How Can I Make My Aurora, IL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Aurora, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Aurora, IL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $73,000 $70,000 $75,000-$100,000
2 Bedroom $225,500 $200,000 $200,000-$250,000
3 Bedroom $248,000 $230,000 $200,000-$250,000
4 Bedroom $402,000 $330,000 $350,000-$400,000
5 Bedroom $341,500 $310,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Aurora, IL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$145 $663
Superior Protection Discount -$81 $727
Fire & Security Discount -$81 $727
Hail Resistant Roof Discount -$24 $784
Newly Constructed Home Discount -$218 $590

Choose the Right Deductible for your Aurora, IL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Will County $1,000 $865 $1,865 $629 $1,629 $236
Aurora, IL $700 $798 $1,498 $580 $1,280 $218
Downers Grove, IL $100 $1,070 $1,170 $777 $877 $292
Lyons, IL $700 $931 $1,631 $677 $1,377 $255
Will County, IL $500 $865 $1,365 $629 $1,129 $236
Leland, IL $1,500 $780 $2,280 $567 $2,067 $213
Long Grove, IL $300 $1,089 $1,389 $791 $1,091 $298
Norman, IL $1,000 $1,018 $2,018 $740 $1,740 $278
Northfield, IL $400 $1,236 $1,636 $899 $1,299 $338
Port Barrington, IL $700 $1,029 $1,729 $747 $1,447 $281
Manlius, IL $300 $694 $994 $504 $804 $190
Gages Lake, IL $1,000 $760 $1,760 $552 $1,552 $208

Identify Top Home Insurance Agents near Aurora, IL | Back to Top

Home Insurance Company Aurora, IL Homeowners Insurance Agency Aurora, IL Address Popularity Score Distance from Aurora (miles)
Liberty Mutual Independent Tw Group Inc. 850 N Cass Ave, Westmont, IL, 60559
16.6
Farmers Jesse Novotny 920 Davis Rd Ste 107, Elgin, IL, 60123
21.0
Travelers Atwood Insurance 200 E 5th Ave Ste 117e, Naperville, IL, 60563
7.7
Travelers Riehn Insurance 4541 N Lincoln Ave, Chicago, IL, 60625
34.1
State Farm John Kim 5700 N Lincoln Ave Ste 209, Chicago, IL, 60659-4731
34.1
State Farm Jonathan Gjeldum 4260 Westbrook Dr Ste 104, Aurora, IL, 60504-8136
4.1
Farmers Ronald Redini 27w140 Roosevelt Rd, Winfield, IL, 60190
9.7
State Farm Jim Tom 4317 N Lincoln Avenue, Chicago, IL, 60618-1711
34.1
State Farm Richard Lewis 1 N 1st St, Geneva, IL, 60134-2220
8.6
Farmers Ernesto Pacheco 3450 Montgomery Rdnit 7, Aurora, IL, 60504
3.7

Compare Rates for Aurora, IL Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $179,700 $850 $600 $1,200 $600
Will County, IL $216,400 $876 $620 $1,200 $580
Aurora, IL $170,800 $808 $570 $1,110 $540
Downers Grove, IL $354,600 $1,083 $750 $1,500 $750
Lyons, IL $262,500 $943 $640 $1,310 $670
Will County, IL $216,400 $876 $600 $1,240 $640
Leland, IL $150,000 $789 $560 $1,090 $530
Long Grove, IL $654,200 $1,102 $740 $1,520 $780
Norman, IL $291,700 $1,030 $750 $1,430 $680
Northfield, IL $499,000 $1,251 $890 $1,740 $850
Port Barrington, IL $298,300 $1,041 $700 $1,450 $750
Manlius, IL $135,900 $702 $470 $990 $520
Gages Lake, IL $219,000 $769 $550 $1,050 $500

Research Home Insurance Companies Reviews in Aurora, IL Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: August 15, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I really enjoy working with Allstate insurance company. Every time I have had to interact with them the representative has been so helpful and attentive to my concerns.

Date: July 28, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I originally had state farm. I however switched to Geico and my premium became much lower for the same deductible

Date: March 30, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Allstate offered us the insurance coverage that we needed and requested and were the most competitive as far as pricing.


Date: August 28, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I like how available they are and how friendly they are. They care for my well being and not just their profit.

Date: August 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I elected to cover just about everything offered, including belongings, medical bills, structures, loss of use, ect.


Date: August 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I feel that my premium is very fair and low. I am not sure how it compares to other companies because I receive a large discount for bundling

Date: August 13, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
I like the ease of use with the app and how easy it would be to file a claim if I needed to.

Date: August 02, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
I have not had much communication with them as I have not had to file a claim.

AAA Home Insurance Reviews

Date: June 18, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Customer Service
We have been pretty satisfied with our home owners insurance so far. The agent has been helpful in getting us the best coverage for the best price and is helpful in explaining all the terms.

Date: December 29, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Your local, trusted AAA Insurance Agency in Waterford, Michigan. Customized coverage plans for your specific needs and budget. Fast quotes, call us now! Fast & Affordable Quotes. Get an Instant Quote. Home, Commercial & Auto. Trusted for over 15 Years.


Date: September 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
The interaction and communication have been just fine. Near the end of the policy, I am e-mailed and mailed something about the renewal. It's easy and convenient.

Date: September 01, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
So far (knock on wood) haven't had any issues with customer service.

Date: August 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
coverage for the structure; coverage for our belongings; some liability and some additional living expense


Date: May 11, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
When we began looking for insurance we went to about 3 other companies for comparable bids and at that time AAA was at least a couple hundred dollars cheaper than the rest.

Date: March 09, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
I have not used the app so cannot comment on that, but the website is just fine. It's functional and easy to use so when I'm looking for particular information I can easily locate it.

MetLife Home Insurance Reviews

Date: September 15, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
They cover medical payments, loss of use, dwellings, and other structures. The company covers more than any other company we looked at.


Date: August 27, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
For the same coverage, my insurance company does far better than the competitors. I am happy with the premium we pay.

Date: July 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
I love the way their customer service works. Whenever we have issues someone is always there to help us when we need it.

Date: November 26, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I love my company's customer service. They are always helpful, efficient and easy to get a hold of.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I enjoy the way my company communicates. They respond fast and efficiently, either through phone, mail or email, which I prefer.

GEICO Home Insurance Reviews

Date: December 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I am very pleased with the premium and deductable. They are very affordable and it is the main reason we selected our insurance company.

Date: October 18, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I like to choose GEICO as my insurance company, so I can pay less percentage and other car payments price.

Date: September 09, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
I am very happy with the array of options that I have through Geico. Especially where I can list items separately and get specific coverage for them.


Date: December 23, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
I am happy with the premium and deductible of my home insurance policy compared to other home insurance company's policy's that they offer for the same coverage.

State Farm Home Insurance Reviews

Date: September 20, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I think State Farm is a little more expensive than others so I don't love paying a higher premium. They are able to usually find a solution that works for me but I do feel that I pay for the better service I receive.

Date: December 30, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
The premium and deductibles are on par with what other companies have offered. We have shopped around with many other companies, and they fall in the middle range of what we have been quoted.

Date: December 09, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
WHEN WE PURCHASE OUR HOME THE MORTGAGE COMPANY GOT A QUOTE FOR US AND THE PREMIUM FORM STATE FARM WAS SIGNIFICANTLY LOWER

Progressive Home Insurance Reviews

Date: February 08, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Progressive offers us lower rates than other providers that I investigated prior to choosing Progressive. The customer service is friendlier than a lot of the companies I investigated, which helped me make my choice.


Liberty Mutual Home Insurance Reviews

Date: December 30, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I have only owned the home for a year and fairly have not had to deal with them. (Thank God)

AIG Home Insurance Reviews

Date: October 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website is too impersonal to use, I'd rather talk to a real person, instead of a computer screen.

Nationwide Home Insurance Reviews

Date: November 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
the premium and the the deductible of my home owners insurance policy is generally the same as most other insurance companies

Homesite Insurance Home Insurance Reviews

Date: January 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I am not sure what they offer compared to other, I am sure most of them are very similar based on premium and what you choose to have covered. I just know that the claims process was fantastic.


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