Gavop shows you how to buy homeowners insurance in Washington County, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Washington County, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Boundsville Rd, St Canvinette Way, N Grimes Hill Rd, Blanchard St, Allens Aly, Co Rte 77, Dorothys Way, Potter St, Perry Ln, McCrea St | $216,000 | $180,000 | $250,000-$300,000 | $116,000 | $100,000 | $100,000-$125,000 |
| Jaques Way E, Battle Hill Dr, Lands End Rd, Mosswood Way, Flat Rock Rd, Harrison Ave, Notre Dame St, 10th Ave, Fisher St, State Hwy 29 | $179,000 | $150,000 | $150,000-$175,000 | $139,000 | $130,000 | $125,000-$150,000 |
| Roberson Rd, Ritchie Rd, Co Rd 2, Co Rte 31, Lark St, Mountainview Dr, Rowlands Ln, River Rd, S Ranch Way, Mountain Rd | $169,000 | $140,000 | $150,000-$175,000 | $95,000 | $90,000 | $100,000-$125,000 |
| Andrew Ln, Black Point Rd, Newton Ln, Hendee Rd, Myrtle Ave, Edwards Way, Coila Rd, Railroad Ave, Anuszewski Ln, Keech Rd | $162,000 | $150,000 | $150,000-$175,000 | $150,000 | $120,000 | $125,000-$150,000 |
| Lions Ln, Bly Ave, Martindale Ave, Perkins Dr, Rattlesnake Way, Link Way, Welch Hill Rd, Catherine St, Culver St, Lower Allen St | $141,000 | $130,000 | $125,000-$150,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Spicer Ln, Camp Andrews Way, Combs Ave, Waites Ln, Co Rd 24, Rocky Way, Earl Towers, Vale St, Webber Ln, Slocum Ave | $141,000 | $130,000 | $125,000-$150,000 | $109,500 | $100,000 | $125,000-$150,000 |
| Sheridan St, Rock St, Old Cambridge Rd, Maplewood Ct, Depot St, Summit Lake Rd Exd, Hadlock Pond Rd, Toad Ln, Peabody Ln, 2nd St | $222,000 | $180,000 | $250,000-$300,000 | $153,000 | $140,000 | $125,000-$150,000 |
| Barkley Ave, Co Rd 6b, Norton St, McEachron Hil Rd Exd, Leavy Hollow Rd, S Union St, Belden Rd, Scott Hill Rd, Bean Rd, Maynard St | $134,000 | $120,000 | $125,000-$150,000 | $91,500 | $90,000 | $75,000-$100,000 |
| Wall St, Old State Rd, Westview Dr, Preston St, State Line Rd, Martin Rd, Co Rte 44, Beech St, Larmon Rd, Mc Dougal Rd | $91,000 | $80,000 | $75,000-$100,000 | $119,000 | $100,000 | $125,000-$150,000 |
| Gillis Ln, Baldwin Corners Rd, Center Falls Rd, Marion St, Ave B, N Greenwich Rd, Hinds Rd, Co Rd 17, Labarge St, Lott St | $172,000 | $160,000 | $175,000-$200,000 | $130,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $524 |
| Superior Protection Discount | -$55 | $561 |
| Fire & Security Discount | -$68 | $548 |
| Hail Resistant Roof Discount | -$18 | $597 |
| Newly Constructed Home Discount | -$136 | $480 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $2,500 | $609 | $3,109 | $442 | $2,942 | $166 |
| Washington County, NY | $1,500 | $609 | $2,109 | $442 | $1,942 | $166 |
| Middletown Springs, VT | $300 | $794 | $1,094 | $577 | $877 | $217 |
| Bolton, NY | $1,000 | $1,349 | $2,349 | $980 | $1,980 | $369 |
| Horicon, NY | $200 | $831 | $1,031 | $604 | $804 | $227 |
| Pittstown, NY | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| Stratton, VT | $400 | $1,050 | $1,450 | $763 | $1,163 | $287 |
| Edinburg, NY | $700 | $895 | $1,595 | $651 | $1,351 | $245 |
| Searsburg, VT | $200 | $646 | $846 | $470 | $670 | $177 |
| Brookline, VT | $700 | $765 | $1,465 | $556 | $1,256 | $209 |
| Bleecker, NY | $500 | $620 | $1,120 | $451 | $951 | $170 |
| Rochester, VT | $1,000 | $719 | $1,719 | $523 | $1,523 | $197 |
| Home Insurance Company Washington County, NY | Homeowners Insurance Agency Washington County, NY | Address | Popularity Score | Distance from Washington County (miles) |
|---|---|---|---|---|
| Travelers | Twin Bridges Insurance Agency Inc | 1873 Western Ave Ste 204, Albany, NY, 12203 | 48.1 | |
| Allstate | Kinney Agency | 3027 State Route 4, Hudson Falls, NY, 12839 | 6.8 | |
| Erie | Empire Region Insurance Agency | 4 Avis Drive Suite 108, Latham, NY, 12110 | 42.3 | |
| Allstate | Julie Baldes | 931 Altamont Ave, Schenectady, NY, 12303 | 44.0 | |
| Travelers | The Heritage Group | 1184 Troy-Schenectady Rd Ste 102, Latham, NY, 12110 | 42.1 | |
| State Farm | Charlie Palmer | 119 Mohawk Ave, Scotia, NY, 12302-2247 | 42.8 | |
| State Farm | Dana Hogan | 346 Main St, Hudson Falls, NY, 12839-1530 | 7.0 | |
| Allstate | Jamie Hayes | 315 Main St, Hudson Falls, NY, 12839 | 7.1 | |
| Travelers | Schuylerville Ins. | 144 Broad Street, Schuylerville, NY, 12871 | 16.3 | |
| State Farm | Thomas Rupert | 308 Grooms Rd, Clifton Park, NY, 12065-6211 | 36.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,650 | $870 |
| Washington County, NY | $144,900 | $616 | $440 | $870 | $430 |
| Washington County, NY | $144,900 | $616 | $440 | $840 | $400 |
| Middletown Springs, VT | $234,800 | $804 | $590 | $1,140 | $550 |
| Bolton, NY | $329,200 | $1,365 | $910 | $1,940 | $1,030 |
| Horicon, NY | $221,000 | $841 | $610 | $1,190 | $580 |
| Pittstown, NY | $187,100 | $679 | $450 | $940 | $490 |
| Stratton, VT | $374,000 | $1,063 | $720 | $1,460 | $740 |
| Edinburg, NY | $237,700 | $906 | $610 | $1,300 | $690 |
| Searsburg, VT | $150,000 | $654 | $450 | $900 | $450 |
| Brookline, VT | $214,200 | $774 | $530 | $1,090 | $560 |
| Bleecker, NY | $140,800 | $628 | $430 | $860 | $430 |
| Rochester, VT | $186,300 | $728 | $520 | $1,030 | $510 |