Gavop's guide to buying homeowners insurance in Hackettstown, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hackettstown, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mountain Ave, E Baldwin St, Riverside Gdns, Mountain View Dr, Oak Ln, E Moore St, Willow Grove St, Cook St, Kenneth Ln, Connie Ter | $235,000 | $220,000 | $250,000-$300,000 | $369,500 | $330,000 | $300,000-$350,000 |
| Lawrence Dr, 7th St, Moore St, Hatchery Rd, 4th St, Vail St, Reese Ave, Oak St, Watch Hill Rd, Victoria Ln | $295,500 | $240,000 | $300,000-$350,000 | $388,500 | $370,000 | $350,000-$400,000 |
| Stiger St, Bergen St, Herbert Ln, Canal Way, Manor Dr, Church St, Ruland Ave, Valentine St, Musky Ridge Dr, 1st St | $210,500 | $180,000 | $200,000-$250,000 | $301,000 | $240,000 | $300,000-$350,000 |
| Hurley Dr, Co Rd 517, State Rte 182, Madison St, E Stiger St, Jay Ct, Brook Dr, E Valley View Ave, Patricia Ln, Cindy Ter | $212,500 | $190,000 | $200,000-$250,000 | $372,500 | $330,000 | $350,000-$400,000 |
| Saxton Dr, Countryside Apartments, Carol Dr, W Baldwin St, East Ave, Laurie Ter, 5th St, Riveredge Trailer Ct, James Ct, 2nd Ave | $238,500 | $200,000 | $200,000-$250,000 | $437,000 | $410,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $764 |
| Home and Two Car | -$141 | $689 |
| Home and Three Car | -$199 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $1,000 | $911 | $1,911 | $662 | $1,662 | $249 |
| Hackettstown, NJ | $1,500 | $820 | $2,320 | $596 | $2,096 | $224 |
| Columbia, NJ | $300 | $888 | $1,188 | $645 | $945 | $243 |
| West Caldwell, NJ | $1,000 | $1,005 | $2,005 | $730 | $1,730 | $275 |
| Winfield, NJ | $200 | $846 | $1,046 | $615 | $815 | $231 |
| Elizabeth, NJ | $700 | $930 | $1,630 | $676 | $1,376 | $254 |
| Salisbury, PA | $200 | $678 | $878 | $493 | $693 | $185 |
| Tunkhannock, PA | $2,000 | $640 | $2,640 | $465 | $2,465 | $175 |
| Allendale, NJ | $100 | $1,078 | $1,178 | $784 | $884 | $295 |
| West Windsor, NJ | $1,000 | $1,048 | $2,048 | $762 | $1,762 | $286 |
| Leonia, NJ | $300 | $932 | $1,232 | $677 | $977 | $255 |
| Yardville, NJ | $1,500 | $790 | $2,290 | $574 | $2,074 | $216 |
| Home Insurance Company Hackettstown, NJ | Homeowners Insurance Agency Hackettstown, NJ | Address | Popularity Score | Distance from Hackettstown (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | American Insurance Services | 1129 Raritan Rd, Clark, NJ, 7066 | 31.0 | |
| State Farm | Teri Digrande | 724 Speedwell Ave, Morris Plains, NJ, 07950-2231 | 18.2 | |
| Travelers | The Insurance Outfit | 32 Collis Lane Ste D Front, Chester, NJ, 7930 | 8.1 | |
| Travelers | Crossen Agency Inc | 415 Rt 24, Chester, NJ, 7930 | 9.8 | |
| State Farm | Joe Ciraulo | 15 Commerce Blvd Ste 102, Succasunna, NJ, 07876-1343 | 9.3 | |
| Farmers | Mario Vargas | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 19.8 | |
| Travelers | Stuber Insurance Agency | 115 Mill St, Hackettstown, NJ, 7840 | 0.4 | |
| Liberty Mutual Independent | Wr Mcclure Insurance Services Inc | 230 Us Highway 206 Ste 8, Flanders, NJ, 7836 | 6.3 | |
| State Farm | Conrado Arroyo | 360 Chestnut St, Newark, NJ, 07105-2402 | 36.0 | |
| Travelers | 1st Financial Insurance Agency Inc | 2040 Millburn Ave Ste 404, Maplewood, NJ, 7040 | 30.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,520 | $740 |
| Warren County, NJ | $256,700 | $922 | $670 | $1,280 | $610 |
| Hackettstown, NJ | $272,600 | $830 | $560 | $1,140 | $580 |
| Columbia, NJ | $222,500 | $899 | $620 | $1,250 | $630 |
| West Caldwell, NJ | $476,100 | $1,017 | $740 | $1,430 | $690 |
| Winfield, NJ | $200,000 | $856 | $580 | $1,220 | $640 |
| Elizabeth, NJ | $268,700 | $942 | $690 | $1,300 | $610 |
| Salisbury, PA | $209,700 | $686 | $490 | $940 | $450 |
| Tunkhannock, PA | $145,300 | $647 | $470 | $910 | $440 |
| Allendale, NJ | $682,100 | $1,091 | $790 | $1,500 | $710 |
| West Windsor, NJ | $602,400 | $1,061 | $750 | $1,470 | $720 |
| Leonia, NJ | $481,200 | $943 | $680 | $1,350 | $670 |
| Yardville, NJ | $252,100 | $800 | $580 | $1,100 | $520 |