How Can I Make My Oneonta, NY Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Oneonta, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Select the Suitable Coverage Value for your Oneonta, NY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $51,000 $50,000 $50,000-$75,000
2 Bedroom $117,500 $110,000 $125,000-$150,000
3 Bedroom $171,500 $160,000 $200,000-$250,000
4 Bedroom $262,500 $220,000 $200,000-$250,000
5 Bedroom $327,000 $270,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Oneonta, NY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$107 $487
Superior Protection Discount -$59 $535
Fire & Security Discount -$65 $529
Hail Resistant Roof Discount -$18 $576
Newly Constructed Home Discount -$166 $428

Choose the Right Deductible for your Oneonta, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Otsego County $1,500 $604 $2,104 $439 $1,939 $165
Oneonta, NY $700 $587 $1,287 $427 $1,127 $160
Jefferson, NY $200 $668 $868 $485 $685 $183
Blenheim, NY $1,000 $607 $1,607 $441 $1,441 $166
Gilboa, NY $500 $619 $1,119 $450 $950 $169
Conesville, NY $1,500 $595 $2,095 $432 $1,932 $163
Otselic, NY $400 $587 $987 $426 $826 $160
Danube, NY $700 $584 $1,284 $424 $1,124 $160
Windsor, NY $200 $940 $1,140 $683 $883 $257
Barker, NY $2,000 $588 $2,588 $427 $2,427 $161
Port Dickinson, NY $100 $589 $689 $428 $528 $161
Berne, NY $2,500 $746 $3,246 $542 $3,042 $204

Identify Top Home Insurance Agents near Oneonta, NY | Back to Top

Home Insurance Company Oneonta, NY Homeowners Insurance Agency Oneonta, NY Address Popularity Score Distance from Oneonta (miles)
Allstate Shults Agency 3 Canal St, Fort Plain, NY, 13339
39.9
Allstate Matthew Dziedzic 7 W Whitesboro St, Yorkville, NY, 13495
46.6
State Farm Ed Abdallah 315 N Main St, Liberty, NY, 12754-1234
47.7
Allstate Brabazon Agency 5327 State Route 23, Windham, NY, 12496
43.0
Nationwide Don Marsh Agency Inc 75 Chestnut St., Oneonta, NY, 13820-2408
0.1
Travelers Hughson & Benson Associates 326 Main St, Oneonta, NY, 13820
0.4
Liberty Mutual Independent Neighbors Insurance 288 State Highway 7, Sidney, NY, 13838
19.3
Travelers Hughson & Benson Associates 326 Main Street, Oneonta, NY, 13820
0.4
State Farm Lisa Hammond 9438 River Rd, Marcy, NY, 13403-2071
48.0
Travelers Nbt-Mang Insurance Agency 297 River St Service Rd, Oneonta, NY, 13820
1.4

Compare Rates for Oneonta, NY Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $293,000 $1,164 $840 $1,640 $800
Otsego County, NY $141,900 $611 $440 $850 $410
Oneonta, NY $147,000 $594 $400 $810 $410
Jefferson, NY $166,000 $676 $490 $930 $440
Blenheim, NY $130,000 $614 $440 $850 $410
Gilboa, NY $140,100 $627 $430 $870 $440
Conesville, NY $119,000 $602 $440 $850 $410
Otselic, NY $76,800 $594 $430 $840 $410
Danube, NY $100,300 $591 $400 $850 $450
Windsor, NY $114,800 $952 $650 $1,350 $700
Barker, NY $109,500 $595 $410 $840 $430
Port Dickinson, NY $110,200 $596 $420 $850 $430
Berne, NY $195,400 $755 $520 $1,030 $510