How Can I Make My Petersburg, VA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Petersburg, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Petersburg, VA Home Insurance Coverage Levels | Back to Top
| Petersburg, VA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brickhouse Ave, Zoor St, Early St, Forsythia Way, Kenmore Dr, N Plains Dr, Melville St, W Shore St, E Booker Cir, Cockade Aly | $132,000 | $120,000 | $100,000-$125,000 | $145,500 | $120,000 | $150,000-$175,000 |
| Medical Park Blvd, Squaw Aly, Claremont St, Hawk St, Kings Rd, S Market St, Progress Pl, S Madison St, E Princeton Rd, Diamond St | $109,000 | $100,000 | $75,000-$100,000 | $164,000 | $150,000 | $150,000-$175,000 |
| Blackwater Dr, US Hwy 460 Bus, Gustavo Ln, 7th St, Ivy Ln, Laurel Rd, Lafayette St, Woodmere Dr, Overbrook Rd, Bland St | $191,000 | $180,000 | $150,000-$175,000 | $166,500 | $140,000 | $175,000-$200,000 |
| Princess Ct, 2nd St, Fort Hayes Ct, State Rte 106, S Azalea Rd, Bremo St, Kentucky Ave, Graham Rd, E Valor Dr, Walker Ave | $75,000 | $70,000 | $50,000-$75,000 | $129,000 | $100,000 | $125,000-$150,000 |
| Fleet St, Wesley St, Bolling St, Puddledock Rd, Anderson St, Hill St, Glenwood Ct, Arch Cir, Juniper Rd, Service Rd | $54,000 | $50,000 | $50,000-$75,000 | $126,500 | $110,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Petersburg, VA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $865 |
| Superior Protection Discount | -$102 | $916 |
| Fire & Security Discount | -$81 | $937 |
| Hail Resistant Roof Discount | -$20 | $998 |
| Newly Constructed Home Discount | -$214 | $804 |
Choose the Right Deductible for your Petersburg, VA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Matoaca | $1,000 | $903 | $1,903 | $656 | $1,656 | $247 |
| Petersburg, VA | $2,000 | $1,006 | $3,006 | $731 | $2,731 | $275 |
| Montrose, VA | $500 | $591 | $1,091 | $429 | $929 | $161 |
| Dendron, VA | $700 | $741 | $1,441 | $539 | $1,239 | $203 |
| Brookland, VA | $200 | $748 | $948 | $543 | $743 | $204 |
| Ivor, VA | $2,500 | $773 | $3,273 | $561 | $3,061 | $211 |
| Southampton County, VA | $300 | $674 | $974 | $490 | $790 | $184 |
| Roberts, VA | $2,000 | $906 | $2,906 | $659 | $2,659 | $248 |
| Rushmere, VA | $500 | $829 | $1,329 | $602 | $1,102 | $227 |
| Camptown, VA | $2,500 | $480 | $2,980 | $349 | $2,849 | $131 |
| Reedy Church, VA | $200 | $855 | $1,055 | $621 | $821 | $234 |
Identify Top Home Insurance Agents near Petersburg, VA | Back to Top
| Home Insurance Company Petersburg, VA | Homeowners Insurance Agency Petersburg, VA | Address | Popularity Score | Distance from Petersburg (miles) |
|---|---|---|---|---|
| State Farm | Patty Rhodes | 1200 Armory Dr Ste B, Franklin, VA, 23851-2463 | 44.4 | |
| Allstate | Charles F. Gresham | 12715 Warwick Blvd Ste X, Newport News, VA, 23606 | 49.8 | |
| Allstate | Mason Pasquin Agency | 110 Bacon Ave, Williamsburg, VA, 23185 | 37.6 | |
| Nationwide | Denbigh Insurance Agency Inc | 566-A Denbigh Blvd, Newport News, VA, 23608-3758 | 48.3 | |
| Allstate | Todd Rose | 1801 S Church St Ste 1, Smithfield, VA, 23430 | 46.4 | |
| State Farm | Ronnie Whitehead | 18476 Canteberry Ln, Smithfield, VA, 23430-6065 | 46.9 | |
| Allstate | Barry F. Melvin | 4316 Chester Village Ln, Chester, VA, 23831 | 11.1 | |
| State Farm | George Diradour | 105 N 2nd Ave, Hopewell, VA, 23860-2701 | 8.8 | |
| Allstate | William Barron | 456 Dimmock Pkwy Ste 3, Colonial Heights, VA, 23834 | 3.6 | |
| State Farm | Anne Page Henry | 7 Dunlop Village Shopping Ctr, Colonial Heights, VA, 23834 | 4.3 |
Compare Rates for Petersburg, VA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,360 | $710 |
| Matoaca, VA | $256,300 | $914 | $670 | $1,270 | $600 |
| Petersburg, VA | $112,900 | $1,018 | $690 | $1,440 | $750 |
| Montrose, VA | $120,000 | $598 | $400 | $820 | $420 |
| Dendron, VA | $150,200 | $750 | $540 | $1,070 | $530 |
| Brookland, VA | $217,900 | $757 | $510 | $1,040 | $530 |
| Ivor, VA | $161,200 | $782 | $560 | $1,070 | $510 |
| Southampton County, VA | $172,800 | $682 | $470 | $980 | $510 |
| Roberts, VA | $358,400 | $917 | $670 | $1,290 | $620 |
| Rushmere, VA | $184,400 | $839 | $610 | $1,160 | $550 |
| Camptown, VA | $87,100 | $486 | $340 | $680 | $340 |
| Reedy Church, VA | $197,000 | $865 | $600 | $1,190 | $590 |
Research Home Insurance Companies Reviews in Petersburg, VA Before Buying | Back to Top
Share a review on your home insurance company
Safeco Insurance Home Insurance Reviews
Date: May 30, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
I don't know how it relates to other companies. The premium is very cost effective, although the deductible is a little high.
GEICO Home Insurance Reviews
Date: September 09, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
My mortgage company handles my escrow, so I didn't choose my home insurance company. I changed to Geico a couple of years ago. As I didn't compare my home insurance with other companies.
Travelers Home Insurance Reviews
Date: August 09, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
They have excellent service. The reps are always there to answer any questions I have for billing or policy related questions. They are great!
Erie Insurance Home Insurance Reviews
Date: September 16, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
I have used several different insurance companies over many years. I find that Erie's offerings are similar to other providers, but lower cost.