Gavop shows you how to buy homeowners insurance in Marshall County, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $118,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $137,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $127,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $594 |
| Superior Protection Discount | -$70 | $629 |
| Fire & Security Discount | -$70 | $629 |
| Hail Resistant Roof Discount | -$21 | $678 |
| Newly Constructed Home Discount | -$161 | $538 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marshall County | $1,500 | $690 | $2,190 | $502 | $2,002 | $189 |
| Marshall County, SD | $2,500 | $690 | $3,190 | $502 | $3,002 | $189 |
| Dunbar, ND | $200 | $956 | $1,156 | $695 | $895 | $261 |
| Groton, SD | $300 | $1,001 | $1,301 | $727 | $1,027 | $274 |
| Gwinner, ND | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Milnor, ND | $200 | $808 | $1,008 | $587 | $787 | $221 |
| Hudson, ND | $1,500 | $928 | $2,428 | $674 | $2,174 | $254 |
| Rosemeade, ND | $2,500 | $1,060 | $3,560 | $770 | $3,270 | $290 |
| Home Insurance Company Marshall County, SD | Homeowners Insurance Agency Marshall County, SD | Address | Popularity Score | Distance from Marshall County (miles) |
|---|---|---|---|---|
| State Farm | Dustin Miller | 121 4th Avenue Sw Suite 1, Aberdeen, SD, 57401-4117 | 48.0 | |
| Allstate | Insurance Plus | 405 8th Ave Nw Ste 204, Aberdeen, SD, 57401 | 47.9 | |
| State Farm | Linda Shoup | 311 S Roosevelt St, Ste 2, Aberdeen, SD, 57401 | 46.4 | |
| Farmers | Jamie Drageset | 521 S Boyd St, Aberdeen, SD, 57401 | 47.1 | |
| State Farm | Bob Hilgemann | 1023 6th Avenue Se Ste 3, Aberdeen, SD, 57401-4713 | 47.3 | |
| State Farm | Bonnie Ceroll | 113 E Oak St, Sisseton, SD, 57262-1413 | 26.2 | |
| Travelers | Leroy Erickson Agency Inc | 402 Main St, Langford, SD, 57454 | 15.2 | |
| Travelers | Leroy Erickson Agency Inc | 418 Main St, Langford, SD, 57454 | 15.2 | |
| Travelers | J C Campbell Inc | P O Box 576, Frederick, SD, 57441 | 45.3 | |
| Travelers | J C Campbell Inc | Po Box 576, Frederick, SD, 57441 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $700 | $1,370 | $670 |
| Marshall County, SD | $106,700 | $699 | $500 | $970 | $470 |
| Marshall County, SD | $106,700 | $699 | $470 | $970 | $500 |
| Dunbar, ND | $125,000 | $968 | $670 | $1,380 | $710 |
| Groton, SD | $162,000 | $1,013 | $690 | $1,430 | $740 |
| Gwinner, ND | $118,800 | $943 | $630 | $1,310 | $680 |
| Milnor, ND | $90,600 | $818 | $590 | $1,170 | $580 |
| Hudson, ND | $117,900 | $939 | $670 | $1,320 | $650 |
| Rosemeade, ND | $152,500 | $1,073 | $780 | $1,490 | $710 |