Gavop shows you how to buy homeowners insurance in Hartsville, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hartsville, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wisteria Cir, Brandy Dr, Emmary St, Westwinds Dr, Summit Dr, Shaw Dr, Gilbert St, Chinaberry Dr, Clyde School Rd, Turtlecreek Dr | $107,500 | $90,000 | $100,000-$125,000 | $78,500 | $70,000 | $50,000-$75,000 |
| Sparrow Ave, Farm Lane Dr, Allen Rd, Clyburn Ave, Lily Ct, Autumn Leaf Dr, N Cedar Ln, McNair Ave, High Point Rd, Hillbilly Way | $103,000 | $90,000 | $100,000-$125,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Ballast Dr, Poole St, Crepe Myrtle Ln, Oates Hwy, Greenwood Ave, Yule Pines Ln, Kingston Dr, Tanglewood Dr, Country Side Ln, E Seven Pines St | $77,500 | $70,000 | $75,000-$100,000 | $71,500 | $70,000 | $50,000-$75,000 |
| Apache Dr, Sunset Dr, Robinson St, Tedder St, May Dr, Crab Apple Ln, Kalber Dr, Driftwood Dr, Golden Sunset Dr, Southside Dr | $149,000 | $130,000 | $150,000-$175,000 | $105,500 | $90,000 | $75,000-$100,000 |
| Oboe Dr, E Lydia Hwy, Heritage Rd, Pecan Grove Rd, Bay Rd, Bellyache Branch Rd, Strike Ave, Sarah Cir, Thoroughbred Trl, Ripley Station Rd | $144,500 | $120,000 | $100,000-$125,000 | $77,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $527 |
| Superior Protection Discount | -$59 | $592 |
| Fire & Security Discount | -$52 | $599 |
| Hail Resistant Roof Discount | -$13 | $638 |
| Newly Constructed Home Discount | -$150 | $501 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Darlington County | $1,500 | $1,036 | $2,536 | $753 | $2,253 | $283 |
| Hartsville, SC | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Society Hill, SC | $500 | $441 | $941 | $320 | $820 | $120 |
| Sumter Northeast, SC | $1,500 | $598 | $2,098 | $434 | $1,934 | $163 |
| Wallace, SC | $400 | $306 | $706 | $223 | $623 | $84 |
| Sumter, SC | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| Turbeville, SC | $400 | $502 | $902 | $365 | $765 | $137 |
| Paxville, SC | $700 | $510 | $1,210 | $370 | $1,070 | $139 |
| Laurinburg, NC | $300 | $861 | $1,161 | $625 | $925 | $235 |
| Peachland, NC | $2,500 | $608 | $3,108 | $442 | $2,942 | $166 |
| Raemon, NC | $400 | $402 | $802 | $292 | $692 | $110 |
| Maxton, NC | $1,000 | $569 | $1,569 | $413 | $1,413 | $155 |
| Home Insurance Company Hartsville, SC | Homeowners Insurance Agency Hartsville, SC | Address | Popularity Score | Distance from Hartsville (miles) |
|---|---|---|---|---|
| Travelers | Csp Insurance Services | 2420 Hoffmeyer Rd Ste D, Florence, SC, 29501 | 18.7 | |
| Allstate | Troy Moss | 1201 N Main St, Lancaster, SC, 29720 | 47.4 | |
| State Farm | Beth Weaver | 729 W Carolina Ave, Hartsville, SC, 29550-4496 | 2.1 | |
| Allstate | James Potter | 1608 W Palmetto St, Florence, SC, 29501 | 19.8 | |
| Allstate | Glynn Winslow | 10014 Two Notch Rd Ste D, Columbia, SC, 29223 | 48.2 | |
| State Farm | Gary Patterson | 830 Highway 1 S, Lugoff, SC, 29078-9345 | 33.9 | |
| State Farm | Scotty Campbell | 136b S Church St, Lake City, SC, 29560-2658 | 37.7 | |
| Allstate | Bobby Beatson | 389 Rast St, Sumter, SC, 29150 | 30.9 | |
| Travelers | Stuckey & Alexander | 224 North Main Street, Bishopville, SC, 29010 | 11.8 | |
| Travelers | Stuckey & Alexander | 224 N Main St, Bishopville, SC, 29010 | 11.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $710 | $1,360 | $650 |
| Darlington County, SC | $84,800 | $1,049 | $750 | $1,490 | $740 |
| Hartsville, SC | $101,300 | $651 | $440 | $890 | $450 |
| Society Hill, SC | $67,400 | $446 | $300 | $620 | $320 |
| Sumter Northeast, SC | $88,000 | $605 | $440 | $850 | $410 |
| Wallace, SC | $51,200 | $310 | $220 | $420 | $200 |
| Sumter, SC | $128,300 | $847 | $620 | $1,190 | $570 |
| Turbeville, SC | $75,100 | $508 | $370 | $720 | $350 |
| Paxville, SC | $76,200 | $516 | $350 | $740 | $390 |
| Laurinburg, NC | $98,300 | $871 | $580 | $1,250 | $670 |
| Peachland, NC | $98,300 | $615 | $420 | $850 | $430 |
| Raemon, NC | $62,800 | $407 | $270 | $560 | $290 |
| Maxton, NC | $60,400 | $576 | $400 | $820 | $420 |