Gavop shows you how to buy homeowners insurance in Livingston, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Livingston, MT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Upper Rainbow Rd, Rocky Ln, Pronghorn Trl, E Chinook St, Bald Eagle, Cokedale Rd, Island Dr, Little Creek Bend, Bluebird Trl, Pine St | $361,500 | $320,000 | $300,000-$350,000 | $220,000 | $210,000 | $200,000-$250,000 |
| Shetland Dr, Lake Dr, Shamrock Ln, Mountain Springs Ln, Wineglass Loop W, Quinn Creek Rd, Moose Meadows Rd, Elkhorn Ln, Thistle Hill Rd, E Geyser St | $336,500 | $290,000 | $350,000-$400,000 | $174,000 | $150,000 | $125,000-$150,000 |
| Leo Ln, Loves Ln, S 7th St, Frontage Rd E, Warrior Rd, W Cambridge St, W Fork Mill Creek Rd, Black Mountain Ln, Mountain Brook Rd, Sunset Trl | $381,500 | $340,000 | $400,000-$500,000 | $354,000 | $320,000 | $250,000-$300,000 |
| Natl Forest Develop Road 6639 Rd, S O St, Miller Dr, Sun Ave, Church Dr, N 13th St, Chicory Rd, S N St, Hercules Rd, N F St | $260,500 | $210,000 | $200,000-$250,000 | $205,500 | $190,000 | $175,000-$200,000 |
| Salmon Fly Rd, View Vista Dr, Miles Ln, River Bend Ln, Royal Wulff, Ken Dan Ln, Miles Ln S, Forest Service A Rd, Ash Ln, Inverness Rd | $142,000 | $120,000 | $150,000-$175,000 | $141,000 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $646 |
| Superior Protection Discount | -$79 | $709 |
| Fire & Security Discount | -$87 | $701 |
| Hail Resistant Roof Discount | -$24 | $764 |
| Newly Constructed Home Discount | -$181 | $607 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,392 |
| Hail Damage | $4,806 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,051 |
| Home Insurance Company Livingston, MT | Homeowners Insurance Agency Livingston, MT | Address | Popularity Score | Distance from Livingston (miles) |
|---|---|---|---|---|
| State Farm | Brad Daws | 1716 W Main St Ste 2, Bozeman, MT, 59715-6821 | 31.2 | |
| State Farm | Daniel Corbin | 40 Spanish Peak Dr Unit 1, Bozeman, MT, 59718-6940 | 36.1 | |
| State Farm | Jeff Weedin | 1351 Stoneridge Dr Ste A, Bozeman, MT, 59718-7079 | 31.8 | |
| State Farm | Ty Elliot | 403 Gallatin Frmrs Ave Ste 101, Belgrade, MT, 59714-9142 | 40.0 | |
| State Farm | Dan Rust | 1805 West Dickerson, Bozeman, MT, 59715-4131 | 31.0 | |
| Liberty Mutual Independent | Central Insurance Agency | 161 W Madison Ave, Belgrade, MT, 59714 | 39.7 | |
| State Farm | Dusty Daws | 2504 W Main St Ste D, Bozeman, MT, 59718-3966 | 31.4 | |
| Liberty Mutual Independent | Leavitt Great West Insurance Services | 104 S Main St, Livingston, MT, 59047 | 16.6 | |
| Farmers | Deborah Juhnke | 218 S Main St, Livingston, MT, 59047 | 16.5 | |
| Farmers | Douglas Rider | 610 Professional Dr Ste 4, Bozeman, MT, 59718 | 31.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Park County, MT | $235,600 | $803 | $610 | $1,050 | $440 |
| Livingston, MT | $224,000 | $788 | $600 | $1,030 | $430 |
| Corwin Springs, MT | $391,700 | $1,587 | $1,210 | $2,080 | $870 |
| Gardiner, MT | $318,900 | $1,306 | $990 | $1,710 | $720 |
| Gallatin Gateway, MT | $382,600 | $1,541 | $1,170 | $2,020 | $850 |
| Clyde Park, MT | $160,800 | $971 | $740 | $1,270 | $530 |
| Absarokee, MT | $233,500 | $1,125 | $860 | $1,470 | $610 |
| Wilsall, MT | $125,000 | $859 | $650 | $1,130 | $480 |
| Sedan, MT | $168,800 | $992 | $750 | $1,300 | $550 |