How Can I Make My Columbia Heights, MN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Columbia Heights, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Columbia Heights, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $81,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $161,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $173,500 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $326,500 | $310,000 | $250,000-$300,000 |
Bundle your Columbia Heights, MN Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $810 |
| Home and Two Car | -$151 | $739 |
| Home and Three Car | -$223 | $668 |
Choose your Columbia Heights, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,537 |
| Hail Damage | $4,900 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Columbia Heights, MN | Back to Top
| Home Insurance Company Columbia Heights, MN | Homeowners Insurance Agency Columbia Heights, MN | Address | Popularity Score | Distance from Columbia Heights (miles) |
|---|---|---|---|---|
| State Farm | Tim Meyer | 891 Highway 96 W, Shoreview, MN, 55126-1910 | 5.7 | |
| State Farm | Amy Brown | 1513 Geneva Avenue N, Oakdale, MN, 55128-4219 | 13.9 | |
| Travelers | Ab & J Insurance Services | 9405 36th Ave N, New Hope, MN, 55427 | 7.7 | |
| Travelers | Twin City Group | 4500 Park Glen Rd Ste 400, Minneapolis, MN, 55416 | 8.6 | |
| Travelers | Insurance Brokers Of Mn Inc | 6300 Shingle Creek Pkwy, Brooklyn Center, MN, 55430 | 3.3 | |
| Travelers | Advisornet Property & Casualty | 701 Fourth Ave S Ste 1620, Minneapolis, MN, 55415 | 5.3 | |
| Travelers | North Star Insurance Services | 601 Carlson Pkwy, Minnetonka, MN, 55305 | 12.0 | |
| State Farm | Jack Germo | 7450 E Pt Douglas Rd S, Cottage Grove, MN, 55016-3015 | 20.9 | |
| State Farm | Steve Carlson | 3621 85th Avenue North, Brooklyn Park, MN, 55443-1931 | 5.7 | |
| State Farm | Tim Walstrom | 2868 Middle St, Little Canada, MN, 55117-1411 | 7.1 |
Compare Rates for Columbia Heights, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,690 | $870 |
| Anoka County, MN | $205,000 | $1,123 | $760 | $1,560 | $800 |
| Columbia Heights, MN | $161,100 | $890 | $610 | $1,220 | $610 |
| Ramsey County, MN | $208,700 | $1,134 | $770 | $1,620 | $850 |
| Nowthen, MN | $284,800 | $1,435 | $960 | $2,050 | $1,090 |
| North Hudson, WI | $228,200 | $762 | $560 | $1,050 | $490 |
| Lakeville, MN | $276,500 | $1,270 | $900 | $1,770 | $870 |
| Laketown, MN | $343,800 | $1,621 | $1,120 | $2,220 | $1,100 |
| Orrock, MN | $222,000 | $1,259 | $890 | $1,750 | $860 |
| New Trier, MN | $216,700 | $1,243 | $910 | $1,770 | $860 |
| Isanti County, MN | $172,900 | $1,026 | $740 | $1,450 | $710 |
| Becker, MN | $264,900 | $1,379 | $990 | $1,960 | $970 |
| Stanton, MN | $250,600 | $1,339 | $960 | $1,850 | $890 |
Research Home Insurance Companies Reviews in Columbia Heights, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I believe we have a fairly standard policy. $1200 deductible. I think most insurance companies probably charge something akin to that.
Date: April 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have always been happy with the service provided by state farm. They are always eager to answer ant questions, and make me feel like a valued customer.
Date: March 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
the premium and deductible of my policy is ok. the coverage is great which i choose to do. coverage is your choice the price is theirs.
Date: March 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I havent checked out any other home insurance companies. I don't feel a need to. If they are more expensive, I am okay with paying more money for better service.
Date: February 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I get amazing customer service every time I call. My agent is local for me and I can stop in anytime. We have all of our insurance with State Farm and have never had a bad experience. I give them a 5
Date: October 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The only thing I will mention is that the agent I use moved to a location that is further from me so it is a longer drive to see him.
Farm Bureau Home Insurance Reviews
Date: April 21, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
We have an inground pool so it was important to me to have a rider for liability pertaining to the pool. Farm Bureau offered the best rider for a very reasonable cost.
Date: December 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
We've used the same insurance for the past 7 years, and the price is decent but we have had a few problems with them. We haven't necessarily had problems with the home insurance, but it is the same company we use for car insurance and we have had problems with that. They have charged us for random things, and it took multiple calls to figure out what the charges were actually for (as no one seemed to know), so the company in general has been frustrating to work with.
Allstate Home Insurance Reviews
Date: April 16, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I'm sure all insurance company's offers many of the same things but I feel comfortable with my insurance company we have been with them for many years and have not had any issues.
Date: April 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I had a car insurance with AllState, I got a good discount on the home insurance. If I don't have a car insurance, they say I don't get the discount. So, I didn't compare mine with others .
AIG Home Insurance Reviews
Date: March 14, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
Home insurance company doing good when i apply for insurance.They did their best for me.
Liberty Mutual Home Insurance Reviews
Date: March 31, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
The customer service at liberty mutual has been good. I would rate it a 5. I have had to file one claim and they paid out very quickly.
Travelers Home Insurance Reviews
Date: March 28, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The premium and deductible are comparable to other insurance companies. Again, the reason I am unsatisfied is their archaic website.
Farmer's Insurance Home Insurance Reviews
Date: April 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
The amount of claims, commission for policies ,coverages, privacy of poilicies, and PAA's commission are vary from other insurance companies.