Gavop tells you how to get the best homeowners insurance in Polk County, OR by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $144,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $140,500 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $366,500 | $330,000 | $300,000-$350,000 |
| 5 Bedroom | $279,500 | $260,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $634 |
| Superior Protection Discount | -$74 | $664 |
| Fire & Security Discount | -$81 | $656 |
| Hail Resistant Roof Discount | -$15 | $723 |
| Newly Constructed Home Discount | -$162 | $575 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $1,500 | $728 | $2,228 | $529 | $2,029 | $199 |
| Polk County, OR | $1,000 | $728 | $1,728 | $529 | $1,529 | $199 |
| Four Corners, OR | $100 | $692 | $792 | $503 | $603 | $189 |
| Dayton-Amity, OR | $1,500 | $631 | $2,131 | $459 | $1,959 | $173 |
| Yamhill County, OR | $200 | $620 | $820 | $451 | $651 | $169 |
| Lincoln Beach, OR | $1,000 | $630 | $1,630 | $458 | $1,458 | $172 |
| Lebanon, OR | $500 | $631 | $1,131 | $458 | $958 | $172 |
| Lyons, OR | $700 | $551 | $1,251 | $401 | $1,101 | $151 |
| Alpine, OR | $300 | $530 | $830 | $385 | $685 | $145 |
| Waldport, OR | $700 | $592 | $1,292 | $430 | $1,130 | $162 |
| Mulino, OR | $400 | $709 | $1,109 | $515 | $915 | $194 |
| Hillsboro, OR | $1,000 | $653 | $1,653 | $474 | $1,474 | $178 |
| Home Insurance Company Polk County, OR | Homeowners Insurance Agency Polk County, OR | Address | Popularity Score | Distance from Polk County (miles) |
|---|---|---|---|---|
| State Farm | Jill Verboort | 2328 Pacific Ave Ste 100, Forest Grove, OR, 97116-2450 | 44.8 | |
| Travelers | Fullhart Insurance Agency | 680 Nw Hemlock, Waldport, OR, 97394 | 46.7 | |
| Farmers | Matt Schoenecker | 7170 Sw Garden Home Rd, Portland, OR, 97223 | 50.0 | |
| Travelers | Craven-Woods Insurance | 398 E Ellendale Ave, Dallas, OR, 97338 | 4.8 | |
| Farmers | Paul Anderson | 4540 Sw Hall Blvd, Beaverton, OR, 97005 | 49.5 | |
| State Farm | Teresa Lulay | 890 Commercial Street Se, Salem, OR, 97302-4108 | 17.4 | |
| State Farm | Courtney Rogers | 10029 Sw Nimbus Ave Ste 200, Beaverton, OR, 97008-7118 | 47.8 | |
| Farmers | Molly Roberts | 1250 Main St E Ste C, Monmouth, OR, 97361 | 9.5 | |
| Farmers | David Brown | 3030 Commercial St Se, Salem, OR, 97302 | 17.3 | |
| Allstate | Alsea River Insurance Agency | 125 Verbina, Waldport, OR, 97394 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $440 | $930 | $490 |
| Polk County, OR | $224,700 | $737 | $540 | $1,040 | $500 |
| Polk County, OR | $224,700 | $737 | $530 | $1,020 | $490 |
| Four Corners, OR | $154,100 | $701 | $500 | $1,000 | $500 |
| Dayton-Amity, OR | $246,600 | $639 | $460 | $910 | $450 |
| Yamhill County, OR | $254,000 | $628 | $460 | $900 | $440 |
| Lincoln Beach, OR | $246,300 | $638 | $430 | $910 | $480 |
| Lebanon, OR | $169,100 | $639 | $460 | $900 | $440 |
| Lyons, OR | $177,200 | $558 | $370 | $800 | $430 |
| Alpine, OR | $160,900 | $536 | $390 | $730 | $340 |
| Waldport, OR | $251,600 | $599 | $400 | $820 | $420 |
| Mulino, OR | $383,200 | $717 | $520 | $1,020 | $500 |
| Hillsboro, OR | $282,300 | $661 | $440 | $940 | $500 |