How Can I Make My Boulder, CO Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Boulder, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Boulder, CO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $167,500 | $150,000 | $150,000-$175,000 |
| 2 Bedroom | $401,000 | $320,000 | $400,000-$500,000 |
| 3 Bedroom | $515,000 | $460,000 | $500,000-$600,000 |
| 4 Bedroom | $685,500 | $610,000 | $600,000-$700,000 |
| 5 Bedroom | $425,500 | $400,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Boulder, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$253 | $1,080 |
| Superior Protection Discount | -$133 | $1,200 |
| Fire & Security Discount | -$133 | $1,200 |
| Hail Resistant Roof Discount | -$27 | $1,307 |
| Newly Constructed Home Discount | -$360 | $974 |
Choose the Right Deductible for your Boulder, CO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boulder County | $700 | $1,290 | $1,990 | $938 | $1,638 | $353 |
| Boulder, CO | $1,000 | $1,318 | $2,318 | $958 | $1,958 | $360 |
| Broomfield County, CO | $400 | $1,462 | $1,862 | $1,062 | $1,462 | $399 |
| Lyons, CO | $2,500 | $2,140 | $4,640 | $1,555 | $4,055 | $585 |
| Fairmount, CO | $100 | $1,067 | $1,167 | $776 | $876 | $292 |
| Frederick, CO | $1,500 | $1,026 | $2,526 | $745 | $2,245 | $280 |
| Lochbuie, CO | $300 | $1,212 | $1,512 | $881 | $1,181 | $331 |
| Loveland, CO | $700 | $1,279 | $1,979 | $929 | $1,629 | $349 |
| North Aurora, CO | $400 | $1,121 | $1,521 | $815 | $1,215 | $306 |
| Aspen Park, CO | $1,000 | $1,613 | $2,613 | $1,172 | $2,172 | $441 |
| Dove Valley, CO | $200 | $919 | $1,119 | $668 | $868 | $251 |
| Douglas County, CO | $2,500 | $1,235 | $3,735 | $898 | $3,398 | $338 |
Identify Top Home Insurance Agents near Boulder, CO | Back to Top
| Home Insurance Company Boulder, CO | Homeowners Insurance Agency Boulder, CO | Address | Popularity Score | Distance from Boulder (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bolder Insurance | 800 Jefferson Ave, Louisville, CO, 80027 | 5.6 | |
| Liberty Mutual Independent | Bolder Insurance | 800 Jefferson Avenue Boulder, Louisville, CO, 80027 | 5.6 | |
| Farmers | Bryce Babcock | 1021 E South Boulder Rd Ste Q, Louisville, CO, 80027 | 5.6 | |
| Travelers | 1st American Insurance Agency | 1408 Horizon Ave #201, Lafayette, CO, 80026 | 9.0 | |
| Farmers | Shelly Harsh | 6810 W 38th Ave, Wheat Ridge, CO, 80033 | 18.6 | |
| Allstate | Lauri Gorder | 2575 Pearl St # B, Boulder, CO, 80302 | 1.8 | |
| State Farm | Helen Wagner | 5360 Arapahoe Ave Ste A1, Boulder, CO, 80303-8105 | 0.4 | |
| State Farm | Jim Plane | 1319 W Baseline Rd Ste 201b, Lafayette, CO, 80026-9308 | 6.7 | |
| Farmers | Josh Henderson | 20971 E Smoky Hill Rd Ste 106-A, Centennial, CO, 80015 | 38.0 | |
| Allstate | Christina Pulciani | 6701 W 44th Ave, Wheat Ridge, CO, 80033 | 18.2 |
Compare Rates for Boulder, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Boulder County, CO | $423,500 | $1,306 | $910 | $1,710 | $800 |
| Boulder, CO | $594,800 | $1,334 | $930 | $1,750 | $820 |
| Broomfield County, CO | $356,500 | $1,480 | $1,040 | $1,940 | $900 |
| Lyons, CO | $462,100 | $2,166 | $1,520 | $2,840 | $1,320 |
| Fairmount, CO | $432,200 | $1,080 | $760 | $1,410 | $650 |
| Frederick, CO | $295,600 | $1,038 | $730 | $1,360 | $630 |
| Lochbuie, CO | $199,700 | $1,227 | $860 | $1,610 | $750 |
| Loveland, CO | $286,800 | $1,294 | $910 | $1,700 | $790 |
| North Aurora, CO | $165,600 | $1,135 | $790 | $1,490 | $700 |
| Aspen Park, CO | $353,400 | $1,633 | $1,140 | $2,140 | $1,000 |
| Dove Valley, CO | $233,000 | $930 | $650 | $1,220 | $570 |
| Douglas County, CO | $407,100 | $1,250 | $880 | $1,640 | $760 |
Research Home Insurance Companies Reviews in Boulder, CO Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: October 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 22, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: July 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 27, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: January 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: January 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 11, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 22, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
KDW Insurance Home Insurance Reviews
Date: August 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: December 03, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: Above 60 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: September 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: March 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: December 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: June 06, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Date: December 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: February 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: January 03, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
MetLife Home Insurance Reviews
Date: November 20, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: July 05, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: June 02, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male