Gavop shows you how to buy homeowners insurance in Bingham County, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $85,000 | $70,000 | $100,000-$125,000 |
| 3 Bedroom | $195,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $221,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $287,500 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $605 |
| Superior Protection Discount | -$71 | $640 |
| Fire & Security Discount | -$71 | $640 |
| Hail Resistant Roof Discount | -$21 | $690 |
| Newly Constructed Home Discount | -$206 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bingham County | $2,000 | $703 | $2,703 | $511 | $2,511 | $192 |
| Bingham County, ID | $2,000 | $703 | $2,703 | $511 | $2,511 | $192 |
| Fort Hall, ID | $400 | $529 | $929 | $384 | $784 | $144 |
| Inkom, ID | $2,500 | $688 | $3,188 | $500 | $3,000 | $188 |
| Lincoln, ID | $300 | $593 | $893 | $431 | $731 | $162 |
| Lewisville, ID | $700 | $583 | $1,283 | $424 | $1,124 | $159 |
| Roberts, ID | $400 | $588 | $988 | $427 | $827 | $161 |
| Jefferson County, ID | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| McCammon, ID | $400 | $528 | $928 | $383 | $783 | $144 |
| Bonneville County, ID | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| American Falls, ID | $300 | $668 | $968 | $486 | $786 | $183 |
| Ririe, ID | $2,500 | $584 | $3,084 | $424 | $2,924 | $160 |
| Home Insurance Company Bingham County, ID | Homeowners Insurance Agency Bingham County, ID | Address | Popularity Score | Distance from Bingham County (miles) |
|---|---|---|---|---|
| State Farm | Aaron Moore | 575 E Alameda Rd, Pocatello, ID, 83201-3621 | 22.6 | |
| Travelers | The Hartwell Corporation | 1084 N Skyline 1 Airport Plz, Idaho Falls, ID, 83402 | 25.5 | |
| Allstate | Spencer Johnson | 461 May St, Idaho Falls, ID, 83401 | 27.3 | |
| Farmers | Gina Wixom | 1495 Parkway Dr Ste D, Blackfoot, ID, 83221 | 2.4 | |
| Allstate | Barbara Beck | 1280 S Woodruff Ave, Idaho Falls, ID, 83404 | 27.5 | |
| State Farm | Scott Peterson | 99 Sw Main, Blackfoot, ID, 83221-2720 | 3.3 | |
| Farmers | John Vinson | 1306 E 17th St, Idaho Falls, ID, 83404 | 26.9 | |
| Allstate | Mark Eldredge | 1775 E 17th St Ste A, Idaho Falls, ID, 83404 | 27.3 | |
| Allstate | Don Bates | 805 Jefferson Ave, Pocatello, ID, 83201 | 22.7 | |
| Allstate | Scott Agency | 1335 S Holmes Ave, Idaho Falls, ID, 83404 | 26.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $900 | $470 |
| Bingham County, ID | $147,400 | $712 | $520 | $1,020 | $500 |
| Bingham County, ID | $147,400 | $712 | $520 | $970 | $450 |
| Fort Hall, ID | $124,100 | $535 | $360 | $740 | $380 |
| Inkom, ID | $232,900 | $696 | $470 | $970 | $500 |
| Lincoln, ID | $158,800 | $600 | $410 | $850 | $440 |
| Lewisville, ID | $152,200 | $590 | $400 | $840 | $440 |
| Roberts, ID | $155,400 | $595 | $410 | $830 | $420 |
| Jefferson County, ID | $166,200 | $682 | $480 | $940 | $460 |
| McCammon, ID | $123,600 | $534 | $360 | $730 | $370 |
| Bonneville County, ID | $161,000 | $699 | $470 | $960 | $490 |
| American Falls, ID | $129,600 | $676 | $490 | $960 | $470 |
| Ririe, ID | $153,100 | $591 | $410 | $830 | $420 |