Gavop shows you how to buy homeowners insurance in Mamakating, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $150,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $124,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $156,500 | $130,000 | $175,000-$200,000 |
| 5 Bedroom | $445,500 | $410,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $566 |
| Superior Protection Discount | -$67 | $606 |
| Fire & Security Discount | -$67 | $606 |
| Hail Resistant Roof Discount | -$13 | $660 |
| Newly Constructed Home Discount | -$168 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sullivan County | $700 | $653 | $1,353 | $474 | $1,174 | $178 |
| Mamakating, NY | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Rock Hill, NY | $300 | $839 | $1,139 | $610 | $910 | $229 |
| Bethel, NY | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Vernon Valley, NJ | $300 | $946 | $1,246 | $687 | $987 | $258 |
| Red Oaks Mill, NY | $2,000 | $994 | $2,994 | $722 | $2,722 | $272 |
| Hemlock Farms, PA | $200 | $764 | $964 | $555 | $755 | $209 |
| Thiells, NY | $1,000 | $922 | $1,922 | $670 | $1,670 | $252 |
| Pocono Mountain Lake Estates, PA | $200 | $648 | $848 | $471 | $671 | $177 |
| Haledon, NJ | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Oradell, NJ | $100 | $1,020 | $1,120 | $742 | $842 | $279 |
| Home Insurance Company Mamakating, NY | Homeowners Insurance Agency Mamakating, NY | Address | Popularity Score | Distance from Mamakating (miles) |
|---|---|---|---|---|
| State Farm | Mike Cordero | 11 West Ave Ste 2, Chester, NY, 10918-3502 | 19.3 | |
| Liberty Mutual Independent | The Misner Agency Inc | 489 State Route 52, Woodbourne, NY, 12788 | 12.9 | |
| Liberty Mutual Independent | Dechristopher Insurance Agency | 956 Washington St, Peekskill, NY, 10566 | 36.6 | |
| Nationwide | Paul A. Morais | 156 Main Street, Chester, NY, 10918-0128 | 19.8 | |
| State Farm | Ed Abdallah | 315 N Main St, Liberty, NY, 12754-1234 | 19.8 | |
| State Farm | Greg Long | 201 Marble Ave, Pleasantville, NY, 10570-3452 | 48.8 | |
| Travelers | Clifton Patrick | 119 Brookside Ave, Chester, NY, 10918 | 19.1 | |
| State Farm | Debbie Mcguinness | 75 Lake Rd, Congers, NY, 10920-2342 | 42.0 | |
| State Farm | Tamar Dickel | 178 Route 59, Airmont, NY, 10952-7830 | 39.5 | |
| Allstate | Kevin Drummond | 167 Route 304, Bardonia, NY, 10954 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,660 | $860 |
| Sullivan County, NY | $167,900 | $661 | $450 | $910 | $460 |
| Mamakating, NY | $184,800 | $673 | $450 | $920 | $470 |
| Rock Hill, NY | $223,100 | $849 | $590 | $1,210 | $620 |
| Bethel, NY | $171,500 | $689 | $490 | $950 | $460 |
| Vernon Valley, NJ | $255,400 | $957 | $700 | $1,360 | $660 |
| Red Oaks Mill, NY | $260,800 | $1,006 | $710 | $1,390 | $680 |
| Hemlock Farms, PA | $185,500 | $773 | $520 | $1,090 | $570 |
| Thiells, NY | $373,000 | $933 | $660 | $1,320 | $660 |
| Pocono Mountain Lake Estates, PA | $126,300 | $656 | $450 | $930 | $480 |
| Haledon, NJ | $264,100 | $817 | $580 | $1,160 | $580 |
| Oradell, NJ | $580,200 | $1,033 | $740 | $1,480 | $740 |