Gavop's guide to buying homeowners insurance in Applewood, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $93,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $197,000 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $344,500 | $320,000 | $250,000-$300,000 |
| 4 Bedroom | $297,500 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $635,000 | $570,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $872 |
| Superior Protection Discount | -$97 | $979 |
| Fire & Security Discount | -$86 | $990 |
| Hail Resistant Roof Discount | -$32 | $1,044 |
| Newly Constructed Home Discount | -$312 | $764 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,500 | $1,395 | $3,895 | $1,014 | $3,514 | $381 |
| Applewood, CO | $2,500 | $1,063 | $3,563 | $773 | $3,273 | $291 |
| Genesee, CO | $400 | $2,803 | $3,203 | $2,037 | $2,437 | $766 |
| Inverness, CO | $2,000 | $2,345 | $4,345 | $1,704 | $3,704 | $641 |
| Louviers, CO | $200 | $1,315 | $1,515 | $956 | $1,156 | $359 |
| Meridian, CO | $1,500 | $1,862 | $3,362 | $1,353 | $2,853 | $509 |
| Silver Plume, CO | $500 | $1,191 | $1,691 | $865 | $1,365 | $325 |
| Douglas County, CO | $700 | $1,235 | $1,935 | $898 | $1,598 | $338 |
| Perry Park, CO | $200 | $2,383 | $2,583 | $1,732 | $1,932 | $651 |
| Georgetown, CO | $1,000 | $1,320 | $2,320 | $959 | $1,959 | $361 |
| Montezuma, CO | $300 | $2,659 | $2,959 | $1,932 | $2,232 | $727 |
| Grand Lake, CO | $2,000 | $1,538 | $3,538 | $1,118 | $3,118 | $420 |
| Home Insurance Company Applewood, CO | Homeowners Insurance Agency Applewood, CO | Address | Popularity Score | Distance from Applewood (miles) |
|---|---|---|---|---|
| State Farm | Anne Larsen | 304 E Baseline Rd Ste B, Lafayette, CO, 80026-2476 | 17.7 | |
| Travelers | Morrison Insurance | 3282 S Wadsworth Blvd Denver, Lakewood, CO, 80227 | 7.8 | |
| Farmers | Thor Borresen | 4438 W 29th Ave, Denver, CO, 80212 | 6.3 | |
| Farmers | Shelly Harsh | 6810 W 38th Ave, Wheat Ridge, CO, 80033 | 5.0 | |
| Travelers | Morrison Insurance | 3282 S Wadsworth Blvd, Lakewood, CO, 80227 | 7.8 | |
| Allstate | K.D. Sakraida | 1932 W 33rd Ave, Denver, CO, 80211 | 8.2 | |
| Liberty Mutual Independent | Adams Insurance Solutions | 4390 Hoyt Ct, Wheat Ridge, CO, 80033 | 3.6 | |
| Travelers | First Choice Insurance Agency | 11409 Business Park Circle, Suite 330 , Firestone, CO, 80504 | 30.4 | |
| Allstate | Steve Bazz | 1466 Pierce St, Lakewood, CO, 80214 | 4.9 | |
| Travelers | Hub International | 1801 Broadway Ste 820, Denver, CO, 80202 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Jefferson County, CO | $334,100 | $1,412 | $990 | $1,850 | $860 |
| Applewood, CO | $430,800 | $1,076 | $750 | $1,410 | $660 |
| Genesee, CO | $646,700 | $2,837 | $1,990 | $3,720 | $1,730 |
| Inverness, CO | $502,900 | $2,373 | $1,660 | $3,110 | $1,450 |
| Louviers, CO | $242,700 | $1,331 | $930 | $1,740 | $810 |
| Meridian, CO | $413,900 | $1,885 | $1,320 | $2,470 | $1,150 |
| Silver Plume, CO | $191,100 | $1,205 | $840 | $1,580 | $740 |
| Douglas County, CO | $407,100 | $1,250 | $880 | $1,640 | $760 |
| Perry Park, CO | $514,600 | $2,412 | $1,690 | $3,160 | $1,470 |
| Georgetown, CO | $244,700 | $1,336 | $940 | $1,750 | $810 |
| Montezuma, CO | $600,000 | $2,691 | $1,880 | $3,530 | $1,650 |
| Grand Lake, CO | $330,000 | $1,557 | $1,090 | $2,040 | $950 |