Gavop tells you how to get the best homeowners insurance in High Shoals, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $122,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $126,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $175,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $220,500 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $708 |
| Superior Protection Discount | -$78 | $786 |
| Fire & Security Discount | -$60 | $803 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$225 | $639 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,524 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,054 |
| Home Insurance Company High Shoals, NC | Homeowners Insurance Agency High Shoals, NC | Address | Popularity Score | Distance from High Shoals (miles) |
|---|---|---|---|---|
| Allstate | Joseph Taylor | 2170 Hendersonville Rd, Arden, NC, 28704 | 44.1 | |
| Travelers | Webb Insurance | 216 Asheland Ave, Asheville, NC, 28801 | 49.0 | |
| State Farm | Jennifer Brigham | 3302 S New Hope Rd Ste 200b, Gastonia, NC, 28056-8365 | 39.4 | |
| Erie | Robert D Black Insurance Services | 108 West Catawba Avenue, Mount Holly, NC, 28120 | 44.9 | |
| Allstate | Bill Shytle | 2170 Hendersonville Rd, Arden, NC, 28704 | 44.1 | |
| Allstate | Pat Fogle | 9107 S Tryon St Ste C, Charlotte, NC, 28273 | 49.5 | |
| State Farm | Jake Morse | 416 Charlotte Rd, Rutherfordton, NC, 28139-2918 | 12.2 | |
| State Farm | Darrick Embry | 8124 S Tryon St Unit A3, Charlotte, NC, 28273-3379 | 50.0 | |
| Allstate | Lindsay Nelson | 2903 Audrey Dr, Gastonia, NC, 28054 | 38.0 | |
| State Farm | Billye Roland | 1912 E Main St, Lincolnton, NC, 28092-3917 | 37.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,240 | $590 |
| Rutherford County, NC | $109,000 | $649 | $430 | $930 | $500 |
| High Shoals, NC | $71,400 | $864 | $630 | $1,180 | $550 |
| Clifton, SC | $35,800 | $169 | $110 | $230 | $120 |
| Inman, SC | $138,400 | $783 | $530 | $1,090 | $560 |
| Belwood, NC | $92,200 | $582 | $390 | $830 | $440 |
| North Brook, NC | $121,700 | $679 | $490 | $940 | $450 |
| Sharon, SC | $88,900 | $612 | $440 | $840 | $400 |
| Linville, NC | $380,000 | $1,596 | $1,070 | $2,280 | $1,210 |
| Lenoir, NC | $86,800 | $856 | $570 | $1,170 | $600 |
| Welcome, SC | $86,800 | $809 | $560 | $1,150 | $590 |
| Buncombe County, NC | $209,800 | $984 | $710 | $1,360 | $650 |