 36093-1260 | 34.6 | |
| State Farm | Breck Honea | 61 Market Pl Ste A, Montgomery, AL, 36117-4910 | 32.4 | |
| Liberty Mutual Independent | Premiere Agency Network Llc | 1712 Taliaferro Trl, Montgomery, AL, 36117 | 30.4 | |
| Allstate | Kip Lowe | 4722 Woodmere Blvd, Montgomery, AL, 36106 | 33.7 | |
| State Farm | Stefan Slade | 7742 Atlanta Hwy, Montgomery, AL, 36117-4241 | 31.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,670 | $830 |
| Bullock County, AL | $66,800 | $641 | $440 | $920 | $480 |
| Union Springs, AL | $65,500 | $700 | $480 | $990 | $510 |
| Little Texas-Society Hill, AL | $68,400 | $775 | $570 | $1,090 | $520 |
| Banks-Josie, AL | $97,000 | $970 | $670 | $1,350 | $680 |
| Clio, AL | $73,100 | $809 | $550 | $1,110 | $560 |
| Blue Springs, AL | $67,500 | $768 | $510 | $1,060 | $550 |
| Wetumpka, AL | $172,800 | $959 | $700 | $1,320 | $620 |
| Goshen, AL | $95,000 | $957 | $700 | $1,320 | $620 |
| Waverly, AL | $59,300 | $705 | $490 | $980 | $490 |
| Elmore, AL | $143,400 | $870 | $590 | $1,210 | $620 |
| Rutledge, AL | $88,400 | $915 | $650 | $1,300 | $650 |
| Titus, AL | $162,500 | $1,307 | $880 | $1,800 | $920 |