Gavop shows you how to buy homeowners insurance in Barnegat, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Barnegat, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Deer Run Dr S, Cardinal Pl, Swordfish Rd, Valley Stream Pl, Casey Ct, Surf Ct, Von Steuben Ct, Whaler Ave, Periwinkle Dr, Twain Ave | $254,500 | $200,000 | $200,000-$250,000 | $128,500 | $120,000 | $125,000-$150,000 |
| Aqua View Ln, Birch Ct, Pine Oak Blvd, Chatham St, Jolly Roger Rd, Roxbury Dr, Janelle Dr, Watt Ave, Bayside Ave, Admiral Ct | $258,500 | $230,000 | $250,000-$300,000 | $223,500 | $180,000 | $200,000-$250,000 |
| Green Ct, 4 Mile Ave, Lafayette Ct, James Hollow Dr, Carribean Ct, Sovereign Rd, Benjamin Ct, Musket Ave, Turtle Creek Run, Lexington Ct | $290,500 | $260,000 | $200,000-$250,000 | $126,500 | $110,000 | $125,000-$150,000 |
| Bayside Dr, Queens Rd, Rockland St, Battery Ct, Breeze Ter, Midship Dr, Robin Rd, Melissa Ct, Clinton Ct, Seaview Ct | $196,000 | $170,000 | $175,000-$200,000 | $142,000 | $130,000 | $100,000-$125,000 |
| Driftwood Ct, Village Dr, Hearth Ct, Linden Rd, Briargrove Rd, Whisper Way, Taylor Ln, Boulder Dr, Knox Ct, Lee Ct | $167,500 | $140,000 | $150,000-$175,000 | $127,500 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $732 |
| Home and Two Car | -$127 | $668 |
| Home and Three Car | -$191 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ocean County | $1,000 | $929 | $1,929 | $675 | $1,675 | $254 |
| Barnegat, NJ | $2,000 | $786 | $2,786 | $571 | $2,571 | $215 |
| Seaside Heights, NJ | $300 | $962 | $1,262 | $699 | $999 | $263 |
| Dover Beaches South, NJ | $1,500 | $1,700 | $3,200 | $1,236 | $2,736 | $465 |
| Shamong, NJ | $200 | $861 | $1,061 | $625 | $825 | $235 |
| Mullica, NJ | $2,000 | $717 | $2,717 | $521 | $2,521 | $196 |
| Manasquan, NJ | $100 | $1,106 | $1,206 | $804 | $904 | $302 |
| Allentown, NJ | $2,500 | $1,084 | $3,584 | $788 | $3,288 | $296 |
| Marlton, NJ | $500 | $783 | $1,283 | $569 | $1,069 | $214 |
| Tullytown, PA | $700 | $851 | $1,551 | $618 | $1,318 | $232 |
| Holmdel, NJ | $500 | $1,100 | $1,600 | $799 | $1,299 | $301 |
| Madison Park, NJ | $700 | $987 | $1,687 | $717 | $1,417 | $270 |
| Home Insurance Company Barnegat, NJ | Homeowners Insurance Agency Barnegat, NJ | Address | Popularity Score | Distance from Barnegat (miles) |
|---|---|---|---|---|
| Travelers | Hauswirth & Sons Insurance Consultants | 332 Rte 9, Forked River, NJ, 8731 | 5.9 | |
| Liberty Mutual Independent | E & K Agency Inc | 613 Hope Road, Eatontown, NJ, 7724 | 37.4 | |
| Travelers | John Hill Agency | 635 Route 9, Bayville, NJ, 8721 | 11.1 | |
| Allstate | Dolly Wasielewski | 1258 Route 166 Ste A, Toms River, NJ, 8753 | 15.2 | |
| Travelers | Alliance Risk Management | 289 Route 33 East, Manalapan, NJ, 7726 | 33.8 | |
| Allstate | John J Leonard Jr | 665 Hwy 35, Middletown, NJ, 7748 | 43.5 | |
| Liberty Mutual Independent | Glenn Insurance Inc | 500 E Absecon Blvd, Absecon, NJ, 8201 | 26.9 | |
| State Farm | Kevin Coan | 2902 Route 130 Ste 4, Delran, NJ, 08075-2525 | 40.5 | |
| Allstate | Larry Lerman | 47 E Kings Hwy, Audubon, NJ, 8106 | 42.5 | |
| Travelers | Resource Group Inc | 65 Mechanic Street 65 Mechanic Street Red Bank, Red Bank, NJ, 7701 | 41.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,540 | $790 |
| Ocean County, NJ | $267,900 | $940 | $680 | $1,300 | $620 |
| Barnegat, NJ | $249,300 | $795 | $570 | $1,100 | $530 |
| Seaside Heights, NJ | $265,000 | $974 | $710 | $1,380 | $670 |
| Dover Beaches South, NJ | $508,700 | $1,721 | $1,260 | $2,430 | $1,170 |
| Shamong, NJ | $299,000 | $871 | $640 | $1,240 | $600 |
| Mullica, NJ | $204,300 | $726 | $490 | $990 | $500 |
| Manasquan, NJ | $649,600 | $1,119 | $790 | $1,600 | $810 |
| Allentown, NJ | $328,400 | $1,097 | $790 | $1,570 | $780 |
| Marlton, NJ | $247,300 | $792 | $530 | $1,120 | $590 |
| Tullytown, PA | $233,600 | $861 | $620 | $1,230 | $610 |
| Holmdel, NJ | $644,700 | $1,113 | $810 | $1,570 | $760 |
| Madison Park, NJ | $278,900 | $999 | $730 | $1,420 | $690 |